Long-time industry analyst Chris Whalen said the GSE plans to disqualify some types of capital from use to calculate net worth.

The Senate-approved ROAD to Housing Act was dropped from a 2026 defense bill. However, House Republicans indicated that they’re working toward legislation to address housing affordability.

The CFPB plans to issue guidance that will allow mortgage lenders to calculate the average prime offer rate in the event that the bureau runs out of funding.

Banks have deprioritized refinance recapture due to changes in capital requirements and an emphasis on high-net worth borrowers.

Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels.

FHA has proposed changes to its claims without conveyance of title auctions and its limited 203(k) rehabilitation program.

Insurance and mortgage industry representatives renewed calls for long-term funding for the National Flood Insurance Program.

Milliman has acquired MorVest Capital, a Texas-based mortgage servicing rights advisor.

The MBA continues to argue that the credit scores provided by Equifax, Experian and TransUnion are now so similar that lenders shouldn’t be required to pull all three. Credit bureaus disagree.

Conforming loan limits for mortgages sold to Fannie Mae and Freddie Mac will rise by 3.3% in 2026, the smallest increase since 2017.