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Inside FHA/VA Lending

November 26, 2025

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Refi Share of VA Volume Declines in Third Quarter

The refinance share of VA loan endorsements shrank in the third quarter, despite falling interest rates. (Includes two data tables.) Read More

Senate Banking Committee Advances FHA, Ginnie Nominees

Joseph Gormley and Frank Cassidy, the individuals nominated to lead Ginnie Mae and FHA, respectively, maintained support for actions taken by the agencies this year in responses to the committee. Read More

Budget Bridge Made Technical Fixes to VA Partial Claims

The continuing appropriations law included some edits to the partial claim loss-mitigation program under development for VA mortgages. Read More

USMI Floats Tightening FHA Capital Requirements

The U.S. Mortgage Insurers argued the FHA Mutual Mortgage Insurance Fund is vulnerable to a severe economic downturn, and suggested it be held to the same standards as the government-sponsored enterprises. Read More

Rumblings of Moving RHS Just Noise for Now

A lawmaker hinted recently that there’s consideration of moving the U.S. Department of Agriculture’s Rural Housing Service under the Department of Housing and Urban Development’s control, but any move appears to be at a conceptual stage. Read More

FHA Waives Disclosure Form Requirement

FHA waived a policy that required lenders to provide notices to borrowers about various protections, a move the agency said would lighten some of the burden on lenders. Read More

PHH Exits HECM Servicing, Sells MSRs to FoA

PHH Mortgage agreed to sell servicing rights for HECMs to Finance of America as part of a broader revamp of its strategy. Read More

Around the Industry

Former FHA commissioner lands at FDIC; FHA foreclosures rise; MISMO releases government-lending dataset; USDA lowers PITI ratio. Read More

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