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Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS

December 9, 2025
Brandon Ivey and James Dohnert
Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.
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SEC Sees Support for Effort to Revise MBS Disclosures

December 5, 2025
Abby Zimmardi
The SEC is looking to revise disclosure requirements for publicly-registered MBS and ABS to help increase issuance.
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Warren Pushes Back on CFPB’s ECOA Proposal

December 4, 2025
Shannon Clark
Sen. Elizabeth Warren, D-MA, said there’s a possibility that Congress will use the Congressional Review Act to overturn the proposal if it’s finalized.
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Congress Revises Terms for Still-in-Progress VA Loss-Mit Program

December 3, 2025
Emmeline Willey
The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.
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Banking Regulators Look to Ease Mortgage Capital Requirements

December 2, 2025
Brandon Ivey
"We are considering approaches to more granularly differentiate the riskiness of mortgages with benefits extending to financial institutions of all sizes, not just the largest banks," said Michelle Bowman, vice chair for supervision at the Federal Reserve.
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FHFA’s Fair-Lending Policy for GSEs Unclear, GAO Claims

December 2, 2025
Brandon Ivey
FHFA disagreed with the GAO's assessment.
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Short Takes: Potential CRA Relief for Smaller Banks / Affordability Expected to Improve / Rocket Preps CES Securitization

December 2, 2025
Brandon Ivey
The Office of the Comptroller of the Currency is looking into developing a “simplified strategic plan process” for community banks to comply with the Community Reinvestment Act.
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FHFA Announces 2026 Conforming Loan Limits

November 26, 2025
Dennis Hollier
For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026.
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DOJ’s Mortgage-Fraud Lawsuit Against NY AG James Dismissed

November 25, 2025
Brandon Ivey
The ruling didn’t address the fraud allegations involving NY AG Letitia James.
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CFPB Proposes More Lenient Enforcement Under ECOA

November 25, 2025
Shannon Clark
The proposal also aims to limit activity under special purpose credit programs.
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