Lending to nonbanks is under scrutiny due to some recent performance issues outside of the residential mortgage market.

Lenders are expected to increase production of prime jumbos, non-QMs and home equity loans in the coming year.

Looking to book a profit in 2025? There’s still time to sell servicing rights, but delays could up-end the equation.

Although the Trump administration says it wants the GSEs to help accelerate development by the big homebuilders, the topic barely registered during recent earnings calls.

The Mortgage Bankers Association is concerned the current risk weights for MSRs and warehouse lines are limiting activities at banks.

Democrat and Republican lawmakers want the Trump administration to preserve the statutory obligations of the Community Development Financial Institutions Fund.

Purchase-mortgage lending in the coming years will be helped by an expected increase in the supply of homes for sale, according to projections by the MBA.

While most mortgage industry participants believe the tri-merge limits competition among the three credit reporting companies, some say it’s a critical tool to maintain the credit quality of mortgages.

The Trump administration plans to reduce certain capital requirements to encourage bank involvement in the mortgage market, according to Treasury Secretary Scott Bessent.

Sales of mortgage servicing rights have slowed as 2025 winds down but valuations on this sought-after asset remain quite attractive.