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Home » Topics » IMFnews » Originations

Originations
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Conventional-Conforming Share Declines in 2024

February 28, 2025
Brandon Ivey
Government-insured lending and nonconforming mortgages took share from the conventional-conforming market in 2024.
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CFPB Backs Out of Lawsuits Involving Rocket, Vanderbilt

February 28, 2025
Shannon Clark
No explanation for the dismissals was provided in the court filings that announced the moves.
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Rocket’s Earnings Improve in 4Q, Originations Poised to Increase

February 28, 2025
Brandon Ivey
The swing in earnings was tied to the value of mortgage servicing rights, among other factors.
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Short Takes: Cost of Rocket’s Rebrand / Figure Forms Joint Venture With Sixth Street / Pending Home Sales Decline / Losses Narrow at Blend

February 28, 2025
Brandon Ivey
The rebrand included an ad during the Super Bowl.
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Pulte, McKernan Face Senators at Confirmation Hearing

February 27, 2025
Brandon Ivey
Bill Pulte, nominee for FHFA director, and Jonathan McKernan, the nominee for CFPB director, detailed some of their plans.
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Loan Removals From Ginnie MBS Up Sharply in 2024

February 27, 2025
Namrata Bhatia
Borrower payoffs reflect heavy refinance activity in the Ginnie program.
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Ishbia Insists UWM Controls Margins on Wholesale Lending

February 27, 2025
Brandon Ivey
“Everyone else follows us,” said Mat Ishbia, chairman and CEO of United Wholesale Mortgage.
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Crypto Usage in Real Estate Could See Boost From Trump

February 27, 2025
James Dohnert
The Trump administration is taking a much more friendly stance on crypto than the Biden administration.
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Short Takes: HUD Scraps AFFH Rule / Ishbia Happy With Trump / Sales of New Homes Decline / $200 Million IPO for Rithm Acquisition

February 27, 2025
Brandon Ivey
The rescinded AFFH rule had set fair housing obligations for certain recipients of HUD funding.
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Freddie Pilot for Second Liens Up and Running

February 26, 2025
Brandon Ivey
The government-sponsored enterprise received approval from the Federal Housing Finance Agency in June 2024 to acquire second liens.
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