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Home » Topics » IMFnews » Originations

Originations
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Homebuilder M/I Homes Sees ‘Choppy’ Conditions

October 22, 2026
Brandon Ivey
The company generated $66.6 million of net income in the third quarter of 2026, down 37.5% from the third quarter of 2025.
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Short Takes: Warehouse Lending Down at Texas Capital Bank / Loss at Another Agency MBS REIT / Pulte Group’s Average Sale Price Down Slightly / Lower Originations Mean Lower Compensation

October 22, 2026
Brandon Ivey
Mortgage finance loans outstanding declined by 8.6% on a quarterly basis at Texas Capital Bank.
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Higher Rates Could Increase Share for Expanded-Credit Mortgages

October 21, 2026
Brandon Ivey
With traditional mortgage originations depressed, expanded-credit lending could gain more market share.
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Northpointe Selling Retail Mortgage Origination Business

October 21, 2026
James Dohnert
Northpointe Bank is selling its distributed retail and consumer direct mortgage origination channels to CMG Financial.
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Short Takes: Mortgage Apps Decrease / Better Continues Cost Cutting / Home Prices Tick Up

October 21, 2026
James Dohnert
Higher mortgage rates slow down mortgage application submissions; Better continues cost-cutting measures; Home prices tick up slightly in September.
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Short Takes: VantageScore to Remain a Private Company / Originations, Margins Down at AmeriHome Owner / Pennymac Markets First DSCR-Only MBS

October 20, 2026
Brandon Ivey and James Dohnert
While VantageScore has been making its case at investor events focused on publicly traded companies, its CEO says there's no need for the credit scoring company to go public.
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Short Takes: Saluda Grade, Zippy Team for Manufactured Housing Loans / Bravo Capital Now Financing BTR Projects / Dark Matter Promotes Execs

October 19, 2026
James Dohnert
Saluda Grade will provide capital for Zippy and work alongside it on credit, product development and other areas.
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Short Takes: New Home Sales Falter / Renting Getting More Attractive / Rocket Donates to Trump’s Ballroom / Home Sale Platform Offering Mortgages

October 16, 2026
Brandon Ivey
The annual sales rate for new homes is at the lowest level seen since April 2020, according to the MBA.
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Fannie Economists Sharply Increase Interest-Rate Forecast

October 15, 2026
Brandon Ivey
Fannie's forecast also shifted from a modest increase in mortgage originations on an annual basis in 2027 to a 10.6% decline.
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Mortgage Originations, Revenue Decline at U.S. Bank in 3Q

October 15, 2026
Brandon Ivey
Originations declined by 12.3% from the second quarter.
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