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Home » Authors » Namrata Bhatia

Namrata Bhatia

nbhatia@imfpubs.com
Articles

ARTICLES

CrossCountry Wins Close Race on Correspondent Sales in 2024

June 12, 2025
Namrata Bhatia
CrossCountry sold 37.8% of its production to unaffiliated non-agency buyers in 2024.
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CrossCountry Tops Correspondent Sellers in 2024

June 6, 2025
Namrata Bhatia
Correspondent sales of mortgage loans to unaffiliated buyers increased 26.8% in 2024, led by CrossCountry Mortgage, Rate and United Wholesale Mortgage. (Includes data table.)
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Jumbo Borrowers Faced Fewer Denials in 2024

May 30, 2025
Namrata Bhatia
The denial rate on applications for jumbo refinances dropped to 22.2% in 2024 from 25.4% in the year earlier, while only 10.3% of jumbo purchase-mortgage applications were turned down. (Includes data table.)
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Bank Servicing for Others Continues to Dwindle

May 23, 2025
Namrata Bhatia
The amount of mortgage servicing handled by banks and savings institutions for other investors continued to shrink in the early months of 2025. (Includes data table.)
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Denial Rates on Conventional-Conforming Mortgages Steady

May 9, 2025
Namrata Bhatia
Among the top-five lenders in terms of applications received for conventional-conforming mortgages in 2024, Rocket Mortgage had the highest overall denial rate at 15.9%. JPMorgan Chase ranked second with a rejection rate of 12.0%. (Includes data table.)
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SPS Leads Non-Agency MBS Servicers in First Quarter

May 7, 2025
Namrata Bhatia
SPS handled servicing for 30.1% of all non-agency MBS issued in the first quarter.
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SPS Retakes Lead Among Non-Agency MBS Servicers

May 2, 2025
Namrata Bhatia
Shellpoint Mortgage Servicing passed Newrez/Shellpoint with servicing tied to non-agency MBS issued in the first quarter. The bulk of SPS’ servicing is focused on expanded-credit mortgages.
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Bank Retail Production, Loan Sales Slow in Fourth Quarter

March 28, 2025
Namrata Bhatia
The decline in retail origination at banks and thrifts came even as overall originations increased slightly from the third to the fourth quarter. (Includes two data tables.)
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Bank Mortgage Repurchases Increase in Fourth Quarter

March 20, 2025
Namrata Bhatia
Residential mortgage repurchases by banks increased by 25.9% during the fourth quarter.
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CFPB Gets More Time to Resolve Credit Card Late Fee Litigation

March 17, 2025
Namrata Bhatia
A Texas federal judge granted the CFPB’s request to stay for 30 days all pending deadlines in the credit card late fee lawsuit as it works with the plaintiffs in the case to resolve the matter.
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View All Articles by Namrata Bhatia

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