On the fair lending front, the CFPB said its new “leadership uncovered egregious examples of companies being targeted for protected political speech and exercising their constitutional rights.”

Industry experts said it’s unclear what actions the CFPB will pursue while waiting for Brian Johnson to be confirmed as CFPB director.

Consumer complaints filed with the bureau about lending services increased across all categories except for student loans during the third quarter of 2026. (Includes two data tables.)

In 2025, the CFPB didn’t engage in any fair lending supervisory or enforcement activity; instead, it closed about 180 prior supervisory actions related to fair lending.

Some 500 consumer advocates have called on the OCC and the FDIC to scrap their Community Reinvestment Act proposal. Trade groups representing banks support the proposal and offered some recommendations.

At Better Markets, Larry Lee, a former CFPB senior counsel, plans to focus on how the CFPB’s policies impact consumers.

HUD is investigating whether Wells Fargo’s special purpose credit program targeting Black homeowners and its commitment to close racial gaps in homeownership violated the Fair Housing Act.

The CFPB argued that a district court properly awarded restitution in a 2020 lawsuit against a defunct student-loan debt-relief telemarketer and its operator.

Waterstone Mortgage agrees to resolve overcharge allegations; CFPB to look into debanking at top banks; Federal Reserve examiners frequently cited HMDA and CRA violations in 2025.

The Mortgage Bankers Association and other industry trade groups have expressed concerns about the CRA proposal of the OCC and the FDIC being finalized without the Federal Reserve.