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Home » Topics » IMFnews » Regulatory

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Fed to Propose Capital Changes for Banks, Mortgages

February 17, 2026
Brandon Ivey
The Fed will soon issue a proposal to loosen capital requirements for bank holdings of mortgage servicing rights and a proposal loosening capital requirements for mortgages held in portfolio by banks.
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House Passes Housing Bill; Eyes on Senate, Trump

February 12, 2026
Brandon Ivey
The House approved legislation this week aimed at increasing housing supply. Before the vote, President Trump called for an additional provision that wasn’t included.
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Fannie's Profits Dip in 4Q on Fair Value Losses

February 11, 2026
Dennis Hollier
Profits declined by 9% compared with the third quarter.
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House Committee Split on Next Affordable Housing Efforts

February 11, 2026
Shannon Clark
Ranking Member Maxine Waters, D-CA, praised the House's bipartisan effort to pass the Housing for the 21st Century Act, but said one bill isn't enough to fix the housing affordability crisis.
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FHFA, Ginnie to Increase Oversight of Nonbank Servicers

February 11, 2026
Brandon Ivey
The agencies agreed to implement four recommendations from the Government Accountability Office.
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CFPB Revises Complaint Process for Credit Report Issues

February 10, 2026
Shannon Clark
The updated process requires that consumers first dispute the information directly with the credit or consumer reporting agency.
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Lenders Buying Up Trigger Leads Ahead of Ban

February 9, 2026
Abby Zimmardi
Some lenders are trying to acquire trigger leads ahead of the March ban.
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Midterm Elections Complicate Housing Affordability Initiatives

February 4, 2026
James Dohnert
The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.
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AI Regulation Intensifying at State Level

February 4, 2026
Shannon Clark
The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.
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AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
Read More
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