https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com FHFA Director Bill Pulte cited massive price hikes on FICO scores in recent years as the reason for making VS4 widely available through the GSEs. http://www.insidemortgagefinance.com/articles/238465 Fri, 04 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238465-pulte-orders-vs4-rollout-considers-bi-merge-for-gses bivey@imfpubs.com “Market sentiment was leaning toward a rate hike at the next Fed meeting, but this could give the Fed pause in hiking rates as they look to convene this month,” said Cody Echols, a capital markets technology advisor at Mortgage Capital Trading. http://www.insidemortgagefinance.com/articles/238466 Fri, 04 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238466-pending-inflation-reading-key-for-rates-with-jobs-market-resilient bivey@imfpubs.com FHFA director Bill Pulte expressed frustration that the credit bureaus haven’t sufficiently engaged in reform talks with FHFA, accusing them of “cartel-like” behavior. http://www.insidemortgagefinance.com/articles/238464 Fri, 04 Sep 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238464-short-takes-pulte-frustrated-by-credit-bureaus-interest-rates-rise-to-highest-level-thus-far-in-2026-better-rejects-gargs-turnaround-plan dhollier@imfpubs.com Although investors would own just one listed security, Fannie and Freddie “could maintain separate underwriting, pricing, credit and customer service decisions,” according to Jon Oksenholt, the eponymous founder of Oksenholt Capital Management. http://www.insidemortgagefinance.com/articles/238442 Thu, 03 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238442-oksenholt-defends-single-holding-company-for-gses-tech dhollier@imfpubs.com Private MIs are fully prepared for the credit score transition at the GSEs, according to Seth Appleton, president of U.S. Mortgage Insurers. http://www.insidemortgagefinance.com/articles/238445 Thu, 03 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238445-private-mortgage-insurance-companies-set-for-vantagescore-usage bivey@imfpubs.com After getting close to 4.80% Tuesday, the 10-year Treasury rate declined somewhat Wednesday. http://www.insidemortgagefinance.com/articles/238446 Thu, 03 Sep 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238446-short-takes-10-year-treasury-rate-down-from-recent-peak-more-supply-than-demand-with-homes-for-sale-trump-admin-moves-a-little-faster-on-housing-trust-fund bivey@imfpubs.com The 60-basis-point discount on agency products is long term and available to all brokers. http://www.insidemortgagefinance.com/articles/238429 Wed, 02 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238429-rocket-cuts-wholesale-pricing-aims-for-uwm-brokers ewilley@imfpubs.com Purchase-mortgage business is running ahead of the levels seen in the first half of 2025. http://www.insidemortgagefinance.com/articles/238430 Wed, 02 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238430-fha-va-lending-up-sharply-in-first-half-of-year sclark@imfpubs.com H.R. 10184, the Consumer Financial Protection Accountability and Reform Act, would bring the CFPB under the congressional appropriations process, require cost-benefit analyses for rulemakings and stipulate periodic reviews of major rules to ensure their benefits justify their costs. http://www.insidemortgagefinance.com/articles/238431 Wed, 02 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238431-house-republicans-introduce-bill-with-major-reforms-to-cfpb bivey@imfpubs.com Ishbia said it’s unlikely that changes to LLPAs will be “massive” or across the board. http://www.insidemortgagefinance.com/articles/238432 Wed, 02 Sep 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238432-ishbia-expects-changes-around-edges-for-gse-llpas-trid bivey@imfpubs.com Applications were essentially unchanged on a weekly basis last week even as interest rates ticked up. http://www.insidemortgagefinance.com/articles/238433 Wed, 02 Sep 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238433-short-takes-applications-hold-steady-fha-offers-relief-in-indiana-betters-bills-piling-up-in-ceo-fight bivey@imfpubs.com Four partnerships with undisclosed companies generated less than $50,000 in cumulative revenue. http://www.insidemortgagefinance.com/articles/238418 Tue, 01 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238418-some-of-betters-partnerships-brought-in-little-cash bivey@imfpubs.com Land contracts lack protections that apply to mortgages and often carry worse terms for homebuyers than mortgages, the Pew Charitable Trusts noted. http://www.insidemortgagefinance.com/articles/238419 Tue, 01 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238419-pew-calls-for-more-mortgages-fewer-land-contracts azimmardi@imfpubs.com In the second quarter, all but four of the 50 largest jumbo lenders posted increases in originations. http://www.insidemortgagefinance.com/articles/238412 Mon, 31 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238412-jumbo-originations-rise-in-2q jdohnert@imfpubs.com A decline in median loan amounts offset a modest increase in mortgage rates, which helped lower median mortgage payments in July, according to the Mortgage Bankers Association. http://www.insidemortgagefinance.com/articles/238413 Mon, 31 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238413-homebuying-affordability-improves-despite-rate-challenges ewilley@imfpubs.com MBA CEO Bob Broeksmit came to the defense of the FHA program and nonbank participants after the Wall Street Journal’s editorial board suggested nonbanks had engaged in risky underwriting under the government guarantee. http://www.insidemortgagefinance.com/articles/238414 Mon, 31 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238414-mba-fires-back-in-defense-of-fha-program-and-nonbank dhollier@imfpubs.com Federal Housing Finance Agency Director Bill Pulte directed Fannie Mae and Freddie Mac to end support for special purpose credit programs earlier this year. But now other agencies are also ending authorization for the programs. http://www.insidemortgagefinance.com/articles/238406 Fri, 28 Aug 2026 11:59:36 -0400 https://www.insidemortgagefinance.com/articles/238406-federal-agencies-rescind-spcp-authorization jdohnert@imfpubs.com Market uncertainty and rising costs have led some economists to revise their origination forecast for the rest of this year and into 2027. http://www.insidemortgagefinance.com/articles/238382 Thu, 27 Aug 2026 11:52:58 -0400 https://www.insidemortgagefinance.com/articles/238382-economists-reduce-expectations-for-originations jdohnert@imfpubs.com A group of 13 publicly traded nonbanks reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. http://www.insidemortgagefinance.com/articles/238355 Mon, 24 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238355-high-interest-rates-market-uncertainty-weigh-on-nonbank-earnings bivey@imfpubs.com “Affordability deteriorated as mortgage rates moved higher through May and June,” said Varun Krishna, CEO of Rocket Companies. http://www.insidemortgagefinance.com/articles/238344 Fri, 21 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238344-purchase-mortgage-and-refi-volume-diverge-in-second-quarter bivey@imfpubs.com To help increase earnings, the homebuilder is shifting its focus to higher-priced homes. http://www.insidemortgagefinance.com/articles/238345 Fri, 21 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238345-losses-increase-at-homebuilder-hovnanian-enterprises bivey@imfpubs.com "More sellers are entering the market partly because some of them have come to terms with today's somewhat slow housing market; they are accepting that they may need to sell for a slightly lower price than they want, and it may take them slightly longer to do so," Redfin said. http://www.insidemortgagefinance.com/articles/238348 Fri, 21 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238348-new-listings-for-homes-up-asking-price-slips bivey@imfpubs.com FHFA could soon revise loan level price adjustments at the GSEs. http://www.insidemortgagefinance.com/articles/238349 Fri, 21 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238349-short-takes-fhfa-still-pondering-llpa-changes-evolve-bank-sells-medical-professional-loans-blend-touts-ai-results bivey@imfpubs.com Elevated interest rates and declining consumer confidence are cutting in to demand for home purchases. http://www.insidemortgagefinance.com/articles/238327 Thu, 20 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238327-homebuyer-demand-diminishing-amid-high-interest-rates bivey@imfpubs.com The GSE is selling two pools of nonperforming loans, its first NPL offerings in more than a year. http://www.insidemortgagefinance.com/articles/238331 Thu, 20 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238331-short-takes-fannie-selling-npls-freedom-offers-msr-securitization-purchase-applications-decline-unemployment-driving-up-delinquencies ewilley@imfpubs.com A rise in purchase-mortgage volume wasn't enough to offset declining refi activity. http://www.insidemortgagefinance.com/articles/238306 Wed, 19 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238306-ginnie-issuance-down-in-july-with-fewer-refis bivey@imfpubs.com Expenses reached their lowest level as measured by basis points since the third quarter of 2021. http://www.insidemortgagefinance.com/articles/238307 Wed, 19 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238307-lenders-post-improvements-in-profits-in-the-second-quarter bivey@imfpubs.com “The highest mortgage rates of the year hit right in the middle of summer, and that’s pulling back contract signings,” said Lawrence Yun, chief economist at NAR. http://www.insidemortgagefinance.com/articles/238308 Wed, 19 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238308-pending-home-sales-housing-starts-decline-from-2025-levels bivey@imfpubs.com The $337.5 million expanded-credit MBS Annaly Capital Management is marketing is much smaller than any other expanded-credit MBS the firm has issued this year. http://www.insidemortgagefinance.com/articles/238310 Wed, 19 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238310-short-takes-annaly-pulls-back-with-latest-expanded-credit-mbs-new-wholesale-lender-profits-decline-at-toll-brothers bivey@imfpubs.com Nationally, home prices declined by 0.5% on a monthly basis in July, according to First American Data & Analytics. http://www.insidemortgagefinance.com/articles/238293 Tue, 18 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238293-home-prices-decline-in-july-drop-in-ca