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Home » Topics » IMFnews » Originations

Originations
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Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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Government-Insured Purchase Mortgages Outpace Competition

July 8, 2025
Brandon Ivey
FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.
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Prices for New Homes Declining at Accelerated Rate

July 8, 2025
Brandon Ivey
To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.
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Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
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Short Takes: Employment on Shaky Ground / U.S. Citizen Share of Mortgage Lending Rising / Home Sales Slowing / New Wholesale Option for RTLs

July 8, 2025
Brandon Ivey
Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.
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Not a Whole Lot of Hiring in the World of Mortgages

July 7, 2025
Paul Muolo
Loan brokerage firms had 83,600 workers on their payrolls as May closed out, off 100 from April 30.
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Popular Stock Trading App Offers Mortgage Discounts to 'Gold' Members

July 7, 2025
Shannon Clark
Robinhood's Tenev said the interest rate on a 30-year fixed-rate mortgage could be 6.11% for Gold members.
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Retail Share of Nonconforming Lending Declines in 1Q

July 3, 2025
Brandon Ivey
Both the correspondent and broker channels increased their market share recently.
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Some Bipartisan Support for Home-Rehab Tax Credit

July 3, 2025
Emmeline Willey
The tax credit would cover the difference between the cost of rehabilitation and the price the property fetches in a sale to a buyer with an income well below the area median.
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AEI Analysts Propose New Path to Federal Land Sales

July 3, 2025
Brandon Ivey
The analysts suggested that President Trump could issue an executive order directing the secretary of the Interior to auction as much as 180 square miles of federal land.
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