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Home » Topics » IMFnews » Originations

Originations
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MBA Pulls Support for Housing Bill, Seeks Changes

March 12, 2026
Brandon Ivey
The two biggest issues the MBA has with the bill in the Senate involve loan limits for FHA multifamily mortgages and provisions in an effort to limit institutional ownership of single-family properties.
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FICO 10T Data Sharing With GSEs Progressing

March 12, 2026
Dennis Hollier
“The process for the data publication is now with the GSEs,” FICO said.
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Income Up, Production Down in 4Q at Velocity

March 12, 2026
Abby Zimmardi
Velocity Financial's income increased by 37.1% in the fourth quarter, while loan production declined by 14.1% from the third quarter.
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Short Takes: UWM Touts Benefits for Two Harbors Shareholders / CrossCountry Forms Builder Division / Margins Decline at Homebuilder / Iran Conflict and Home Purchases

March 12, 2026
Brandon Ivey
There are indications that some Two Harbors shareholders will oppose the planned acquisition by United Wholesale Mortgage because it’s an all-stock deal and UWM’s stock is trading near the lowest level it’s been at since UWM became a publicly traded company in early 2021.
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Agency MBS Issuance Declines by 17% in February

March 11, 2026
John Bancroft
Both purchase-mortgage volume and refinances declined on a monthly basis in February.
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Losses Increase at loanDepot in Fourth Quarter

March 11, 2026
James Dohnert
loanDepot reported losses in the fourth quarter of 2025, which were primarily driven by rising expenses and lower MSR values.
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Interest Rates on Mortgages Rise Amid Iran Conflict

March 11, 2026
Emmeline Willey
The market’s response to the attacks is in line with its recent divergence from historical reactions to outside stressors, said Andrew Rhodes, head of trading at Mortgage Capital Trading.
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Short Takes: Some Divergence at UWM, Rocket / Existing Home Sales Stable / Servicing Payment Effort Drags On / Another Loss at FoA

March 11, 2026
Brandon Ivey
United Wholesale Mortgage's agency MBS issuance declined by 6.5% on a monthly basis in February while Rocket Mortgage's volume was down 16.5%.
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Earnings at Nonbanks Decline During 2025

March 10, 2026
John Bancroft
Earnings slipped by 6.6% on an annual basis in 2025 among 11 publicly traded nonbank mortgage companies.
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Credit Bureaus Reduce Cost for VantageScore

March 10, 2026
Brandon Ivey
For standalone VantageScores tied to mortgage originations, TransUnion will charge $0.99 rather than $4.00.
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Latest Imf News

  • MBA Pulls Support for Housing Bill, Seeks Changes

  • Repurchase Activity Declines at Banks in Fourth Quarter

  • FICO 10T Data Sharing With GSEs Progressing

  • Income Up, Production Down in 4Q at Velocity

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  • Agency Market Phones It In, Rate Refis Slow in February

  • Retail Channel Regains Some Share in 2025

  • Bank Servicing Declines in 4Q, MSR Fair Values Up

  • Mortgage-Banking Earnings at Banks Level Off in 4Q

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