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loanDepot Returns to Wholesale Channel After Three Years

March 12, 2026
James Dohnert
This time, leaders at loanDepot note that they’re looking for operating efficiency.
Read More

Drop in MSR Value Eats Into Tiptree’s Proceeds From RFC Sale

March 12, 2026
Brandon Ivey
The sale proceeds Tiptree is expecting from its pending sale of Reliance First Capital are tied to the book value of the mortgage unit.
Read More

Luminate’s Nonbank Operation Banned in Washington State

March 12, 2026
Shannon Clark
The consent order could have little effect as Luminate Home Loans was folded into Luminate Bank last year and continues to originate mortgages.
Read More

Grapevine: Interest Rate Tracking Diverges; Pre-Acquisition Jitters

March 12, 2026
Brandon Ivey
Interest rates on mortgages held steady last week, according to Freddie Mac or they rose, according to the MBA; odds of Two Harbors investors approving acquisition by United Wholesale Mortgage decline.
Read More

Retail Channel Regains Some Share in 2025

March 5, 2026
Brandon Ivey
The correspondent share of mortgage originations shrank in 2025, with retail picking up most of the slack. Both channels remained well ahead of the wholesale channel. (Includes six data tables.)
Read More

Iran Conflict Stokes Inflation Fears, Spurs Rates Higher

March 5, 2026
Emmeline Willey
Mortgage rates inched higher this week after the U.S. and Israel carried out attacks in Iran, sparking fears of higher energy costs.
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Rocket Putting an Emphasis on Wholesale Unit

March 5, 2026
James Dohnert
Austin Niemiec, chief revenue officer at Rocket Mortgage, will now head the lender’s wholesale channel as it looks to expand partnerships with brokers.
Read More

Non-QM Lenders Expect Continued Growth in 2026

March 5, 2026
Abby Zimmardi
Lenders that focus on non-qualified mortgages are optimistic that originations will continue to increase this year.
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Borrowers Turning to ARMs for Affordability Options

March 5, 2026
James Dohnert
Lenders expect ARM originations to continue to rise even as interest rates have begun to decline.
Read More

Tariffs Remain on Key Building Materials

March 5, 2026
Emmeline Willey
The Supreme Court struck down some of President Trump’s sweeping tariffs, but duties remain on raw building materials.
Read More
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