Shrinking margins in the retail space are pushing loan officers to chart their own path in the wholesale channel.

The executive order directs federal agencies to revise and, in some cases, eliminate clean energy homebuilding requirements.

Radian Group is in the process of closing its non-agency conduit rather than selling the unit.

CDFIs are exploring avenues to achieve economies of scale and enable mortgage access to underserved communities and low-income borrowers.

Two Harbors seeking more votes in favor of acquisition by UWM; GSEs to ease standards for condo insurance; DOJ subpoenas to Fed rejected.

Non-agency jumbo mortgages accounted for 15.4% of total single-family originations in 2025, compared with a 12.7% share in 2024. Meanwhile, agency high-balance activity declined somewhat. (Includes three data tables.)

The Senate is set to vote on legislation aimed at addressing housing affordability. MBA had supported earlier versions of the bill in the House and Senate.

The three major consumer reporting agencies are using discounted pricing and other strategies to drive adoption of VantageScore 4.0 among mortgage lenders. The score is the main competitor to FICO.

Inflation from the continuing conflict in the Middle East is adding uncertainty for homebuyers who were already cautious amid a weaker labor market and fluctuating tariff policies.

The retention rate in the fourth quarter of 2025 was the strongest since 2014, thanks to falling interest rates. Retention was especially strong among recently originated loans, ICE found.