The industry originated an estimated $570.00 billion of first-lien mortgages during the second quarter of 2026, thanks to a resilient purchase-mortgage market. (Includes two data tables.)

Limited earnings potential from originations and ongoing consolidation are likely to keep the supply of MSRs at healthy levels, according to officials at Annaly Capital Management.

Critics say that, by eliminating “prescribed activities,” FHFA has taken the teeth out of the DTS rule, making it difficult to enforce.

Homebuilders reported a slight decline in incentive use in the second quarter, but still project incentives to remain elevated compared to historical average for the foreseeable future.

Lenders are examining how they market to prospective borrowers following the passage of the trigger leads bill in March.

A vote on a legislative package that would’ve raised fees on streamlined VA refis was postponed in Congress after Republicans narrowly dodged a motion to send it back to committee.

At his confirmation hearing, Brian Johnson pledged to prioritize consumer protection, promote accountability by ensuring the CFPB acts within its statutory limits and modernize bureau operations.

Loan officers in a recent survey said the lack of starter homes, and not high interest rates, was affecting housing affordability.

Many recent homebuyers are facing challenges as they have not been able to refinance as they had planned.

Carrington led MSR buyers in the first half of the year, focusing on loans with lower coupons. Bayview Asset Management ranked second, targeting mortgages with interest rates above 6.0%.