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Home » Topics » IMFnews » Originations

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‘Good Time to Buy’ Down Sharply in Past 10 Years

March 5, 2026
Abby Zimmardi
Only 17% of voters recently surveyed by the National Association of Realtors believe it’s a good time to buy a home.
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Short Takes: UWM Offers More Discounts / Affordability Still an Obstacle / Chase Stocks Investment-Property Loans in MBS / Rate Promoting Auto Loans

March 5, 2026
Brandon Ivey
United Wholesale Mortgage is offering a 75-basis-point pricing incentive for certain conventional and government-insured refinances through March, as well as a $600 appraisal credit for purchase mortgages through April.
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Refi Activity Soars at VA, FHA in Fourth Quarter

March 4, 2026
Emmeline Willey
Refi guarantees in the Department of Veterans Affairs’ home loan program more than doubled during the fourth quarter.
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Mixed Signals on Mortgage Originations in First Quarter

March 4, 2026
Brandon Ivey
Hope Dmuchowski, a senior executive vice president and chief financial officer at First Horizon Bank, said the bank’s mortgage warehouse activity is “behaving seasonally” with a decline in volume compared with the fourth quarter.
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Treasury Officials Reiterate Plans to Boost Banks

March 4, 2026
Brandon Ivey
Federal regulators are set to propose revisions to bank capital requirements and then plan to adjust liquidity requirements.
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GSEs Offering Flexibility as Partial Government Shutdown Drags On

March 4, 2026
Brandon Ivey
The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met.
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Short Takes: Home Price Appreciation Expected to Pick Up / Pulte Promises Action on Affordability / Nonbank Lenders Falter / Home Sales Increase in February

March 4, 2026
Brandon Ivey
Cotality is projecting a 4.4% annual increase in home prices as of January 2027.
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Tempered Response From Potential Borrowers as Rates Hover

March 3, 2026
Brandon Ivey
“5.75% is really where you have more and more homeowners in the money on a cash-out refi,” Scott Peyree, president and CEO of LendingTree, said.
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Appeals Court Looks to Address Injunction Against CFPB

March 3, 2026
Shannon Clark
Judges on the appeals court seemed conflicted about whether the Trump administration has the authority to move forward with its plans to terminate nearly 90% of the workforce at the CFPB.
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Short Takes: Agency MSRs on Offer / Mortgage Profits Decline at LendingTree / HomeBridge, AmWest Selling HELOCs Via Goldman

March 3, 2026
Brandon Ivey
MorVest Capital is brokering the sale of agency mortgage servicing rights with an unpaid principal balance of $2.41 billion.
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