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Inside Mortgage Finance

April 23, 2026

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Private MI Share Increases on GSE Purchase-Mortgage Business

GSE purchase-mortgage volume with private MI held up a little better on a quarterly basis than GSE business without private MI in the first quarter of 2026. (Includes three data tables.) Read More

VantageScore 4.0 Is a Go at the GSEs, FHA to Follow

FHFA Director Bill Pulte said 21 large lenders will roll out the new score with the GSEs, though all lenders are eligible. FHA also plans to accept VantageScore and FICO 10T. Read More

CFPB Issues Final Rule Rejecting Disparate-Impact Liability

The final rule eliminating disparate impact from enforcement of the Equal Credit Opportunity Act was issued as it was proposed in November, despite more than 64,000 comments on the proposal. Read More

MBA Wants CFPB to Include Trump EO in Strategic Plan

The trade group called for the CFPB to implement regulatory reforms across the board so that all sizes of lenders can see lower costs and boost mortgage access. Read More

Opportunity in Non-Agency Market as Rates Remain Flat

The relatively level trajectory for interest rates presents an opportunity for more lenders to offer non-agency products, according to non-agency boosters. Read More

BAC Chases Credit Report Reform in Washington

Members of the Brokers Action Coalition headed to Capitol Hill this week in pursuit of lower costs for credit reports. Read More

Lenders Challenged as Potential Homebuyers May Prefer Renting

With interest rates elevated, lenders are urged to highlight the wealth creation potential of homeownership to encourage renters to take the plunge and purchase a home. Read More

NEXA Lending Plans MSR-Linked LO Comp Structure

The initiative could face regulatory hurdles, attorneys warned. Read More

Broker Groups Urge Members to Foster Political Ties

Trade groups representing brokers emphasized the sway small businesses have over their local representatives. Read More

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