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Home » Topics » IMFnews » Regulatory

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FHFA Faces Some Pushback on Duty-to-Serve Proposal

August 4, 2026
Dennis Hollier
The National Community Reinvestment Coalition, an advocacy group representing more than 750 community organizations, said FHFA “must improve the rigor of its proposed rule so it can accurately measure the GSEs’ activities in underserved markets and encourage an increase in those activities.”
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Declining DQs Signal Stabilization of FHA Market

August 3, 2026
Emmeline Willey
Delinquencies initially rose when FHA implemented changes to its loss-mitigation waterfall in October, installing trial payment plans that keep delinquent loans pooled for three months, generally, before the servicer can buy the loan out for a modification.
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Higher CFPB Consumer Complaints Follow Rocket's Acquisition of Mr. Cooper

July 28, 2026
Shannon Clark
After Rocket Mortgage shot to the top of the primary servicing rankings, it also topped the most mortgage-related complaints received by the Consumer Financial Protection Bureau for the first six months of 2026.
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Banks in Wait-and-See Mode Ahead of Regulatory Capital Changes

July 28, 2026
James Dohnert
KBRA said bank management teams have said they want to see how the market responds to the revised capital rules.
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Short Takes: Dem Senators Push Pulte on Affordable Housing / Milliman Acquires MSR Valuation and Hedging Services / Judge Dismisses Zillow Steering Case / HPA Rises to Highest Rate Since August

July 28, 2026
James Dohnert
Elizabeth Warren, D-MA, and Chuck Schumer, D-NY, have requested Bill Pulte's official calendars and questioned his availability to address FHFA issues.
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CFPB Director Nominee Johnson Details Priorities

July 24, 2026
Shannon Clark
Brian Johnson said he would prioritize protecting consumers, promoting accountability by ensuring the bureau acts prudently and within its statutory limits, and modernizing CFPB operations.
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FHA Pulls Direct Endorsement Approval for 3 Lenders

July 23, 2026
Emmeline Willey
Equity Prime Mortgage, AmeriTrust Mortgage and OCMBC had their DE approval terminated in several regions.
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FHA Proposes Alternative to Partial Claims

July 21, 2026
Emmeline Willey
FHA proposed an alternative structure for its partial claims in pursuit of making the program easier for program participants and the Department of Housing and Urban Development's servicer to manage.
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Trade Groups Call for FHA Reforms

July 20, 2026
Emmeline Willey
The groups' joint comment letter called on the FHA to replace its minimum property requirements with the standards used by the government-sponsored enterprises.
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Vought Urges Congress to Further Reform CFPB

July 16, 2026
Shannon Clark
At a hearing by the House Financial Services Committee, Vought defended his actions to rein in the CFPB and called for additional reforms by Congress.
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