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Short Takes: Housing Bill Headed to Trump / Fannie to Expand Title-Insurance Skipping Pilot / Angel Oak Shifts MBS Strategy / Income Declines at KB Home

June 24, 2026
Brandon Ivey
H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades.
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Short Takes: Senate Passes Housing Bill / CFPB Plans Mortgage RFI / Home Price Appreciation Picks Up / Homeownership Demand Increases

June 23, 2026
Brandon Ivey
The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week.
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CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

June 18, 2026
Shannon Clark
The bureau said it rescinded the 2020 advisory opinion because it conflicts with its recently issued ECOA final rule.
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FHFA Seeks Fraud Enforcement Power From Congress

June 16, 2026
Brandon Ivey
The agency said its current authorities to take action against fraud in the housing finance market are “indirect or limited.”
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CFPB’s Revised Complaint Process Draws Mixed Reviews

June 16, 2026
Shannon Clark
Tom Feltner, associate director of consumer policy at Americans for Financial Reform, said the changes will have a “chilling effect” on the number of people who are willing to seek help from the bureau on a wide range of issues — not just credit reporting errors.
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HUD Proposes Rule for Multi-Story Manufactured Housing

June 15, 2026
James Dohnert
Under the proposed rule, the new definition of a manufactured home would allow upper floor sections to be transported and constructed without a permanent chassis.
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Trump Nominates Brian Johnson for CFPB Director

June 11, 2026
Brandon Ivey
Johnson was deputy director of the CFPB during the first Trump administration.
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Short Takes: White Paper on AI Regulation / Pending Home Sales Decline / Annaly Increases Dividend

June 11, 2026
Brandon Ivey
The MBA's white paper, prepared by the law firm of Orrick, Herrington & Sutcliffe, addresses various questions regarding AI usage.
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Cassidy Steps Away From FHA

June 8, 2026
Emmeline Willey
Frank Cassidy said that he’s resigning from his role as FHA commissioner to return to the private sector.
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SPS Settles With California

June 8, 2026
James Dohnert
The settlement resolves allegations that the company violated servicing loan modification laws during the COVID-19 pandemic.
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