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Home » Topics » IMFnews » Regulatory

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MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

December 16, 2025
Brandon Ivey
The MBA said FHFA should allow lenders to use a single credit report when delivering mortgages to the GSEs if the initial report shows that the borrower has a credit score of 700 or higher.
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Fannie Looks to Have Walked Back Net Worth Proposal

December 16, 2025
Dennis Hollier
Fannie recently considered strengthening its net worth requirements for large nonbank issuers.
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Industry Groups Show Support for Executive Order on AI

December 15, 2025
James Dohnert
The MBA and CHLA have issued statements showing mortgage industry support for a new executive order that would limit state regulation of artificial intelligence.
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Housing Bill With Bipartisan Support Introduced in House

December 12, 2025
Brandon Ivey
The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.
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Trump Admin Reorients FSOC to Growth and De-Regulation

December 12, 2025
Brandon Ivey
“The council is working with member agencies to consider where aspects of the U.S. financial regulatory framework impose undue burdens and where they harm economic growth, thereby undermining financial stability,” Scott Bessent, secretary of the Treasury Department, said of the Financial Stability Oversight Council.
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Short Takes: Bondi Says DOJ Isn’t Investigating FHFA Director Pulte / Fitch Affirms Ratings on Large Nonbanks / New Compliance Dataset From MISMO / FoA Receives Boost From Blue Owl

December 12, 2025
Brandon Ivey
“There is no investigation into Bill Pulte,” wrote Pam Bondi, U.S. attorney general.
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Short Takes: CFPB Offers HMDA Reporting Extension / Home Sales Slow in Mid-Atlantic / Few Homebuyers Shop for Lenders

December 11, 2025
Brandon Ivey
Filing deadline for third-quarter HMDA data has been extended to Dec. 12.
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NCRC Launches Fair Lending Tip Line

December 10, 2025
Shannon Clark
The National Community Reinvestment Coalition is accepting confidential tips and will investigate fair lending issues.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
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Sen. Warren Counting on CFPB Bouncing Back

December 9, 2025
Shannon Clark
“[When] we have a different administration, an administration that believes in enforcing the law, an administration that believes in a level playing field, the apparatus is all there to turn [the CFPB] back on,” Warren said.
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