Federal operations that were disrupted during the shutdown are expected to bounce back, helping lenders with loans stuck in their pipelines.

Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.

FICO is confident the mortgage market will continue to use its credit scores even as FHFA and credit bureaus push the adoption of VantageScore.

The fourth-largest credit bureau could help reduce the cost of credit report pulls for mortgage lenders.

Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.

Overall, fair housing complaints increased in 2024, though complaints tied to real estate sales and mortgage lending declined.

The bill would require servicers to grant 90 days of forbearance to certain federal employees during a government shutdown.

The Trump administration continues to tease a 2025 capital raise for the GSEs but industry experts remain skeptical this can be done in a safe, sound manner.

Leaders at Equifax and TransUnion are optimistic that the GSEs’ adoption of VantageScore will lead to revenue moving from FICO to credit bureaus. The officials also defended the tri-merge score process at the GSEs.

Demand for MSRs among investors remains steady even as declining interest rates lead to lower valuations for the assets. The supply of MSR for sale could also increase as lenders originate more mortgages.