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Home » Topics » IMFnews » Originations

Originations
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Servicer Refi Retention Rose to Three-Year High

December 8, 2025
James Dohnert
Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.
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Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans

December 8, 2025
James Dohnert
A soft rental market is holding back home sales to investors.
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Broker Share of Originations Ticks Up in Third Quarter

December 5, 2025
Brandon Ivey
Only the broker channel managed to increase production in the third quarter, up 1.1% from the second quarter to $96.0 billion.
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FHA Proposes Raising Draw Limits on Rehabilitation Loans

December 5, 2025
Emmeline Willey
The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.
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Homebuilder Hovnanian Takes Quarterly Loss, Margins Shrink

December 5, 2025
Brandon Ivey
Buydowns on mortgages are eating into Hovnanian Enterprises' margins.
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Short Takes: Freedom Plans Debt Offering / Unlock Brings Large HEI Securitization / MFA Offers Its Largest Expanded-Credit MBS of the Year / Mortgage Fraud Case Against NY AG Falters

December 5, 2025
Brandon Ivey
The amount, coupon and maturity of Freedom Mortgage's planned debt offering will be determined at the time of issuance, according to Fitch Ratings.
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Republicans in House Aim to Reduce Regulations for Housing

December 4, 2025
Emmeline Willey
Republicans in the House plan to reduce regulations to improve housing affordability.
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Warren Pushes Back on CFPB’s ECOA Proposal

December 4, 2025
Shannon Clark
Sen. Elizabeth Warren, D-MA, said there’s a possibility that Congress will use the Congressional Review Act to overturn the proposal if it’s finalized.
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Trade Groups Reiterate Call for Long-Term NFIP Funding

December 4, 2025
Brandon Ivey
The groups suggested pairing long-term funding for the National Flood Insurance Program with reforms to the program.
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Short Takes: Minimal Marketing From Lenders / Neutral Outlook for Private MI / Pennymac Waiving Credit Report Fee in Wholesale / Pending Home Sales Decline

December 4, 2025
Brandon Ivey
Rocket Companies sees opportunities for growth as some lenders pull back, according to Brian Brown, chief financial officer and treasurer of the firm.
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Latest Imf News

  • Correspondent Channel Loses Share in Agency Market

  • Leading Republican in House Takes Dim View of GSE IPO

  • Freddie Profits Steady in Fourth Quarter, Down for the Year

  • Pennymac to Acquire Cenlar, Sale Price Could Top $200 Million

More Imf News

Featured Data

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

  • Mortgage Complaints to CFPB Tick Up in Fourth Quarter

  • Agency MSR Transfers Pick Up in Fourth Quarter of 2025

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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