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Home » Topics » IMFnews » Originations

Originations
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Trade Groups Offer Affordability Solutions to Trump

January 22, 2026
Brandon Ivey
The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America asked for three specific policy changes to address housing affordability.
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Short Takes: Pending Home Sales Slump / Some Signs of Life / Investment Firm Revives Equity-Sharing Lender

January 22, 2026
Brandon Ivey
Pending home sales declined by 3.0% on an annual basis in December.
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Trump’s Promised Housing Affordability Plans MIA at Davos

January 21, 2026
Brandon Ivey
Trump delivered wide-ranging remarks at the event but didn’t reveal any new housing policies.
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Refis Drive Ginnie MBS Issuance Up in Fourth Quarter

January 21, 2026
Emmeline Willey
VA refi issuance was the highest since the fourth quarter of 2021.
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Trump Signs Order to Limit Investor Home Purchases

January 21, 2026
James Dohnert
The executive order would prevent federal agencies and the government-sponsored enterprises from facilitating the acquisition of a single-family home by a large institutional investor.
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BOK Financial Making Big Push in Warehouse Lending

January 21, 2026
Brandon Ivey
Stacy Kymes, president and CEO of the bank, said BOK could “easily” hit $1.0 billion in warehouse lending commitments by the end of 2026.
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Short Takes: Mortgage Applications Rise / Inventory Influencing Home Price Trends / Refi Share Spikes at Wintrust / First American Offering Free Title Monitoring

January 21, 2026
Brandon Ivey
Applications for refis increased by 20% on a weekly basis last week.
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MSR Values, Hedging Eat Into U.S. Bank’s Mortgage Earnings

January 20, 2026
Brandon Ivey
U.S. Bank took a negative $11.0 million mark for mortgage servicing rights fair value, net of economic hedges, in the fourth quarter of 2025.
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GSE MBS Purchases Help Boost FHA/VA Lending

January 20, 2026
Emmeline Willey
Mortgage rates declined slightly in the government-insured market after the Trump administration directed Fannie Mae and Freddie Mac to purchase a combined $200 billion in agency mortgage-backed securities.
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Residential Transition Loan Activity Could Slow in 2026

January 20, 2026
Abby Zimmardi
Amit Siroya, managing director of residential investments, asset-based finance, at Barings, said RTL originations could slow in certain pockets that are seeing volatility in home prices.
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Latest Imf News

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