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Home » Topics » IMFnews » Originations

Originations
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FHFA Proposes Revamping Duty-to-Serve Rule

June 24, 2026
Dennis Hollier
The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories.
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Short Takes: Housing Bill Headed to Trump / Fannie to Expand Title-Insurance Skipping Pilot / Angel Oak Shifts MBS Strategy / Income Declines at KB Home

June 24, 2026
Brandon Ivey
H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades.
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Warehouse Lending Capacity Up Slightly in First Quarter

June 23, 2026
Brandon Ivey
Chase remained the largest warehouse provider as of the end of the March, while losing some market share.
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Economists at MBA, Fannie Closer to Alignment on Rate Forecasts

June 23, 2026
Brandon Ivey
Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE.
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MBA Warns of Potential for Home Price Depreciation

June 23, 2026
Brandon Ivey
Demographic shifts are expected to lead housing supply to surpass demand in the coming years.
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HECM Originations Increase Slightly in First Quarter

June 23, 2026
Emmeline Willey
Mutual of Omaha Mortgage and Finance of America Mortgage, the top two lenders in the sector, lost some market share in the first quarter.
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Short Takes: Senate Passes Housing Bill / CFPB Plans Mortgage RFI / Home Price Appreciation Picks Up / Homeownership Demand Increases

June 23, 2026
Brandon Ivey
The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week.
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Correspondents Increase Share of Nonconforming Production

June 22, 2026
Abby Zimmardi
Annaly was the top producer of nonconforming loans through the correspondent channel among the survey group, increasing its production by 9.9% to $5.08 billion.
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Refi Opportunities Available Despite Rate Uncertainty

June 22, 2026
James Dohnert
One-third of homeowners say they are currently refinancing or likely to refinance within the next two years.
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Short Takes: Agency MSRs on Offer / KBRA Rates Planet Financial / Housing Payments Hit One-Year High / Seller Concessions Up

June 22, 2026
James Dohnert
The portfolio, with a $555 million unpaid principal balance, is being sold by an unidentified nonbank.
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