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Home » Topics » IMFnews » Originations

Originations
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Lenders Turned Down Fewer Borrowers in 2025

June 3, 2026
James Dohnert
Among purchase-mortgage applications received last year, lenders denied 7.79% of conventional mortgage applications, 8.10% of VA loan applications and 12.70% of FHA loan applications.
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Home Prices Decline in May

June 3, 2026
James Dohnert
Most cities iare turning into buyers' markets as sellers price their homes to sell.
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Short Takes: Pulte Named Acting Director of National Intelligence / Homebuyers Make Smaller Downpayments / ICE Launches Mortgage Fraud Monitor / Ellington Readies Agency-Eligible MBS

June 2, 2026
James Dohnert
Bill Pulte will remain in his housing roles while serving in the new position.
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Mortgage Fraud Risk Declining

June 1, 2026
James Dohnert
Cotality’s latest National Mortgage Application Fraud Risk Index found that an estimated one in 129 mortgage applications showed indications of fraud in the first quarter.
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Rocket Adopts VantageScore 4.0

June 1, 2026
Dennis Hollier
Rocket Mortgage has incorporated VS4 into both its direct-to-consumer and Rocket Pro sides of the business.
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Investor Home Purchases Fall to Lowest Share Since 2020

June 1, 2026
James Dohnert
Redfin said that investors purchased 7.8% of all home listings in the first quarter, their lowest level since 2020.
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Conventional-Conforming Share of Originations Rises in 1Q

May 29, 2026
Brandon Ivey
Conventional-conforming mortgages accounted for 54.3% of originations in the first quarter of 2026.
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eNote Proponents Surprised by Limited Adoption

May 29, 2026
Emmeline Willey
Amy Moses, vice president for strategic growth at the Mortgage Industry Standards Maintenance Organization, said a widespread shift to eNotes will occur when industry participants recognize the economic benefits and when not participating in the eNote space would make them less competitive.
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FHA Seeks Feedback on Property Requirements

May 29, 2026
Emmeline Willey
FHA published a request for information seeking ways to ease its minimum property requirements.
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Short Takes: Sales of New Homes Drop / Expanded-Credit MBS From Rithm, MFA / MISMO Offers Loan Boarding Tool

May 29, 2026
Brandon Ivey
Sales of new single-family homes declined by 6.2% on a monthly basis in April.
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