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Home » Topics » IMFnews » Originations

Originations
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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GSEs Growing Retained MBS Holdings in 4Q25

December 29, 2025
John Bancroft
At the end of November, the two government-sponsored enterprises held $104.56 billion of agency MBS in retained portfolios. That was up $31.99 billion from the end of September, a 44.1% increase.
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Sellers Increasingly Outnumbering Buyers in Housing Market

December 29, 2025
James Dohnert
Redfin said that it has been a buyer’s market since May 2024.
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Home Price Growth Slows in November

December 23, 2025
James Dohnert
Home prices increased 2.6% on a year-over-year basis in November, the smallest increase since 2012.
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Mortgage-Banking Income at Depositories Increases

December 22, 2025
Brandon Ivey
Banks and thrifts saw a 6.1% increase in mortgage-banking income from the second to the third quarter.
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Homes Staying on the Market Longer

December 22, 2025
James Dohnert
Homes that went under contract last month spent an average of 53 days on the market, according to a new report by Redfin.
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Existing-Home Sales Up Slightly in November

December 22, 2025
James Dohnert
Existing-home sales increased in November, the third consecutive month of sequential growth.
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Average Home Sale Price at KB Home Drops to 2023 Level

December 19, 2025
Brandon Ivey
In the fourth quarter of fiscal year 2025, the average sale price for homes sold by KB Home was $465,600.
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