Lenders are looking to investments in technology to help scale originations without adding a huge number of LOs when lending increases.

FHFA Director Bill Pulte delivered on some of his touted plans during 2025, with many other efforts in limbo.

The Mortgage Bankers Association expects mortgage rates will remain in a narrow band this year while Fannie Mae forecasts declines.

A federal district court judge said a lapse in funding at the CFPB would make it impossible for the bureau to fulfill its obligations under an existing preliminary injunction.

The federal regulator is seeking federal preemption of state laws requiring banks to pay interest on funds in mortgage escrow accounts.

FHA’s annual audit revealed that the capital ratio of its Mutual Mortgage Insurance Fund remained strong in the 2025 fiscal year, prompting calls for the agency to reassess its life-of-loan premium policy.

Appraisal reforms included in a Senate-approved housing package didn’t make it into a housing bill moving through the House. Meanwhile, the MBA raised concerns about the reforms in the Senate legislation.

Housing experts expect the market to undergo a course correction after years of rapid home price increases.

Mergers and acquisitions involving small- and medium-sized mortgage companies are expected to rise as large lenders look to scale operations during a more stable mortgage production environment.

The Mortgage Bankers Association and other groups back a proposal from the FCC to modernize Telephone Consumer Protection Act rules.