https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator. http://www.insidemortgagefinance.com/articles/237871 Mon, 29 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237871-house-bill-a-first-step-to-releasing-gses dhollier@imfpubs.com Council of the Federal Home Loan Banks CEO Ryan Donovan recommended several revisions to the latest Basel III Endgame proposal in a comment letter to regulators. http://www.insidemortgagefinance.com/articles/237873 Mon, 29 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237873-fhlbanks-call-for-basel-iii-changes bivey@imfpubs.com The Structured Finance Association submitted extensive feedback on the re-proposal. SFA's comments received an endorsement from a coalition of trade groups representing a broad variety of banks. http://www.insidemortgagefinance.com/articles/237863 Fri, 26 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237863-mbs-participants-want-changes-to-basel-re-proposal bivey@imfpubs.com Most of the increase in the impairment rate in May was from delinquencies. http://www.insidemortgagefinance.com/articles/237865 Fri, 26 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237865-short-takes-delinquencies-rise-on-securitized-non-qms-the-sunday-factor-in-delinquencies-community-bank-expands-agreement-with-ncrc bivey@imfpubs.com Sen. Elizabeth Warren, D-MA, one of the lead negotiators of the bill, guaranteed that it will eventually become law. http://www.insidemortgagefinance.com/articles/237842 Thu, 25 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237842-housing-bill-hits-another-hurdle-as-trump-balks bivey@imfpubs.com Sales of new homes declined on monthly and annual bases in May. http://www.insidemortgagefinance.com/articles/237847 Thu, 25 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237847-short-takes-sales-of-new-homes-decline-heloc-lender-raises-capital-big-banks-pass-stress-test-with-major-home-price-depreciation ewilley@imfpubs.com Matt Jones, FHA single-family housing deputy assistant secretary, indicated the agency believed the rescissions would make the FHA program more accessible to a wide range of lenders. http://www.insidemortgagefinance.com/articles/237827 Wed, 24 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237827-fha-clarifies-mod-requirements-loosens-lending-regulations dhollier@imfpubs.com The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories. http://www.insidemortgagefinance.com/articles/237824 Wed, 24 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237824-fhfa-proposes-revamping-duty-to-serve-rule bivey@imfpubs.com H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades. http://www.insidemortgagefinance.com/articles/237828 Wed, 24 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237828-short-takes-housing-bill-headed-to-trump-fannie-to-expand-title-insurance-skipping-pilot-angel-oak-shifts-mbs-strategy-income-declines-at-kb-home bivey@imfpubs.com The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week. http://www.insidemortgagefinance.com/articles/237814 Tue, 23 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237814-short-takes-senate-passes-housing-bill-cfpb-plans-mortgage-rfi-home-price-appreciation-picks-up-homeownership-demand-increases sclark@imfpubs.com The bureau said it rescinded the 2020 advisory opinion because it conflicts with its recently issued ECOA final rule. http://www.insidemortgagefinance.com/articles/237798 Thu, 18 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237798-cfpb-rescinds-2020-spcp-advisory bivey@imfpubs.com The agency said its current authorities to take action against fraud in the housing finance market are “indirect or limited.” http://www.insidemortgagefinance.com/articles/237764 Tue, 16 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237764-fhfa-seeks-fraud-enforcement-power-from-congress sclark@imfpubs.com Tom Feltner, associate director of consumer policy at Americans for Financial Reform, said the changes will have a “chilling effect” on the number of people who are willing to seek help from the bureau on a wide range of issues — not just credit reporting errors. http://www.insidemortgagefinance.com/articles/237765 Tue, 16 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237765-cfpbs-revised-complaint-process-draws-mixed-reviews jdohnert@imfpubs.com Under the proposed rule, the new definition of a manufactured home would allow upper floor sections to be transported and constructed without a permanent chassis. http://www.insidemortgagefinance.com/articles/237753 Mon, 15 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237753-hud-proposes-rule-for-multi-story-manufactured-housing bivey@imfpubs.com Johnson was deputy director of the CFPB during the first Trump administration. http://www.insidemortgagefinance.com/articles/237722 Thu, 11 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237722-trump-nominates-brian-johnson-for-cfpb-director bivey@imfpubs.com The MBA's white paper, prepared by the law firm of Orrick, Herrington & Sutcliffe, addresses various questions regarding AI usage. http://www.insidemortgagefinance.com/articles/237726 Thu, 11 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237726-short-takes-white-paper-on-ai-regulation-pending-home-sales-decline-annaly-increases-dividend ewilley@imfpubs.com Frank Cassidy said that he’s resigning from his role as FHA commissioner to return to the private sector. http://www.insidemortgagefinance.com/articles/237684 Mon, 08 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237684-cassidy-steps-away-from-fha jdohnert@imfpubs.com The settlement resolves allegations that the company violated servicing loan modification laws during the COVID-19 pandemic. http://www.insidemortgagefinance.com/articles/237685 Mon, 08 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237685-sps-settles-with-california jdohnert@imfpubs.com The Florida-based bank has agreed to sell its third-party originations channel to Mortgage Forward, part of the Great Lakes Credit Union family. http://www.insidemortgagefinance.com/articles/237686 Mon, 08 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237686-short-takes-first-federal-sells-tpo-channel-trump-keeps-door-open-on-gse-ipo-pulte-dni-appointment-only-temporary sclark@imfpubs.com The Illinois Department of Financial and Professional Regulation says the lender used an unlicensed mortgage loan originator. http://www.insidemortgagefinance.com/articles/237660 Thu, 04 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237660-illinois-lender-loses-mortgage-license-over-illegal-practices jdohnert@imfpubs.com Among purchase-mortgage applications received last year, lenders denied 7.79% of conventional mortgage applications, 8.10% of VA loan applications and 12.70% of FHA loan applications. http://www.insidemortgagefinance.com/articles/237642 Wed, 03 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237642-lenders-turned-down-fewer-borrowers-in-2025 dhollier@imfpubs.com In a Truth Social post, President Trump said Pulte will serve simultaneously as FHFA director and acting director of National Intelligence, overseeing national security matters conducted by 18 federal intelligence agencies. http://www.insidemortgagefinance.com/articles/237636 Wed, 03 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237636-pulte-tapped-for-acting-dni jdohnert@imfpubs.com Onity revised the terms of its sale of home equity conversion mortgage servicing rights to Finance of America Reverse after receiving feedback from Ginnie Mae. http://www.insidemortgagefinance.com/articles/237645 Wed, 03 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237645-short-takes-onity-foa-receive-approval-for-msr-deal-velocity-appoints-new-cto-rocket-starts-broker-tech-contest-ice-joins-anthropics-project-glasswing-initiative sclark@imfpubs.com In a recent comment letter, mortgage trade groups urged the CFPB to prioritize completing pending rulemakings — beginning with Reg. X — to carry out implementing President Trump’s March executive order aimed at expanding access to mortgage credit. http://www.insidemortgagefinance.com/articles/237629 Tue, 02 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237629-calls-to-prioritize-updates-to-reg-x-ramp-up dhollier@imfpubs.com Rocket Mortgage has incorporated VS4 into both its direct-to-consumer and Rocket Pro sides of the business. http://www.insidemortgagefinance.com/articles/237623 Mon, 01 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237623-rocket-adopts-vantagescore-40 ewilley@imfpubs.com FHA published a request for information seeking ways to ease its minimum property requirements. http://www.insidemortgagefinance.com/articles/237613 Fri, 29 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237613-fha-seeks-feedback-on-property-requirements sclark@imfpubs.com The consumer groups raised various legal arguments about the final rule, including that it was issued in violation of various laws that set requirements for the rulemaking process. http://www.insidemortgagefinance.com/articles/237598 Thu, 28 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237598-consumer-groups-file-lawsuit-against-cfpb-on-ecoa-final-rule ewilley@imfpubs.com The re-proposal would improve banks’ return on capital, said John Sim, a managing director at JPMorgan Chase. http://www.insidemortgagefinance.com/articles/237584 Wed, 27 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237584-bank-capital-revisions-expected-to-provide-modest-boost bivey@imfpubs.com “There’s still work to be done and we are committed to continuing to work with the White House and our colleagues in the House on a housing bill that can pass the Senate and get to the president’s desk,” said Sens. Tim Scott, R-SC, and Elizabeth Warren, D-MA. http://www.insidemortgagefinance.com/articles/237540 Thu, 21 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237540-senate-leaders-not-ready-to-go-with-house-on-housing-bill dhollier@imfpubs.com Dave Paulson, CEO of the FHLB of Pittsburgh, pointed out that, prior to the 2023 banking crisis, many FHLBank officials didn’t know who their direct contact was at the Fed. http://www.insidemortgagefinance.com/articles/237543 Thu, 21 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237543-fhlbanks-improving-relationships-with-federal-reserve