The proposals would preempt 12 state laws designed to discourage banks from inflating escrow-account balances as a source of interest-free funding.

The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.

Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.

The trade group representing Equifax, Experian and TransUnion says they're not the source of rising credit score costs; FICO is.

For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.

The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America asked for three specific policy changes to address housing affordability.

The executive order would prevent federal agencies and the government-sponsored enterprises from facilitating the acquisition of a single-family home by a large institutional investor.

CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.

A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.

“There are a number of companies that have thrown out the rule book, if you will,” said Christy Soukhamneut, a consultant.