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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Home Price Appreciation Expected to Increase / Pennymac Sends More GSE-Eligible Loans to Non-Agency MBS / eNote Usage Picks Up / Warren Calls for Pulte to Resign From FHFA, DNI

July 7, 2026
Brandon Ivey
Home prices will increase 4.8% on an annual basis as of April 2027, according to projections by Cotality.
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Short Takes: Gen Z Accounts for Record 1 in 5 Homebuyers / KBRA Provides Upgrades to Velocity MBS / Citigroup Markets MBS of High LTV Mortgages

July 6, 2026
James Dohnert
The senior members of Gen Z are 29 years old.
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GSEs Release Historical Datasets for FICO 10T

July 2, 2026
James Dohnert
The release is expected to help lenders and investors evaluate the performance of FICO 10T.
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Mortgage-Banking Activity Declines in 1Q

July 2, 2026
Namrata Bhatia
The industry’s pipeline of loans held for sale was also reduced in the first quarter.
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Short Takes: Starter Homes Out of Reach / FoA Closes on Reverse MSR Deal / Housing Payments Rise / Publishing Break

July 2, 2026
James Dohnert
Only about a third of nonhomeowners can afford a starter home, a new LendingTree survey finds.
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Nonbanks Take Origination Share From Banks in 1Q

July 1, 2026
Brandon Ivey
Changes in capital requirements could open the door to greater bank participation in the mortgage market though.
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Correspondents Lose Share in Conventional Market in 1Q

June 29, 2026
Namrata Bhatia
Pennymac was the largest correspondent lender in the conventional market in the first quarter, according to a new Inside Mortgage Trends ranking and analysis.
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House Bill a First Step to Releasing GSEs

June 29, 2026
Dennis Hollier
Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator.
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FHLBanks Call for Basel III Changes

June 29, 2026
Dennis Hollier
Council of the Federal Home Loan Banks CEO Ryan Donovan recommended several revisions to the latest Basel III Endgame proposal in a comment letter to regulators.
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Fitch Lowers Housing Forecasts

June 29, 2026
James Dohnert
The rating agency still expects home prices to rise this year but at a slower pace than in 2025.
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