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Home » Topics » IMFnews » Originations

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Short Takes: Zillow’s Originations Jump in 4Q / Gain-on-Sale Premium Rises at HomeXpress / Home Builder Reduces Sales Prices / First HEL Securitization of the Month

February 11, 2026
Brandon Ivey
When asked Tuesday during Zillow’s earnings call whether mortgage lending is profitable for the company, company officials declined to directly answer the question.
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House Passes Legislation Aimed at Housing Affordability

February 10, 2026
Brandon Ivey
H.R. 6644, the Housing for the 21st Century Act, passed on a 390-9 vote.
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Short Takes: Locks for Refis Spike / ICE Revamping Servicing Platform / Lenders Expand Jumbo-Mortgage Availability / Bayview Affiliate Brings Small-Balance Commercial Deal

February 10, 2026
Brandon Ivey
For part of January, the average interest rate on locks for rate-term refis was below 6.0%.
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Refinance Incentives Surged in January

February 9, 2026
James Dohnert
A January drop in interest rates helped boost the number of in-the-money refi borrowers, according to a recent report by Intercontinental Exchange.
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Mortgage Fraud Risk Grew Slightly in 4Q

February 9, 2026
James Dohnert
The Cotality National Mortgage Application Fraud Risk Index was up 1.5% from the fourth quarter of 2024.
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Short Takes: Hometap Hires Two / Redfin Launches ChatGPT App / 6% Interest Rate Remains Magic Number for Most Homebuyers / MBA, TMC Announce Partnership

February 9, 2026
James Dohnert
Some 94% of consumers planning to buy a home in 2026 would change their plans if rates don't drop below 6%, a new report says.
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Lenders See Big Opportunities for Reverse Mortgages

February 5, 2026
James Dohnert
After a fall in interest, reverse mortgages are gaining popularity.
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Non-Agency Lenders Look to Grow Partnerships

February 2, 2026
Abby Zimmardi
Lenders want to build long-term partnerships with originators ahead of an upcoming boost in production volume this year.
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AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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Refis Drive Up Originations in Fourth Quarter

January 30, 2026
Brandon Ivey
Ongoing declines to interest rates boosted refinance originations in the fourth quarter of 2025 while purchase-mortgage lending looks to have fallen as part of a seasonal trend.
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Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

  • Delinquencies Climb During Fourth Quarter, Led by FHA

  • GSEs Getting Aggressive With Cash Window Pricing

  • Onity’s Earnings Helped by Release of Tax Valuation Allowance

More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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