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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Bayview Officially Takes Guild Private / MISMO Finalizes New Credit Score Implementation Guide / Chase Offers Refi Deals for Cyber Monday / Cornerstone Capital Hires VP to Grow Mortgage Business

December 1, 2025
James Dohnert
The Guild acquisition was valued at approximately $1.3 billion.
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Originations Slump Across Products in Third Quarter

November 26, 2025
Brandon Ivey
The conventional-conforming sector continued to account for the largest portion of originations, with a 52.2% share in the third quarter.
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FHFA Announces 2026 Conforming Loan Limits

November 26, 2025
Dennis Hollier
For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026.
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Glimmers of Possibility in Ackman’s New GSE Reform Plan

November 26, 2025
Dennis Hollier
“We believe that if Treasury decides it wants to forgive the [senior preferred shares], then this plan appears reasonable,” said Keefe, Bruyette & Woods analyst Bose George.
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Speculation Rural Housing Service Could Move From USDA to HUD

November 26, 2025
Emmeline Willey
Sen. Tina Smith, D-MN, discussed the matter this month during the testimony of Glen Smith, USDA nominee for Rural Development under secretary.
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Short Takes: Pending Home Sales Below Level in 2024 / Home Prices Still Overvalued / Scratch-and-Dent MBS From Balbec / Fortress Buying HEIs / Publishing Break

November 26, 2025
Brandon Ivey
“Job gains in September, following the data blackout, are reassuring and suggest the economy is not slipping into a recession,” said Lawrence Yun, chief economist at the National Association of Realtors. “This may boost confidence in future homebuying.”
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DOJ’s Mortgage-Fraud Lawsuit Against NY AG James Dismissed

November 25, 2025
Brandon Ivey
The ruling didn’t address the fraud allegations involving NY AG Letitia James.
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CFPB Proposes More Lenient Enforcement Under ECOA

November 25, 2025
Shannon Clark
The proposal also aims to limit activity under special purpose credit programs.
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FHFA Increases GSE Multifamily Caps for 2026

November 25, 2025
Brandon Ivey
Both Fannie Mae and Freddie Mac will be subject to $88.0 million caps on their multifamily funding volume in 2026.
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Short Takes: Home Prices Increase / Senate Eyes Secondary Market for Construction Loans / CFPB’s Humility Pledge / Nomura Expands MBS Offerings

November 25, 2025
Brandon Ivey
Home prices increased by 2.2% on an annual basis as of the end of September, according to FHFA.
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