https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com The groups' joint comment letter called on the FHA to replace its minimum property requirements with the standards used by the government-sponsored enterprises. http://www.insidemortgagefinance.com/articles/238034 Mon, 20 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238034-trade-groups-call-for-fha-reforms sclark@imfpubs.com At a hearing by the House Financial Services Committee, Vought defended his actions to rein in the CFPB and called for additional reforms by Congress. http://www.insidemortgagefinance.com/articles/238013 Thu, 16 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238013-vought-urges-congress-to-further-reform-cfpb bivey@imfpubs.com The Mortgage Bankers Association said, if implemented, the proposed changes would make it “unattractive for banks to continue to offer” warehouse lines to nonbank mortgage companies. http://www.insidemortgagefinance.com/articles/237994 Wed, 15 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237994-treatment-of-warehouse-lending-in-basel-re-proposal-seen-as-too-harsh sclark@imfpubs.com The guidance was in response to a May 19 executive order regarding risks to the financial system from individuals not authorized to work in the U.S. http://www.insidemortgagefinance.com/articles/237978 Tue, 14 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237978-depository-regulators-advise-on-lending-to-noncitizens sclark@imfpubs.com The Fair Credit Reporting Reseller Accuracy Act aims to reduce litigation for credit resellers. http://www.insidemortgagefinance.com/articles/237980 Tue, 14 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237980-bill-beneficial-to-credit-resellers-advancing-in-house jdohnert@imfpubs.com Despite the lack of presidential support, lawmakers said the passage of the bipartisan bill was an important step in boosting housing affordability. http://www.insidemortgagefinance.com/articles/237973 Mon, 13 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237973-housing-bill-moves-ahead-without-white-house-support dhollier@imfpubs.com The proposed rule would eliminate reference to "reputational harm," ostensibly to reduce subjectivity and uncertainty in enforcement. http://www.insidemortgagefinance.com/articles/237977 Mon, 13 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237977-fhfa-proposes-changes-to-suspended-counterparty-program jdohnert@imfpubs.com The 21st Century ROAD to Housing Act, which passed with bipartisan support, is set to automatically become law on Saturday without Trump's signature. http://www.insidemortgagefinance.com/articles/237967 Fri, 10 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237967-nhia-receives-industry-support jdohnert@imfpubs.com The trade groups are seeking some changes to condo appraisal policies set to go into effect next month as well as a delay in implementation. http://www.insidemortgagefinance.com/articles/237969 Fri, 10 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237969-trade-groups-ask-fhfa-for-changes-to-gse-condo-approval-policies bivey@imfpubs.com The CFPB, HUD, VA and a number of other agencies are planning to issue proposals and final rules. http://www.insidemortgagefinance.com/articles/237933 Wed, 08 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237933-trump-admin-plans-extensive-rulemaking-for-mortgages bivey@imfpubs.com The RFI includes a variety of questions regarding timing requirements for TRID disclosures, fee disclosure tolerance thresholds, how borrowers’ right of rescission impacts refinances and issues involving reverse mortgages. http://www.insidemortgagefinance.com/articles/237934 Wed, 08 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237934-cfpb-issuing-rfi-on-changes-for-mortgage-disclosures ewilley@imfpubs.com CHLA suggested the facility be modeled after the pass-through assistance program Ginnie launched in 2020 to support servicers facing liquidity shortfalls due to pandemic-related borrower forbearances. http://www.insidemortgagefinance.com/articles/237915 Mon, 06 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237915-chla-renews-push-for-ginnie-servicers-backstop jdohnert@imfpubs.com Two class-action lawsuits brought forward last month allege the company is trying to circumvent the Truth in Lending Act by claiming HEIs are not loans. http://www.insidemortgagefinance.com/articles/237905 Thu, 02 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237905-hometap-hit-with-new-class-action-lawsuits jdohnert@imfpubs.com Home prices were up 0.3% from April, according to First American Data and Analytics. http://www.insidemortgagefinance.com/articles/237893 Wed, 01 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237893-short-takes-house-prices-reach-new-high-trump-calls-housing-bill-a-yawn-metlife-hires-new-real-estate-investment-exec-arm-lending-down jdohnert@imfpubs.com Hometap is now offering its home equity investment product in five new states: Georgia, Montana, Tennessee, Idaho and Delaware. http://www.insidemortgagefinance.com/articles/237879 Tue, 30 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237879-hometap-charts-major-expansion-of-hei-program sclark@imfpubs.com Lawmakers specifically expressed concerns about the removal of a webpage translation tool that allowed users to access information in Spanish, Chinese, Vietnamese and other languages. http://www.insidemortgagefinance.com/articles/237880 Tue, 30 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237880-senate-dems-seek-answers-on-cfpb-website-deletions jdohnert@imfpubs.com Housing issues that found majority support were initiatives for building homes for low-income families, programs for downpayment assistance and policies that would make it easier to build homes. http://www.insidemortgagefinance.com/articles/237881 Tue, 30 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237881-survey-signals-bipartisan-support-for-housing-affordability-legislation jdohnert@imfpubs.com The Supreme Court ruled that the White House cannot remove Federal Reserve Governor Lisa Cook while her court challenge is pending. http://www.insidemortgagefinance.com/articles/237882 Tue, 30 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237882-short-takes-supreme-court-blocks-cook-dismissal-julia-gordon-heads-to-cahl-luxury-home-prices-rising-fast dhollier@imfpubs.com Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator. http://www.insidemortgagefinance.com/articles/237871 Mon, 29 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237871-house-bill-a-first-step-to-releasing-gses dhollier@imfpubs.com Council of the Federal Home Loan Banks CEO Ryan Donovan recommended several revisions to the latest Basel III Endgame proposal in a comment letter to regulators. http://www.insidemortgagefinance.com/articles/237873 Mon, 29 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237873-fhlbanks-call-for-basel-iii-changes bivey@imfpubs.com The Structured Finance Association submitted extensive feedback on the re-proposal. SFA's comments received an endorsement from a coalition of trade groups representing a broad variety of banks. http://www.insidemortgagefinance.com/articles/237863 Fri, 26 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237863-mbs-participants-want-changes-to-basel-re-proposal bivey@imfpubs.com Most of the increase in the impairment rate in May was from delinquencies. http://www.insidemortgagefinance.com/articles/237865 Fri, 26 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237865-short-takes-delinquencies-rise-on-securitized-non-qms-the-sunday-factor-in-delinquencies-community-bank-expands-agreement-with-ncrc bivey@imfpubs.com Sen. Elizabeth Warren, D-MA, one of the lead negotiators of the bill, guaranteed that it will eventually become law. http://www.insidemortgagefinance.com/articles/237842 Thu, 25 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237842-housing-bill-hits-another-hurdle-as-trump-balks bivey@imfpubs.com Sales of new homes declined on monthly and annual bases in May. http://www.insidemortgagefinance.com/articles/237847 Thu, 25 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237847-short-takes-sales-of-new-homes-decline-heloc-lender-raises-capital-big-banks-pass-stress-test-with-major-home-price-depreciation ewilley@imfpubs.com Matt Jones, FHA single-family housing deputy assistant secretary, indicated the agency believed the rescissions would make the FHA program more accessible to a wide range of lenders. http://www.insidemortgagefinance.com/articles/237827 Wed, 24 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237827-fha-clarifies-mod-requirements-loosens-lending-regulations dhollier@imfpubs.com The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories. http://www.insidemortgagefinance.com/articles/237824 Wed, 24 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237824-fhfa-proposes-revamping-duty-to-serve-rule bivey@imfpubs.com H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades. http://www.insidemortgagefinance.com/articles/237828 Wed, 24 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237828-short-takes-housing-bill-headed-to-trump-fannie-to-expand-title-insurance-skipping-pilot-angel-oak-shifts-mbs-strategy-income-declines-at-kb-home bivey@imfpubs.com The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week. http://www.insidemortgagefinance.com/articles/237814 Tue, 23 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237814-short-takes-senate-passes-housing-bill-cfpb-plans-mortgage-rfi-home-price-appreciation-picks-up-homeownership-demand-increases sclark@imfpubs.com The bureau said it rescinded the 2020 advisory opinion because it conflicts with its recently issued ECOA final rule. http://www.insidemortgagefinance.com/articles/237798 Thu, 18 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237798-cfpb-rescinds-2020-spcp-advisory bivey@imfpubs.com The agency said its current authorities to take action against fraud in the housing finance market are “indirect or limited.” http://www.insidemortgagefinance.com/articles/237764 Tue, 16 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237764-fhfa-seeks-fraud-enforcement-power-from-congress