https://www.insidemortgagefinance.com/rss en-us nbhatia@imfpubs.com Pennymac was the largest correspondent lender in the conventional market in the first quarter, according to a new Inside Mortgage Trends ranking and analysis. Inside Mortgage Trends ranking and analysis.]]> http://www.insidemortgagefinance.com/articles/237870 Mon, 29 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237870-correspondent-originations-see-steep-decline-in-1q dhollier@imfpubs.com Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator. http://www.insidemortgagefinance.com/articles/237871 Mon, 29 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237871-house-bill-a-first-step-to-releasing-gses dhollier@imfpubs.com Council of the Federal Home Loan Banks CEO Ryan Donovan recommended several revisions to the latest Basel III Endgame proposal in a comment letter to regulators. http://www.insidemortgagefinance.com/articles/237873 Mon, 29 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237873-fhlbanks-call-for-basel-iii-changes jdohnert@imfpubs.com The rating agency still expects home prices to rise this year but at a slower pace than in 2025. http://www.insidemortgagefinance.com/articles/237872 Mon, 29 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237872-fitch-lowers-housing-forecasts jdohnert@imfpubs.com Borrowers aren't shopping for the best rate. http://www.insidemortgagefinance.com/articles/237874 Mon, 29 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237874-short-takes-homeowners-overpaying-for-mortgage-house-hunters-looking-to-relocate-realpha-launches-flat-fee-lo-comp-model-truss-offers-heloc-for-self-employed-borrowers bivey@imfpubs.com Rocket and a number of other nonbanks have added home equity loans to their product offerings in recent years after refinance activity slowed. http://www.insidemortgagefinance.com/articles/237861 Fri, 26 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237861-rocket-leads-home-equity-lenders-in-1q-a-first-for-a-nonbank bivey@imfpubs.com The GSE’s investment portfolio stood at $137.22 billion, down 3.2% from April. http://www.insidemortgagefinance.com/articles/237862 Fri, 26 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237862-freddie-macs-investment-portfolio-shrinks-in-may bivey@imfpubs.com The Structured Finance Association submitted extensive feedback on the re-proposal. SFA's comments received an endorsement from a coalition of trade groups representing a broad variety of banks. http://www.insidemortgagefinance.com/articles/237863 Fri, 26 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237863-mbs-participants-want-changes-to-basel-re-proposal bivey@imfpubs.com Most of the increase in the impairment rate in May was from delinquencies. http://www.insidemortgagefinance.com/articles/237865 Fri, 26 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237865-short-takes-delinquencies-rise-on-securitized-non-qms-the-sunday-factor-in-delinquencies-community-bank-expands-agreement-with-ncrc bivey@imfpubs.com Sen. Elizabeth Warren, D-MA, one of the lead negotiators of the bill, guaranteed that it will eventually become law. http://www.insidemortgagefinance.com/articles/237842 Thu, 25 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237842-housing-bill-hits-another-hurdle-as-trump-balks azimmardi@imfpubs.com The ARM share of first-lien originations also declined somewhat, as interest rate trends in the first two months of the first quarter made fixed-rate mortgages somewhat more attractive than ARMs. http://www.insidemortgagefinance.com/articles/237843 Thu, 25 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237843-arm-originations-decline-in-first-quarter bivey@imfpubs.com The number of new listings last week hit the lowest level since February. http://www.insidemortgagefinance.com/articles/237846 Thu, 25 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237846-listings-of-homes-for-sale-declines-as-summer-starts bivey@imfpubs.com Sales of new homes declined on monthly and annual bases in May. http://www.insidemortgagefinance.com/articles/237847 Thu, 25 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237847-short-takes-sales-of-new-homes-decline-heloc-lender-raises-capital-big-banks-pass-stress-test-with-major-home-price-depreciation ewilley@imfpubs.com Matt Jones, FHA single-family housing deputy assistant secretary, indicated the agency believed the rescissions would make the FHA program more accessible to a wide range of lenders. http://www.insidemortgagefinance.com/articles/237827 Wed, 24 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237827-fha-clarifies-mod-requirements-loosens-lending-regulations dhollier@imfpubs.com The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories. http://www.insidemortgagefinance.com/articles/237824 Wed, 24 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237824-fhfa-proposes-revamping-duty-to-serve-rule bivey@imfpubs.com H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades. http://www.insidemortgagefinance.com/articles/237828 Wed, 24 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237828-short-takes-housing-bill-headed-to-trump-fannie-to-expand-title-insurance-skipping-pilot-angel-oak-shifts-mbs-strategy-income-declines-at-kb-home bivey@imfpubs.com Chase remained the largest warehouse provider as of the end of the March, while losing some market share. http://www.insidemortgagefinance.com/articles/237811 Tue, 23 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237811-warehouse-lending-capacity-up-slightly-in-first-quarter bivey@imfpubs.com Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE. http://www.insidemortgagefinance.com/articles/237812 Tue, 23 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237812-economists-at-mba-fannie-closer-to-alignment-on-rate-forecasts bivey@imfpubs.com Demographic shifts are expected to lead housing supply to surpass demand in the coming years. http://www.insidemortgagefinance.com/articles/237813 Tue, 23 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237813-mba-warns-of-potential-for-home-price-depreciation ewilley@imfpubs.com Mutual of Omaha Mortgage and Finance of America Mortgage, the top two lenders in the sector, lost some market share in the first quarter. http://www.insidemortgagefinance.com/articles/237815 Tue, 23 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237815-hecm-originations-increase-slightly-in-first-quarter bivey@imfpubs.com The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week. http://www.insidemortgagefinance.com/articles/237814 Tue, 23 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237814-short-takes-senate-passes-housing-bill-cfpb-plans-mortgage-rfi-home-price-appreciation-picks-up-homeownership-demand-increases azimmardi@imfpubs.com Annaly was the top producer of nonconforming loans through the correspondent channel among the survey group, increasing its production by 9.9% to $5.08 billion. http://www.insidemortgagefinance.com/articles/237805 Mon, 22 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237805-correspondents-increase-share-of-nonconforming-production jdohnert@imfpubs.com One-third of homeowners say they are currently refinancing or likely to refinance within the next two years. http://www.insidemortgagefinance.com/articles/237808 Mon, 22 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237808-refi-opportunities-available-despite-rate-uncertainty jdohnert@imfpubs.com The portfolio, with a $555 million unpaid principal balance, is being sold by an unidentified nonbank. http://www.insidemortgagefinance.com/articles/237809 Mon, 22 Jun 2026 11:55:01 -0400 https://www.insidemortgagefinance.com/articles/237809-short-takes-agency-msrs-on-offer-kbra-rates-planet-financial-housing-payments-hit-one-year-high-seller-concessions-reach-high-in-may bivey@imfpubs.com “Mortgage lenders benefited from multiple refinance rallies over the last nine months, but we don’t expect another in 2026,” said Eric Orenstein, a senior director at Fitch Ratings. http://www.insidemortgagefinance.com/articles/237800 Thu, 18 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237800-feds-warsh-unlikely-to-drive-down-interest-rates-on-mortgages sclark@imfpubs.com The bureau said it rescinded the 2020 advisory opinion because it conflicts with its recently issued ECOA final rule. http://www.insidemortgagefinance.com/articles/237798 Thu, 18 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237798-cfpb-rescinds-2020-spcp-advisory bivey@imfpubs.com During a press conference Wednesday, Fed Chair Kevin Warsh suggested that he will wait to see recommendations from the new task forces before making any major changes at the Fed. http://www.insidemortgagefinance.com/articles/237802 Thu, 18 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237802-short-takes-warsh-establishes-task-forces-pending-home-sales-increase-chase-sending-gse-eligible-mortgages-to-non-agency-mbs-uwm-offering-doctor-loans-publication-break bivey@imfpubs.com The bill aims to boost housing supply and limit institutional ownership of single-family homes to some extent. There are also some provisions that will directly impact the mortgage market. http://www.insidemortgagefinance.com/articles/237781 Wed, 17 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237781-congress-poised-to-pass-bipartisan-housing-bill bivey@imfpubs.com It’s an all-stock transaction with shareholders in Fathom receiving stock in BBB with an equity value of $53.4 million. http://www.insidemortgagefinance.com/articles/237783 Wed, 17 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237783-bed-bath-and-beyond-to-acquire-real-estate-services-platform bivey@imfpubs.com Applications declined by 3.8% on a weekly basis last week. http://www.insidemortgagefinance.com/articles/237784 Wed, 17 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237784-short-takes-applications-down-again-housing-starts-decline-former-mr-cooper-official-heads-to-sagent