The Two Harbors board has recommended that shareholders vote against UWM’s recently revised proposal to acquire the company.

Most of the provisions in Congress’ bipartisan housing legislation aren’t enough to move the needle for first-time homebuyers, according to Jaret Seiberg, a managing director at TD Securities.

Downpayment assistance programs are no longer just for first-time homebuyers with limited income.

To stay competitive, warehouse lenders need to look for opportunities financing or securitizing non-qualified mortgages.

Housing experts are optimistic that recent regulatory initiatives will help increase housing supply.

As delinquencies rise, servicers will face increasing obligations for advances to MBS investors. Large servicers are expected to be able to handle the pressure while some smaller servicers could face difficulties.

Borrowers pulled back in March as interest rates on mortgages increased, but demand improved after rates fell at the end of March.

Stakeholders are speculating on the next steps for bringing the new credit scores to market without complete transparency.

The trade group said a single-pull credit report is enough, if there are proper guardrails in place to prevent lenders and borrowers from “gaming the system.”

Several companies in the mortgage space are in the process of changing hands.