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Home » Topics » IMFnews » Originations

Originations
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CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

June 18, 2026
Shannon Clark
The bureau said it rescinded the 2020 advisory opinion because it conflicts with its recently issued ECOA final rule.
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Short Takes: Warsh Establishes Task Forces / Pending Home Sales Increase / Chase Sending GSE-Eligible Mortgages to Non-Agency MBS / UWM Offering Doctor Loans / Publication Break

June 18, 2026
Brandon Ivey
During a press conference Wednesday, Fed Chair Kevin Warsh suggested that he will wait to see recommendations from the new task forces before making any major changes at the Fed.
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Congress Poised to Pass Bipartisan Housing Bill

June 17, 2026
Brandon Ivey
The bill aims to boost housing supply and limit institutional ownership of single-family homes to some extent. There are also some provisions that will directly impact the mortgage market.
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Bed Bath & Beyond to Acquire Real Estate Services Platform

June 17, 2026
Brandon Ivey
It’s an all-stock transaction with shareholders in Fathom receiving stock in BBB with an equity value of $53.4 million.
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Short Takes: Applications Down Again / Housing Starts Decline / Former Mr. Cooper Official Heads to Sagent

June 17, 2026
Brandon Ivey
Applications declined by 3.8% on a weekly basis last week.
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Investors Warn Against Expanding Non-QM Credit Box

June 16, 2026
James Dohnert
Non-QM investors prefer disciplined originators, instead of lenders who scale quickly even if it causes additional risk.
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Short Takes: Large CES Securitization From Rocket / Wells and 3D-Printed Homes / NAMB Calls for Delay, Revision of GSE Condo Changes / Pennymac Using AWS AI for Originations, Servicing

June 16, 2026
Brandon Ivey
Rocket Companies is marketing a $706.0 million securitization of closed-end second liens.
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Jumbo Mortgages Gaining Share in Originations

June 12, 2026
Brandon Ivey
Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026.
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Non-Agency MBS Investors Showing Insatiable Demand

June 12, 2026
Brandon Ivey
“The flatter yield curve is burning a hole in a lot of people’s pockets,” sai Alan Qureshi, president of Black Lake Investments.
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Lennar Reducing Incentives for Home Purchases

June 12, 2026
Brandon Ivey
The mismatch between higher home prices with higher interest rates and household income is narrowing, according to Stuart Miller, executive chairman, CEO and president of Lennar.
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Latest Imf News

  • Retail Channel’s Share of Originations Increases in 2Q

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Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

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  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

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