State regulators said OCC’s proposals seeking to preempt state interest-on-escrow laws exceed its authority and ignore legal precedent.

The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.

Third-quarter results were hampered by a legal settlement.

FICO says the recent surge in adoption of 10T scoring is largely driven by community lenders operating in underserved markets.

The proposals would preempt 12 state laws designed to discourage banks from inflating escrow-account balances as a source of interest-free funding.

The deal will expand Pagaya’s point-of-sale platform. The fintech also launched a revolving asset-backed funding structure this month.

With states increasing their regulation of artificial intelligence, trade groups representing the mortgage industry are concerned state regulation will interfere with federal mandates.

Most North American mortgage entities spend more of their technology budget on safeguarding consumers’ data than other financial entities, according to a recent survey from Moody’s Ratings.

The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.

Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.