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State Regulators Not Ready to Reform Nonbank Supervision

March 26, 2026
Shannon Clark
State regulators are still in the early stages of considering changes to how the largest nonbank mortgage companies are supervised.
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Concerns Emerge for GSEs’ New Condo Rules

March 26, 2026
Dennis Hollier
Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.
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Immigration Enforcement Deters Latino Homebuyers

March 26, 2026
Emmeline Willey
Latinos continue to lead homeownership gains, but the Trump administration’s immigration crackdown has put a damper on demand, according to the National Association of Hispanic Real Estate Professionals.
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UWM Faces Competing Bids to Acquire Two Harbors

March 26, 2026
Brandon Ivey
CrossCountry Mortgage has swooped in with a superior bid, prompting United Wholesale Mortgage to revise its bid for Two Harbors.
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State AGs Sue to Block HUD Fair Housing Act Guidance

March 26, 2026
Shannon Clark
The attorneys general said the guidance threatens to cut complaint referrals and funding to state and local fair housing agencies that provide protections that go beyond the federal Fair Housing Act.
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Palantir, Moder Developing AI Platform for Freedom Mortgage

March 26, 2026
James Dohnert
The platform will translate mortgage guidelines and operational policies into configurable, testable and auditable rules.
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Grapevine: Flagstar Back in Warehouse Lending; FICO Probe

March 26, 2026
Brandon Ivey
Flagstar offering warehouse loans through partnership; senator investigating FICO; Waters wants conference committee for housing bill.
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Trump Orders Mortgage Regulation Rollback

March 19, 2026
Shannon Clark
A new executive order directs federal agencies to consider changing several major mortgage regulations in part to increase mortgage lending by smaller banks. Consumer advocates raised alarms.
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Bank Regulators Propose Loosening Capital Requirements

March 19, 2026
Brandon Ivey
The proposals would reduce capital requirements of banks in terms of mortgages held in portfolio and for mortgage servicing. Federal banking regulators said the goal is to help banks better compete with nonbanks.
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Divisions on Housing Bill Increase With Senate Passage

March 19, 2026
Brandon Ivey
Senate last week passed a revised version of legislation aimed at easing housing affordability. House leaders aren’t fully happy with the bill.
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