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Short Takes: Mortgage Applications Rise / Inventory Influencing Home Price Trends / Refi Share Spikes at Wintrust / First American Offering Free Title Monitoring

January 21, 2026

Brandon Ivey

Applications for refis increased by 20% on a weekly basis last week.

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Short Takes: Mortgage Applications Rise / Inventory Influencing Home Price Trends / Refi Share Spikes at Wintrust / First American Offering Free Title Monitoring

Latest Imf News

Non-Agency Jumbo Lending Up Nearly Across the Board in 4Q

Consumer Advocates Raise Concerns About Trump’s Mortgage Plans

loanDepot Back in Wholesale, Aiming for Efficiency

Intercontinental Exchange Testing Voice, Chat Agents for Servicing

Featured Data

FHA, VA Refi Endorsements Soar in Fourth Quarter

First-Lien Holdings at Banks Continue to Rise in 4Q

Select Portfolio Loses Some Servicing Market Share in 4Q

Agency Market Phones It In, Rate Refis Slow in February

Featured Reports

IMF Mortgage Directory: Full interactive database

IMF HMDA Dashboard: 2024

Top Mortgage Players: 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?