Mortgage lenders want reduced capital requirements on warehouse lending by banks. They believe higher capital requirements will flow through to pricing for mortgages.

After months of delays, Two Harbors got its shareholders to agree to the company’s acquisition by CrossCountry Mortgage. The deal is expected to close in August.

Home sales in June jumped 9.2% from May even as housing inventory growth stalled.

Home prices declined slightly on a monthly basis in April. But home price appreciation is expected to pick up on an annual basis.

President Trump has until July 10 to take action on housing bill; GSEs release data on FICO 10T; CFPB seeks feedback on mortgage disclosures and borrowers’ right of rescission; interest rate outlook.

Rocket Mortgage was the largest originator of home equity loans in the first quarter of 2026. The nonbank started originating closed-end second liens in recent years as refi opportunities declined. (Includes three data tables.)

President Trump said he will not sign the 21st Century ROAD to Housing Act until Congress passes the election bill.

Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%.

FHA is aiming its deregulatory efforts at barriers that make its programs less attractive to lenders.

Investors are looking for consistency from non-QM lenders as concerns about expanding credit boxes mount.