Using a single score or bi-merge increases the uncertainty in assessing borrower risk, with direct implications for loan pricing and underwriting decisions, according to a study by Andrew Davidson & Co.

Redwood Trust is set to issue its first expanded-credit MBS from its Aspire shelf.

Private MIs and the two major government programs provided primary coverage on $74.80 billion of refinance loans, more than double the volume in the third quarter.

The average interest rate for a 30-year fixed-rate mortgage declined by 8 basis points on a weekly basis and hit its lowest level since September 2022.

Opendoor is looking to mortgages to improve profitability after taking a $1.1 billion loss in the fourth quarter of 2025.

Recent inflation trends along with the strong jobs report for January “suggest the lower likelihood of a rate cut” at the next Federal Open Market Committee meeting, according to Joel Kan, a vice president and deputy chief economist at the Mortgage Bankers Association.

Homeowners are beginning to relinquish their COVID-era mortgages.

Issuance of Ginnie Mae mortgage-backed securities increased by 3.5% on a monthly basis in January.

Fannie projects that the average interest rate on a 30-year fixed-rate mortgage will hold at 6.1% in the second quarter before declining to 6.0% in the third quarter and then remain at that level through the end of 2027.

Mixed readings on home starts, sales and prices in January.