Participants in the housing market addressed the House Committee on Financial Services this week, broadly seeking deregulatory measures they said would cure the affordability crisis.

By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.

While government-insured mortgages are assumable, few assumptions are completed due to various obstacles. GSE mortgages were also assumable until the 1980s, when legal issues prompted a change.

The Basel III re-proposal could include relief for mortgages; FICO to release historical data for 10T score.

The Mortgage Bankers Association has called on lawmakers to end tri-merge requirements for loans sold to the government-sponsored enterprises following reports of increased pricing for credit reports.

Sales of MSRs in 2026 could match activity seen in 2025, according to projections by industry participants.

Homebuilders prefer interest rate buydowns over pricing incentives, not only because they’re cheaper, but also because if they lower the price on one home, other buyers will expect the same.

Incidences of fraud and loan defects are increasing among refinances as production of the loans accelerates.

The benefits the FHLBank system provides to the financial sector look to outweigh the roughly $6.9 billion federal subsidy they receive via an implicit government guarantee.

Several of the nation’s largest banks were among the banks notified by SitusAMC that their client data may have been improperly accessed.