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Home » Topics » IMFnews » Regulatory

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State Regulators, MISMO Tout Benefits of New Dataset

January 28, 2026
Shannon Clark
The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.
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Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

January 27, 2026
Shannon Clark
Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.
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Credit Reporting Industry Supports Tri-Merge

January 27, 2026
Dennis Hollier
The trade group representing Equifax, Experian and TransUnion says they're not the source of rising credit score costs; FICO is.
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HUD Secretary Provides Few Specific Plans at Hearing

January 22, 2026
Emmeline Willey
For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.
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Trade Groups Offer Affordability Solutions to Trump

January 22, 2026
Brandon Ivey
The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America asked for three specific policy changes to address housing affordability.
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Trump Signs Order to Limit Investor Home Purchases

January 21, 2026
James Dohnert
The executive order would prevent federal agencies and the government-sponsored enterprises from facilitating the acquisition of a single-family home by a large institutional investor.
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CHLA Opposes Single-Bureau Credit Pulls

January 15, 2026
Brandon Ivey
CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.
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OCC Proposal Would Preempt State Laws on Escrow Interest

January 15, 2026
Shannon Clark
A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.
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Some Concerns About Lending Practices Amid Deregulation

January 14, 2026
Brandon Ivey
“There are a number of companies that have thrown out the rule book, if you will,” said Christy Soukhamneut, a consultant.
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Short Takes: Trump’s Bold Plan / HUD Proposes Removing Discriminatory Effects Regulations / Sales of New Homes Steady / Newrez to Allow Crypto Assets / U.S. Bank to Acquire BTIG

January 14, 2026
Brandon Ivey
“As part of those efforts, next week at Davos I’m going to provide much more detail about our housing policy so that every American who wants to own a home will be able to afford one,” President Trump said.
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