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Inside Mortgage Trends
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Racial Inclusiveness in Advertising Boosts Business

August 4, 2023
Dennis Hollier
New research shows that when mortgage companies use minority actors in their TV ads, viewers are more likely to apply for a loan with that lender. Borrowers also showed more brand favorability.
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New Homes Key to Opening Tight Housing Market

August 4, 2023
Monica Hogan
The lack of housing supply continues to constrain home sales and mortgage originations.
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Lenders Turn to Holistic Technology to Nurture Leads

August 4, 2023
James Dohnert
Loan originators are increasingly using holistic technologies to reach new leads and nurture old ones.
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Lenders Urged to Support Immigrant Homeownership

August 4, 2023
Monica Hogan
A new paper by Harvard University’s Joint Center for Housing Studies has called for policymakers and mortgage lenders to play a larger role in removing barriers to homeownership for immigrants.
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Grapevine: Better Close to Going Public; FICO Increasing Revenue

August 4, 2023
Brandon Ivey
SEC approves Better-Aurora merger; FICO increasing mortgage revenue as originations decline; Rithm to spin off most of its origination/servicing business; impact of revised capital requirements for large banks.
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Black Knight Opts to Sell Optimal Blue Pricing Platform

July 21, 2023
Brandon Ivey
ICE and Black Knight plan to sell Black Knight’s pricing platform in order to win approval from the FTC of a planned merger. Affiliates of Constellation Software have agreed to acquire Optimal Blue.
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Banks Should Prepare for Third-Party Modeling Risks

July 21, 2023
Sam Manas
When using third-party models, banks should employ testing methods such as back-testing and benchmarking to meet compliance requirements, according to a RiskSpan analyst.
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Blockchain Offers Potential for Cost Savings

July 21, 2023
Brandon Ivey
Originations, servicing and secondary market activity could all benefit from Blockchain, according to a new white paper from MISMO.
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Climate Change and Lemons in the Housing Market

July 21, 2023
Dennis Hollier
New research shows that mandatory flood risk disclosure requirements raise home prices, increase loan sizes and raise debt-to-income ratios.
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Servicers Further Use of Self-Service Mortgage Tech

July 21, 2023
James Dohnert
Servicers have found new success leveraging self-service technologies for borrowers looking for disaster relief and forbearance options.
Read More
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