https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com Federal Housing Finance Agency Director Bill Pulte directed Fannie Mae and Freddie Mac to end support for special purpose credit programs earlier this year. But now other agencies are also ending authorization for the programs. http://www.insidemortgagefinance.com/articles/238406 Fri, 28 Aug 2026 11:59:36 -0400 https://www.insidemortgagefinance.com/articles/238406-federal-agencies-rescind-spcp-authorization sclark@imfpubs.com AI is being used across the compliance process to make reviews more efficient, according to industry experts who spoke on a podcast hosted by the Conference of State Bank Supervisors. http://www.insidemortgagefinance.com/articles/238367 Tue, 25 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238367-lenders-increasingly-leverage-ai-for-compliance dhollier@imfpubs.com Pulte-led Federal Housing Finance Agency presides over further reductions in the senior staff at Fannie Mae, terminating as many as a dozen executives last week. http://www.insidemortgagefinance.com/articles/238360 Mon, 24 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238360-another-round-of-firings-at-fannie-mae dhollier@imfpubs.com Industry groups — including the Community Associations Institute, the Community Home Lenders of America and the National Association of Realtors — made their displeasure about the change to condo loan applications known in a recent joint letter to Federal Housing Finance Agency Director Bill Pulte. http://www.insidemortgagefinance.com/articles/238357 Mon, 24 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238357-industry-groups-raise-concerns-as-new-condo-rules-go-into-effect jdohnert@imfpubs.com New American Funding is teaming with Kastle. http://www.insidemortgagefinance.com/articles/238329 Thu, 20 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238329-new-american-funding-brings-ai-to-customer-support sclark@imfpubs.com Trade groups targeted waiting periods and fee disclosures. http://www.insidemortgagefinance.com/articles/238296 Tue, 18 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238296-lenders-seek-revisions-to-trid-requirements sclark@imfpubs.com The settlement involves force-placed insurance on thousands of borrowers with active homeowners insurance policies. http://www.insidemortgagefinance.com/articles/238261 Thu, 13 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238261-newrez-reaches-15m-settlement-with-state-regs sclark@imfpubs.com The state attorneys generals argued two final rules exceed the limits Congress placed on the OCC's ability to preempt state consumer protection laws. http://www.insidemortgagefinance.com/articles/238249 Wed, 12 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238249-ags-sue-occ-over-preemption-final-rules ewilley@imfpubs.com Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy. http://www.insidemortgagefinance.com/articles/238250 Wed, 12 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238250-non-judicial-foreclosures-allowed-for-va-loans-with-partial-claims sclark@imfpubs.com Rise Economy successfully sued to stop the OCC’s 2020 CRA final rule from being implemented. http://www.insidemortgagefinance.com/articles/238238 Tue, 11 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238238-consumer-advocates-oppose-cra-proposal-from-fdic-occ dhollier@imfpubs.com The National Community Reinvestment Coalition, an advocacy group representing more than 750 community organizations, said FHFA “must improve the rigor of its proposed rule so it can accurately measure the GSEs’ activities in underserved markets and encourage an increase in those activities.” http://www.insidemortgagefinance.com/articles/238167 Tue, 04 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238167-fhfa-faces-some-pushback-on-duty-to-serve-proposal ewilley@imfpubs.com Delinquencies initially rose when FHA implemented changes to its loss-mitigation waterfall in October, installing trial payment plans that keep delinquent loans pooled for three months, generally, before the servicer can buy the loan out for a modification. http://www.insidemortgagefinance.com/articles/238160 Mon, 03 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238160-declining-dqs-show-signs-of-stabilization-for-fha-market sclark@imfpubs.com After Rocket Mortgage shot to the top of the primary servicing rankings, it also topped the most mortgage-related complaints received by the Consumer Financial Protection Bureau for the first six months of 2026. http://www.insidemortgagefinance.com/articles/238107 Tue, 28 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238107-rocket-subject-to-most-cfpb-mortgage-complaints jdohnert@imfpubs.com KBRA said bank management teams have said they want to see how the market responds to the revised capital rules. http://www.insidemortgagefinance.com/articles/238109 Tue, 28 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238109-banks-in-wait-and-see-mode-ahead-of-regulatory-capital-changes jdohnert@imfpubs.com Elizabeth Warren, D-MA, and Chuck Schumer, D-NY, have requested Bill Pulte's official calendars and questioned his availability to address FHFA issues. http://www.insidemortgagefinance.com/articles/238111 Tue, 28 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238111-short-takes-dem-senators-push-pulte-on-affordable-housing-milliman-acquires-blue-water-msr-valuation-and-hedging-services-judge-dismisses-zillow-steering-case-hpa-rises-to-highest-rate-since-august sclark@imfpubs.com Brian Johnson said he would prioritize protecting consumers, promoting accountability by ensuring the bureau acts prudently and within its statutory limits, and modernizing CFPB operations. http://www.insidemortgagefinance.com/articles/238090 Fri, 24 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238090-cfpb-director-nominee-johnson-details-priorities ewilley@imfpubs.com Equity Prime Mortgage, AmeriTrust Mortgage and OCMBC had their DE approval terminated in several regions. http://www.insidemortgagefinance.com/articles/238075 Thu, 23 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238075-fha-pulls-direct-endorsement-approval-for-3-lenders ewilley@imfpubs.com FHA proposed an alternative structure for its partial claims in pursuit of making the program easier for program participants and the Department of Housing and Urban Development's servicer to manage. http://www.insidemortgagefinance.com/articles/238039 Tue, 21 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238039-fha-seeks-to-improve-partial-claim-management ewilley@imfpubs.com The groups' joint comment letter called on the FHA to replace its minimum property requirements with the standards used by the government-sponsored enterprises. http://www.insidemortgagefinance.com/articles/238034 Mon, 20 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238034-trade-groups-call-for-fha-reforms sclark@imfpubs.com At a hearing by the House Financial Services Committee, Vought defended his actions to rein in the CFPB and called for additional reforms by Congress. http://www.insidemortgagefinance.com/articles/238013 Thu, 16 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238013-vought-urges-congress-to-further-reform-cfpb bivey@imfpubs.com The Mortgage Bankers Association said, if implemented, the proposed changes would make it “unattractive for banks to continue to offer” warehouse lines to nonbank mortgage companies. http://www.insidemortgagefinance.com/articles/237994 Wed, 15 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237994-treatment-of-warehouse-lending-in-basel-re-proposal-seen-as-too-harsh sclark@imfpubs.com The guidance was in response to a May 19 executive order regarding risks to the financial system from individuals not authorized to work in the U.S. http://www.insidemortgagefinance.com/articles/237978 Tue, 14 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237978-depository-regulators-advise-on-lending-to-noncitizens sclark@imfpubs.com The Fair Credit Reporting Reseller Accuracy Act aims to reduce litigation for credit resellers. http://www.insidemortgagefinance.com/articles/237980 Tue, 14 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237980-bill-beneficial-to-credit-resellers-advancing-in-house jdohnert@imfpubs.com Despite the lack of presidential support, lawmakers said the passage of the bipartisan bill was an important step in boosting housing affordability. http://www.insidemortgagefinance.com/articles/237973 Mon, 13 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237973-housing-bill-moves-ahead-without-white-house-support dhollier@imfpubs.com The proposed rule would eliminate reference to "reputational harm," ostensibly to reduce subjectivity and uncertainty in enforcement. http://www.insidemortgagefinance.com/articles/237977 Mon, 13 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237977-fhfa-proposes-changes-to-suspended-counterparty-program jdohnert@imfpubs.com The 21st Century ROAD to Housing Act, which passed with bipartisan support, is set to automatically become law on Saturday without Trump's signature. http://www.insidemortgagefinance.com/articles/237967 Fri, 10 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237967-nhia-receives-industry-support jdohnert@imfpubs.com The trade groups are seeking some changes to condo appraisal policies set to go into effect next month as well as a delay in implementation. http://www.insidemortgagefinance.com/articles/237969 Fri, 10 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237969-trade-groups-ask-fhfa-for-changes-to-gse-condo-approval-policies bivey@imfpubs.com The CFPB, HUD, VA and a number of other agencies are planning to issue proposals and final rules. http://www.insidemortgagefinance.com/articles/237933 Wed, 08 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237933-trump-admin-plans-extensive-rulemaking-for-mortgages bivey@imfpubs.com The RFI includes a variety of questions regarding timing requirements for TRID disclosures, fee disclosure tolerance thresholds, how borrowers’ right of rescission impacts refinances and issues involving reverse mortgages. http://www.insidemortgagefinance.com/articles/237934 Wed, 08 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237934-cfpb-issuing-rfi-on-changes-for-mortgage-disclosures ewilley@imfpubs.com CHLA suggested the facility be modeled after the pass-through assistance program Ginnie launched in 2020 to support servicers facing liquidity shortfalls due to pandemic-related borrower forbearances. http://www.insidemortgagefinance.com/articles/237915 Mon, 06 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237915-chla-renews-push-for-ginnie-servicers-backstop