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Home » Topics » IMFnews » Regulatory

Regulatory
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New American Funding Brings AI to Customer Support

August 20, 2026
James Dohnert
New American Funding is teaming with Kastle.
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Lenders Seek Revisions to TRID Requirements

August 18, 2026
Shannon Clark
Trade groups targeted waiting periods and fee disclosures.
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Newrez Settles Servicing Issue With States for $15.5 Million

August 13, 2026
Shannon Clark
The settlement involves force-placed insurance on thousands of borrowers with active homeowners insurance policies.
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State AGs Sue OCC Over Interest-on-Escrow Preemption

August 12, 2026
Shannon Clark
The state attorneys generals argued two final rules exceed the limits Congress placed on the OCC's ability to preempt state consumer protection laws.
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VA Allows Non-Judicial Foreclosure of Loans With Partial Claims

August 12, 2026
Emmeline Willey
Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy.
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Consumer Advocates Oppose CRA Proposal From FDIC, OCC

August 11, 2026
Shannon Clark
Rise Economy successfully sued to stop the OCC’s 2020 CRA final rule from being implemented.
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FHFA Faces Some Pushback on Duty-to-Serve Proposal

August 4, 2026
Dennis Hollier
The National Community Reinvestment Coalition, an advocacy group representing more than 750 community organizations, said FHFA “must improve the rigor of its proposed rule so it can accurately measure the GSEs’ activities in underserved markets and encourage an increase in those activities.”
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Declining DQs Signal Stabilization of FHA Market

August 3, 2026
Emmeline Willey
Delinquencies initially rose when FHA implemented changes to its loss-mitigation waterfall in October, installing trial payment plans that keep delinquent loans pooled for three months, generally, before the servicer can buy the loan out for a modification.
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Higher CFPB Consumer Complaints Follow Rocket's Acquisition of Mr. Cooper

July 28, 2026
Shannon Clark
After Rocket Mortgage shot to the top of the primary servicing rankings, it also topped the most mortgage-related complaints received by the Consumer Financial Protection Bureau for the first six months of 2026.
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Banks in Wait-and-See Mode Ahead of Regulatory Capital Changes

July 28, 2026
James Dohnert
KBRA said bank management teams have said they want to see how the market responds to the revised capital rules.
Read More
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