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VA Rolls Out Partial Claims, Updates Loss-Mit Waterfall

June 4, 2026
Emmeline Willey
The Department of Veterans Affairs published its final partial claim policy this week and updated its loss-mitigation waterfall.
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FSOC Changes Could Better Battle Systemic Risk

June 4, 2026
Shannon Clark
A return to activities-based nonbank designation could help the Financial Stability Oversight Council get ahead of nonbank risk.
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Mortgage Industry Pushes for Appraisal Modernization

June 4, 2026
Dennis Hollier
Lender trade groups argue that the expanded use of alternative valuations by the GSEs will improve the reliability of appraisals.
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Scotiabank Looks to Aid Warehouse Business

June 4, 2026
James Dohnert
Scotiabank’s planned acquisition of MapleMark Bank will provide Scotiabank with FDIC deposit insurance, which could help fund warehouse lending by Scotiabank.
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Conventional-Conforming Share of Lending Up in 1Q

May 28, 2026
Brandon Ivey
Conventional-conforming mortgages accounted for 54.3% of originations in the first quarter of 2026. Rocket Mortgage was the top producer of the loans in the quarter. (Includes two data tables.)
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Rate Cut Under New Fed Chair Unlikely This Year

May 28, 2026
Brandon Ivey
The interest rate outlook is looking better for MSR values than it is for mortgage originations. New Fed Chair Kevin Warsh faces headwinds on a rate cut this year, with some economists anticipating that the next move by the central bank will actually be a rate hike.
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ARM Share Poised to Remain Elevated

May 28, 2026
Emmeline Willey
The origination share of adjustable-rate mortgages is expected to hold around its current level this year, although a number of variables could cause it to shift.
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Rocket, Redfin Offer Discount With Home Purchase

May 28, 2026
James Dohnert
New offering lets homebuyers save up to $20,000 on a home purchase or sale when they use Rocket and a Redfin agent.
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Texas Capital Launches Mortgage Asset Trading Platform

May 28, 2026
Abby Zimmardi
The parent company of Texas Capital Bank has a new mortgage trading platform, consolidating the asset lifecycle into one offering.
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Trump Warns Lenders of Risk Posed by Noncitizens

May 28, 2026
Shannon Clark
The Trump administration has directed the CFPB to remind lenders that they should consider that deportation and loss of wages are risks when extending credit to certain noncitizens.
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