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Home » Topics » IMFnews » Regulatory

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FHFA Planning to Reduce Regulation for GSEs, FHLBanks

September 19, 2025
Dennis Hollier
FHFA’s spring regulatory agenda includes plans to reverse four proposed new rules from the prior administration and five rules that have already been finalized.
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MBA Adjusts Tactics as Trump Administration Moves Fast

September 18, 2025
Brandon Ivey
While the trade group still submits formal comment letters, sometimes faster action is needed, such as a text from MBA President and CEO Bob Broeksmit to an administration official.
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LO Comp Compliance Crucial Amid CFPB Uncertainty

September 16, 2025
Shannon Clark
Even if the CFPB rescinds its LO rule, the Truth in Lending Act — the statute the LO comp rule is implementing — remains.
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A Quarterly SEC Reporting Change for Public Mortgage Shops?

September 15, 2025
Paul Muolo
Analyst Jaret Seiberg called the concept of SEC action probable though "not guaranteed."
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Lutnick Offers Some Details on Planned GSE IPO

September 12, 2025
Dennis Hollier
The Commerce secretary says a year-end offering of GSE stock is still possible.
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FSOC Shifts Focus to Promote Economic Growth

September 11, 2025
Brandon Ivey
Treasury Secretary Scott Bessent said FSOC is focused on economic growth because “regulators too often overlook the threat economic stagnation poses to financial stability.”
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Short Takes: Judge Rules in Favor of Fed Governor / Applications Hit Highs for the Year / Onity Retaining More MSRs / UWM Upsizes Debt Offering

September 10, 2025
Brandon Ivey
The Trump administration vowed to continue the effort to fire Cook, alleging mortgage fraud.
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FHA Servicers Face Operational Issue With Policy Change

September 9, 2025
Emmeline Willey
There's the possibility for a borrower to be behind by one or two months on payments, and the servicer has missed FHA's deadline to start a foreclosure.
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Short Takes: FHFA’s Market Share Cap Unclear / Home Purchase Sentiment Ticks Down / Fairway Partners With OpenAI

September 9, 2025
Brandon Ivey
If subservicing is included in FHFA's market share cap, Rocket plans to shift some of the servicing mix at the combined Rocket/Mr. Cooper.
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CFPB Considering Changes to ATR/QM Rule

September 5, 2025
Shannon Clark
There's no timeframe yet for potential adjustments to the ATR rule.
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