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Home » Topics » IMFnews » Originations

Originations
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Mortgage Securitization Rate Increases With GSE Activity

January 7, 2026
Brandon Ivey
Some 69.8% of mortgages originated during the third quarter of 2025 were securitized.
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Redwood Continues Leaning on Rocket for Jumbos

January 7, 2026
Brandon Ivey
Loans originated by Rocket account for 47.4% of the $672.1 million jumbo MBS Redwood started marketing Tuesday.
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Consumer Advocates Frustrated by CFPB’s Regulatory Approach

January 7, 2026
Shannon Clark
CFPB Consumer Advisory Board member Chelsie Evans, executive director of Hawaiian Community Assets, said that for genuine collaboration among the CFPB, lenders and community organizations, “the system must ensure that families do not bear all the risk, while institutions bear none.”
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Short Takes: Modest Home Price Appreciation Expected / Florida Homebuilder Under Stress / HUD Selling HECMs Tied to Non-Vacant Lots

January 7, 2026
Brandon Ivey
Home prices will increase by 1.3% on an annual basis in 2026, according to projections by Veros Real Estate Solutions.
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ARM Originations Slow During Third Quarter

January 6, 2026
Abby Zimmardi
ARMs made up 15.9% of total first-lien originations in the third quarter, down from a 16.2% share in the second quarter.
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Pulte Frustrated, Confused by Credit Bureaus on Score Pricing

January 6, 2026
Brandon Ivey
FHFA Director Bill Pulte said he has had discussions with the leaders of credit bureaus but he isn’t satisfied with the companies’ actions.
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Affordability Improves With Slow Home Price Appreciation

January 6, 2026
Brandon Ivey
Home prices increased by 0.7% on an annual basis in 2025, according to Intercontinental Exchange.
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MBA Sees Downsides in Potential Disclosure Revision for VA Loans

January 6, 2026
Emmeline Willey
Measures contained in bipartisan housing packages in both the Senate and House would attach a disclosure to the military service question on the uniform residential loan application to raise awareness of VA loans.
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Short Takes: Home Price Depreciation Spreads / Pulte Wants More Changes From Homebuilders / New Head of Mortgage Finance at Chase / New CEO at Sagent / BSI’s Servicer Ratings Affirmed

January 6, 2026
Brandon Ivey
Home prices declined on an annual basis in 2025 in 35 of the largest 100 markets in the country, according to Intercontinental Exchange.
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HEL Lending Expected to Reach Post-Financial Crisis Peak

January 5, 2026
Namrata Bhatia
Citizens Bank maintained its top HEL lender position with $3.10 billion of volume in the third quarter, down 0.9% from the previous three-month period.
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Latest Imf News

  • First-Lien Originations Decline by 16% in Third Quarter

  • Income Spikes at Rocket in Third Quarter, Helped by Servicing

  • Redwood Issuing Private Non-Agency MBS, No AAA Ratings

  • Pennymac Sees Loss on Production in 3Q; Servicing Profits

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

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  • ARM Production Rebounds

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