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FHA Drafts Updates to CWCOT, 203(k) Policies

December 11, 2025
Emmeline Willey
FHA has proposed changes to its claims without conveyance of title auctions and its limited 203(k) rehabilitation program.
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Trade Groups Urge Congress to Stabilize NFIP

December 11, 2025
Emmeline Willey
Insurance and mortgage industry representatives renewed calls for long-term funding for the National Flood Insurance Program.
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Milliman Buys Servicing Advisory Firm MorVest

December 11, 2025
Paul Muolo
Milliman has acquired MorVest Capital, a Texas-based mortgage servicing rights advisor.
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MBA Faces Pushback on Tri-Merge Shift

December 4, 2025
Dennis Hollier
The MBA continues to argue that the credit scores provided by Equifax, Experian and TransUnion are now so similar that lenders shouldn’t be required to pull all three. Credit bureaus disagree.
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Small Boost to GSE Loan Limits in 2026; Home Price Outlook Flat

December 4, 2025
James Dohnert
Conforming loan limits for mortgages sold to Fannie Mae and Freddie Mac will rise by 3.3% in 2026, the smallest increase since 2017.
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Lenders Offer Promotions to Boost Originations in Winter

December 4, 2025
James Dohnert
Several large lenders are offering discounts and promotions to drum up business during a slow time of the year.
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Republicans Seek to Reduce Regulations to Help Housing

December 4, 2025
Emmeline Willey
Participants in the housing market addressed the House Committee on Financial Services this week, broadly seeking deregulatory measures they said would cure the affordability crisis.
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UWM to Largely Service In-House by End of 2026

December 4, 2025
Paul Muolo and Brandon Ivey
By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.
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Complications Await if GSEs Allow Assumable Mortgages

December 4, 2025
Brandon Ivey
While government-insured mortgages are assumable, few assumptions are completed due to various obstacles. GSE mortgages were also assumable until the 1980s, when legal issues prompted a change.
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Grapevine: Bank Regulators Eye Mortgage Relief; FICO 10T Data

December 4, 2025
Brandon Ivey
The Basel III re-proposal could include relief for mortgages; FICO to release historical data for 10T score.
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