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Home » Topics » IMFnews » Originations

Originations
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Jumbo Share of Originations Hits 18.1% in 2025

March 13, 2026
Brandon Ivey
Some $295.0 billion of non-agency jumbos were originated in 2025, a nearly 40% increase on an annual basis.
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Senate Passes Housing Bill; Outlook Uncertain

March 13, 2026
Brandon Ivey
The MBA is seeking changes to some provisions when the House takes up the bill.
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Uncertainty Tied to Iran Conflict Pushes Mortgage Spreads Wider

March 13, 2026
Dennis Hollier
Interest rates on mortgages are back above where they were before President Trump directed the GSEs to buy $200 billion of MBS.
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Better’s Losses Increase Slightly in Fourth Quarter

March 13, 2026
Brandon Ivey
Loveen Advani, chief financial officer at Better, projected that the company will hit breakeven status by the third quarter of 2026, when looking at earnings before interest, taxes, depreciation and amortization.
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Short Takes: Single-Family Housing Starts Decline / Headwinds Persist / CHLA Working on Proposal

March 13, 2026
Brandon Ivey
Starts of single-family homes declined by 2.8% on a monthly basis in January.
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MBA Pulls Support for Housing Bill, Seeks Changes

March 12, 2026
Brandon Ivey
The two biggest issues the MBA has with the bill in the Senate involve loan limits for FHA multifamily mortgages and provisions in an effort to limit institutional ownership of single-family properties.
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FICO 10T Data Sharing With GSEs Progressing

March 12, 2026
Dennis Hollier
“The process for the data publication is now with the GSEs,” FICO said.
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Income Up, Production Down in 4Q at Velocity

March 12, 2026
Abby Zimmardi
Velocity Financial's income increased by 37.1% in the fourth quarter, while loan production declined by 14.1% from the third quarter.
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Short Takes: UWM Touts Benefits for Two Harbors Shareholders / CrossCountry Forms Builder Division / Margins Decline at Homebuilder / Iran Conflict and Home Purchases

March 12, 2026
Brandon Ivey
There are indications that some Two Harbors shareholders will oppose the planned acquisition by United Wholesale Mortgage because it’s an all-stock deal and UWM’s stock is trading near the lowest level it’s been at since UWM became a publicly traded company in early 2021.
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Agency MBS Issuance Declines by 17% in February

March 11, 2026
John Bancroft
Both purchase-mortgage volume and refinances declined on a monthly basis in February.
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Latest Imf News

  • Jumbo Share of Originations Hits 18.1% in 2025

  • Senate Passes Housing Bill; Outlook Uncertain

  • Uncertainty Tied to Iran Conflict Pushes Mortgage Spreads Wider

  • Better’s Losses Increase Slightly in Fourth Quarter

More Imf News

Featured Data

  • FHA, VA Refi Endorsements Soar in Fourth Quarter

  • First-Lien Holdings at Banks Continue to Rise in 4Q

  • Select Portfolio Loses Some Servicing Market Share in 4Q

  • Agency Market Phones It In, Rate Refis Slow in February

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