Short Takes: FHFA’s Market Share Cap Unclear / Home Purchase Sentiment Ticks Down / Fairway Partners With OpenAI September 9, 2025 Brandon Ivey If subservicing is included in FHFA's market share cap, Rocket plans to shift some of the servicing mix at the combined Rocket/Mr. Cooper.Read More
An Impressive Second Quarter for Jumbo Lending September 8, 2025 Abby Zimmardi The top five jumbo producers in the first half were all federally insured depositories.Read More
PennyMac’s Third-Quarter Results Look Promising September 8, 2025 Paul Muolo PennyMac released financial results for July and August as it presents for the Barclays Global Financial Services Conference.Read More
Trades, Consumer Advocates Want More Research on BNPL Loans September 8, 2025 Emmeline Willey Brendan Kelleher of MBA said one challenge in underwriting BNPL loans is their inconsistent visibility in borrower credit profiles.Read More
Nonconforming Mortgages Gain Originations Share in 2Q September 5, 2025 Brandon Ivey Nonconforming products accounted for 21.2% of first-lien originations in the second quarter, according to a new analysis by Inside Mortgage Finance.Read More
CFPB Considering Changes to ATR/QM Rule September 5, 2025 Shannon Clark There's no timeframe yet for potential adjustments to the ATR rule.Read More
UWM Fueling Issuance of Non-Agency MBS September 5, 2025 Brandon Ivey UWM contributed to three non-agency MBS that started marketing Thursday.Read More
Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie September 5, 2025 Brandon Ivey A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.Read More
Mortgage-Banking Income Down Slightly at Banks September 4, 2025 Namrata Bhatia First Interstate Bank posted the largest loss in the second quarter, spilling $5.5 million of red ink.Read More
FICO, VantageScore Tout Scoring Superiority September 4, 2025 Dennis Hollier VantageScore and FICO offer competing research claiming that their respective scores are better.Read More
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