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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
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FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
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Short Takes: Non-Agency Market Gaining Notice / Home Prices Increase in April / HEI Provider Enters Wholesale / Two Harbors Shareholder Vote Extended

May 19, 2026
Brandon Ivey
“Regulators are taking more notice of this part of the market,” Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said of the non-agency sector.
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Short Takes: Warsh Confirmed as Fed Chair / All Eyes on CA / House to Vote on Revised Housing Bill

May 14, 2026
Brandon Ivey
Bob Broeksmit, president and CEO of the Mortgage Bankers Association, is optimistic about Kevin Warsh’s appointment to lead the Fed.
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Voters Want More Housing Legislation Passed

May 11, 2026
James Dohnert
A recent survey found that 89% of voters want the House and Senate to work together to pass legislation that will make housing more affordable.
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Short Takes: FTC Warns Mortgage Connect About Noncompete / Rocket Markets CES MBS / Tribal Trust Land Homeownership Act Signed Into Law / First-Time Buyers Coming Back to Market

May 11, 2026
James Dohnert
FTC warns Mortgage Connect about noncompetes; Rocket preps CES MBS; New legislation on mortgages for homes on tribal land passed; Share of first-time homebuyers increasing.
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Industry Hopeful About Housing Regulatory Changes

May 6, 2026
Shannon Clark
Panelists at the Women in Housing and Finance symposium were pleased with recent regulatory changes that could improve housing supply.
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Stalled Housing Package Seen as Boost for Midterm Prospects

May 5, 2026
Emmeline Willey
“The only thing that’s on the table for them to do are these two bills,” said TD Securities Managing Director Jaret Seibert.
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Attorneys See Plenty of Fair Lending Risks Despite CFPB’s ECOA Shift

May 5, 2026
Shannon Clark
Elena Babinecz, a shareholder at the law firm of Baker Donelson and a former deputy assistant director at the CFPB, advised financial entities to “stay the course” on fair lending under ECOA, except for when it comes to special purpose credit programs.
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VantageScore 4.0 Unlikely to Have Major Impact on Agency MBS

May 1, 2026
Dennis Hollier
In a note to investors last week, Goldman Sachs Managing Director Arun Manohar said he is not particularly optimistic about the longer-term success of VantageScore 4.0 in the agency MBS market.
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