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Inside Mortgage Trends
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MISMO Simplifies Standards Implementation

September 6, 2024
Dennis Hollier
The introduction of MISMO Link should democratize the creation and implementation of standards and processes even among those that aren’t MISMO standards experts.
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AI, Automation Can Help Lenders Reach Digital Native Borrowers

September 6, 2024
James Dohnert
Mark Cunningham, CEO at TRAiNED, believes new technologies can be leveraged to better reach so-called digital native homebuyers.
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CBO Suggests Larger Role for Government in Disaster Insurance

September 6, 2024
Monica Hogan
The federal government should expand its role in the disaster insurance market to help increase availability, the Congressional Budget Office suggested in a new paper.
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Automation, Communication Keys to Boost Margins

August 23, 2024
James Dohnert
Mortgage originators and investors believe that automation must go hand-in-hand with human expertise to create value for a company, and boost margins.
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Homebuyers Take a Wait-and-See Approach

August 23, 2024
Monica Hogan
Even with interest rates on mortgages coming down, home sales have been tepid in recent months, with potential buyers waiting for even lower interest rates.
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Interest Rates, Lender Reputation Top Priorities for Borrowers

August 23, 2024
Shannon Clark
Interest rates continue to be the top priority for borrowers when choosing a mortgage lender, according to a study by Corporate Insight, but borrowers also value interest rate locking options and rate matching.
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Lenders Scramble to Upgrade Tech With Rate Outlook

August 23, 2024
Brandon Ivey
With interest rates on mortgages set to come down, some lenders are looking to quickly adopt tech to help with originations. Blend Labs is seeing lenders use more of the tech vendor’s products and an automated refi offering is on the way.
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Halcyon Leverages IRS Integration for Income Verification

August 23, 2024
Dennis Hollier
Fannie Mae and Freddie Mac have both integrated the fintech’s digital version of IRS Form 8821 to confirm borrower income.
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Grapevine: Remote Work Increases; MISMO ESG Data Product

August 23, 2024
Brandon Ivey
Remote work increases for mortgage fulfillment; MISMO offers reference materials for ESG data; lenders frustrated with tech vendors; ICE updates Encompass; tech firms offer loan audits with AI.
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Rocket Works on Sustainable Market Share Growth

August 9, 2024
Brandon Ivey
Rocket is turning profits again after taking a loss in 2023. Now the lender is working to regain the market share it lost, using various strategies for both purchase mortgages and refinances.
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Latest Imf News

  • First-Lien Originations Decline by 16% in Third Quarter

  • Income Spikes at Rocket in Third Quarter, Helped by Servicing

  • Redwood Issuing Private Non-Agency MBS, No AAA Ratings

  • Pennymac Sees Loss on Production in 3Q; Servicing Profits

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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