https://www.insidemortgagefinance.com/rss en-us nbhatia@imfpubs.com The conventional-conforming sector lagged in an otherwise upbeat mortgage market. (Includes two data files.) http://www.insidemortgagefinance.com/articles/238372 Thu, 27 Aug 2026 11:54:57 -0400 https://www.insidemortgagefinance.com/articles/238372-all-products-gained-in-2q26-but-agency-market-lagged dhollier@imfpubs.com Fannie Mae has reportedly fired 10 senior executives, including senior vice presidents Mark Palim and Devang Doshi. http://www.insidemortgagefinance.com/articles/238369 Thu, 27 Aug 2026 11:51:01 -0400 https://www.insidemortgagefinance.com/articles/238369-keeping-up-with-pulte ewilley@imfpubs.com Executives at the credit reporting agencies and scoring companies said the deployment of FICO 10T and VantageScore 4.0 scores will have cascading effects on the primary and secondary mortgage markets. http://www.insidemortgagefinance.com/articles/238383 Thu, 27 Aug 2026 11:49:06 -0400 https://www.insidemortgagefinance.com/articles/238383-credit-scores-will-trickle-through-mortgage-ecosystem jdohnert@imfpubs.com The new third‑party origination channel, BrokerBrand TPO, is led by industry veteran Bob Marseilles. http://www.insidemortgagefinance.com/articles/238384 Thu, 27 Aug 2026 11:48:10 -0400 https://www.insidemortgagefinance.com/articles/238384-lenders-flock-to-wholesale-channel ewilley@imfpubs.com The Trump administration is running short on time to get more regulatory changes through the pipeline, according to panelists at the Mortgage Industry Standards Maintenance Organization’s fall summit. http://www.insidemortgagefinance.com/articles/238385 Thu, 27 Aug 2026 11:47:12 -0400 https://www.insidemortgagefinance.com/articles/238385-further-trump-regulatory-changes-fight-against-the-clock azimmardi@imfpubs.com Though interest-only loans are a good option to address affordability, they are not necessarily for every borrower. http://www.insidemortgagefinance.com/articles/238321 Thu, 27 Aug 2026 11:46:15 -0400 https://www.insidemortgagefinance.com/articles/238321-io-loans-gaining-popularity-to-help-affordability jdohnert@imfpubs.com The double-pledge protection program offers lenders automated portfolio scrubbing to identify potential collateral overlap. http://www.insidemortgagefinance.com/articles/238373 Thu, 27 Aug 2026 11:45:17 -0400 https://www.insidemortgagefinance.com/articles/238373-rams-mortgage-capital-launches-double-pledging-protection-tool jdohnert@imfpubs.com UWM accused Two Harbors executives of subversion, inaction and lies to stop its planned acquisition of the real estate investment trust. http://www.insidemortgagefinance.com/articles/238313 Thu, 20 Aug 2026 11:58:09 -0400 https://www.insidemortgagefinance.com/articles/238313-uwm-two-harbors-lawsuit-highlights-importance-of-trust-in-m-and-a bivey@imfpubs.com The increase in the delinquency rate in the second quarter of 2026 erased improvements seen in the first quarter. Delinquencies are also expected to rise through the end of the year. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238312 Thu, 20 Aug 2026 11:57:11 -0400 https://www.insidemortgagefinance.com/articles/238312-delinquencies-increase-at-large-servicers-in-second-quarter dhollier@imfpubs.com Trade groups agree that the reputational harm provision of the suspended counterparty program regulation is redundant. http://www.insidemortgagefinance.com/articles/238304 Thu, 20 Aug 2026 11:56:13 -0400 https://www.insidemortgagefinance.com/articles/238304-industry-backs-fhfas-scp-rule-changes ewilley@imfpubs.com A recent opinion piece in the Wall Street Journal suggested that nonbanks have loosened FHA underwriting standards, bringing about a wave of defaults. Wall Street Journal suggested that nonbanks have loosened FHA underwriting standards, bringing about a wave of defaults.]]> http://www.insidemortgagefinance.com/articles/238315 Thu, 20 Aug 2026 11:55:15 -0400 https://www.insidemortgagefinance.com/articles/238315-spotlight-lands-on-nonbank-fha-business bivey@imfpubs.com Some subservicers are offering to pay deboarding fees charged by competing subservicers to help prompt transfers. MSR owners have some hesitation beyond fees, including risks from transfers. http://www.insidemortgagefinance.com/articles/238302 Thu, 20 Aug 2026 11:54:19 -0400 https://www.insidemortgagefinance.com/articles/238302-newer-subservicers-looking-to-make-switching-affordable jdohnert@imfpubs.com The slowdown in premium increases comes as insurers focused on restoring profitability after a period of high inflation, rising construction costs, expensive reinsurance and record catastrophe losses. http://www.insidemortgagefinance.com/articles/238257 Thu, 20 Aug 2026 11:53:22 -0400 https://www.insidemortgagefinance.com/articles/238257-home-insurance-premiums-moderate sclark@imfpubs.com A group of state regulators fined Newrez for servicing issues, while California fined Academy Mortgage for lackluster cybersecurity. http://www.insidemortgagefinance.com/articles/238300 Thu, 20 Aug 2026 11:52:25 -0400 https://www.insidemortgagefinance.com/articles/238300-state-regualtors bivey@imfpubs.com UWM President and CEO Mat Ishbia sees the equity from Oaktree as a positive. Shareholders and industry analysts aren’t convinced. http://www.insidemortgagefinance.com/articles/238243 Thu, 13 Aug 2026 11:15:45 -0400 https://www.insidemortgagefinance.com/articles/238243-sharp-contrast-in-views-on-uwm-following-equity-raise dhollier@imfpubs.com New PMIERs tables assigning risk factors to loans based on credit scores and LTV ratios strongly resemble the GSEs’ LLPA tables. http://www.insidemortgagefinance.com/articles/238264 Thu, 13 Aug 2026 11:12:47 -0400 https://www.insidemortgagefinance.com/articles/238264-pmiers-update-compares-relative-risks-of-vantagescore-40-and-classic-fico bivey@imfpubs.com The higher rates are diminishing demand for mortgages and officials at Rocket are projecting a drop in originations in the third quarter. http://www.insidemortgagefinance.com/articles/238248 Thu, 13 Aug 2026 11:11:49 -0400 https://www.insidemortgagefinance.com/articles/238248-interest-rates-on-mortgages-expected-to-remain-elevated sclark@imfpubs.com Mortgage and banking trade groups want the CFPB to revise TRID’s timing requirements and tolerance thresholds. http://www.insidemortgagefinance.com/articles/238247 Thu, 13 Aug 2026 11:10:53 -0400 https://www.insidemortgagefinance.com/articles/238247-industry-welcomes ewilley@imfpubs.com Changes to the GSEs’ condo lending requirements won’t bring relief in the near term to the slumping condo market. http://www.insidemortgagefinance.com/articles/238183 Thu, 13 Aug 2026 11:08:54 -0400 https://www.insidemortgagefinance.com/articles/238183-headwinds-stack-for-condo-market jdohnert@imfpubs.com More homebuyers are being forced to bring more cash, renegotiate the sale price or restructure their mortgage. http://www.insidemortgagefinance.com/articles/238246 Thu, 13 Aug 2026 11:07:56 -0400 https://www.insidemortgagefinance.com/articles/238246-increasing-appraisal-gaps-leads-to-a-rise-in-loan-restructuring dhollier@imfpubs.com The Trump administration continues to pressure homebuilders to address affordability by focusing more on first-time homebuyers. http://www.insidemortgagefinance.com/articles/238255 Thu, 13 Aug 2026 11:06:00 -0400 https://www.insidemortgagefinance.com/articles/238255-pulte-threatens-homebuilders-again sclark@imfpubs.com Democratic state attorneys general argued that the final rules exceed limits Congress placed on OCC’s ability to preempt state laws. http://www.insidemortgagefinance.com/articles/238256 Thu, 13 Aug 2026 11:05:03 -0400 https://www.insidemortgagefinance.com/articles/238256-occ-sued-over-interest-on-escrow-preemption azimmardi@imfpubs.com Radian Group has sold its real estate services business and has entered into a definitive agreement to sell its title business to PLACE. http://www.insidemortgagefinance.com/articles/238234 Thu, 13 Aug 2026 11:04:57 -0400 https://www.insidemortgagefinance.com/articles/238234-radian-nears-end-of-divestiture-plan-sells-real-estate-services-business dhollier@imfpubs.com Urban Institute researchers believe credit score gaming by lenders will raise scores for 44% of borrowers. Officials at FICO claim shopping appears to be occurring now that the GSEs accept VantageScore. http://www.insidemortgagefinance.com/articles/238173 Thu, 06 Aug 2026 11:50:29 -0400 https://www.insidemortgagefinance.com/articles/238173-credit-score-shopping-is-it-a-thing bivey@imfpubs.com The $1.65 billion in financing from Oaktree and the Ishbia family was via preferred equity. United Wholesale Mortgage’s equity declined with a loss in the second quarter tied to its failed acquisition of Two Harbors. http://www.insidemortgagefinance.com/articles/238200 Thu, 06 Aug 2026 11:49:31 -0400 https://www.insidemortgagefinance.com/articles/238200-uwm-turns-to-oaktree-for-equity-suspends-dividend sclark@imfpubs.com The proposal would retain much of the 1995 regulatory framework while making changes to asset size thresholds and narrowing the range of retail banking services subject to CRA standards. http://www.insidemortgagefinance.com/articles/238170 Thu, 06 Aug 2026 11:48:31 -0400 https://www.insidemortgagefinance.com/articles/238170-occ-fdic-issue-cra-proposal-without-fed bivey@imfpubs.com Pennymac laid off origination staff and is counting on technology to keep its lending capacity elevated. Leaders at Newrez and loanDepot are also touting their tech investments. http://www.insidemortgagefinance.com/articles/238185 Thu, 06 Aug 2026 11:47:33 -0400 https://www.insidemortgagefinance.com/articles/238185-large-lenders-putting-even-greater-emphasis-on-tech azimmardi@imfpubs.com The non-QM space has seen rapid growth, with more lenders entering the market and a growing cohort of self-employed borrowers. http://www.insidemortgagefinance.com/articles/238180 Thu, 06 Aug 2026 11:46:35 -0400 https://www.insidemortgagefinance.com/articles/238180-non-qm-lending-shows-no-signs-of-slowing-in-2026 jdohnert@imfpubs.com Homebuying picked up in the summer months after a slower than usual spring season. http://www.insidemortgagefinance.com/articles/238184 Thu, 06 Aug 2026 11:45:37 -0400 https://www.insidemortgagefinance.com/articles/238184-homebuying-season-extends-from-spring-to-summer dhollier@imfpubs.com New business grew at both enterprises despite an across-the-board decrease in refinance loan acquisitions. http://www.insidemortgagefinance.com/articles/238172 Thu, 06 Aug 2026 11:44:39 -0400 https://www.insidemortgagefinance.com/articles/238172-gse-purchase-volume-sustains-profits