The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.

"We are considering approaches to more granularly differentiate the riskiness of mortgages with benefits extending to financial institutions of all sizes, not just the largest banks," said Michelle Bowman, vice chair for supervision at the Federal Reserve.

FHFA disagreed with the GAO's assessment.

The Office of the Comptroller of the Currency is looking into developing a “simplified strategic plan process” for community banks to comply with the Community Reinvestment Act.

For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026.

The ruling didn’t address the fraud allegations involving NY AG Letitia James.

The proposal also aims to limit activity under special purpose credit programs.

Home prices increased by 2.2% on an annual basis as of the end of September, according to FHFA.

Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said the rise in credit report pricing shows that the MBA is right to push for the end of the tri-merge credit reporting structure.

The Mortgage Bankers Association called for the full Senate to quickly confirm the nominees.