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Home » Topics » IMFnews » Regulatory

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AI Regulation Intensifying at State Level

February 4, 2026
Shannon Clark
The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.
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AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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State Regulators Oppose OCC’s Proposal on Preemption

January 30, 2026
Shannon Clark
The proposals would preempt 12 state laws designed to discourage banks from inflating escrow-account balances as a source of interest-free funding.
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State Regulators, MISMO Tout Benefits of New Dataset

January 28, 2026
Shannon Clark
The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.
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Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

January 27, 2026
Shannon Clark
Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.
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Credit Reporting Industry Supports Tri-Merge

January 27, 2026
Dennis Hollier
The trade group representing Equifax, Experian and TransUnion says they're not the source of rising credit score costs; FICO is.
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HUD Secretary Provides Few Specific Plans at Hearing

January 22, 2026
Emmeline Willey
For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.
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Trade Groups Offer Affordability Solutions to Trump

January 22, 2026
Brandon Ivey
The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America asked for three specific policy changes to address housing affordability.
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Trump Signs Order to Limit Investor Home Purchases

January 21, 2026
James Dohnert
The executive order would prevent federal agencies and the government-sponsored enterprises from facilitating the acquisition of a single-family home by a large institutional investor.
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CHLA Opposes Single-Bureau Credit Pulls

January 15, 2026
Brandon Ivey
CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.
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