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Home » Topics » IMFnews » Regulatory

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Short Takes: FHA, Ginnie Nominations Move Forward / FHA Removes Disclosure Requirement / New Mortgage Lender / Fairway Partners on Credit Card

November 20, 2025
Brandon Ivey
The Mortgage Bankers Association called for the full Senate to quickly confirm the nominees.
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Ackman Offers Revised Plan for GSE Reform

November 19, 2025
Dennis Hollier
Ackman proposed a timeline that would allow the Trump administration to claim some short-term victories while working toward a larger capital raise.
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Shift in Bank Supervision at Fed Includes Boost for FHLBanks

November 18, 2025
Brandon Ivey
During recent times of stress on banks, Fed examiners have reportedly taken a less than positive view on potential usage of FHLBank advances.
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CFPB to Propose Major Changes Under ECOA

November 12, 2025
Shannon Clark
The bureau said the amendments would facilitate compliance with ECOA by clarifying the obligations imposed by the statute.
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CFPB Funding in Question as Bureau Reverses Stance

November 11, 2025
Shannon Clark
The CFPB isn't planning on seeking funding from the Federal Reserve due to a technicality and the bureau is uncertain if Congress will provide appropriations when funding runs out in early 2026.
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HUD Punts Energy Efficiency Standards to 2026

November 11, 2025
Emmeline Willey
Homebuilders and lenders balked at the standards.
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CFPB Drops Nonbank Registry Efforts

October 29, 2025
Shannon Clark
The registries were developed during the Biden administration and had faced strong pushback from nonbanks.
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Lower Expenses Drive Profit Gains at Fannie Mae

October 29, 2025
Dennis Hollier
If Fannie capital had been at mandated levels, the enterprise would have had an annualized ROE of 10.3% in the third quarter.
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Mortgage Complaints to CFPB Increase in 3Q With Servicing Issues

October 28, 2025
Shannon Clark
Mortgage-related complaints submitted to the CFPB increased by 6.9% on a quarterly basis in the third quarter.
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Trump Admin Looking to Make Banks More Competitive

October 28, 2025
Dennis Hollier
“Treasury is focused on ensuring that modernization of our capital framework ends the arbitrage that drives bank lending to nonbanks,” said Treasury Secretary Scott Bessent.
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