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Inside Mortgage Trends
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Hispanic Homeownership Rate Continues to Rise

March 17, 2023
Monica Hogan
Last year was one of the largest for Hispanic homeownership growth in the past 10 years, according to a new NAHREP report.
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Grapevine: Hedging Pays Off; DOJ Settles With Sterling Bank

March 17, 2023
Brandon Ivey
Failed banks and interest rate risk; DOJ-Sterling Bank settlement; big banks boost First Republic; ICE to fight FTC over Black Knight deal; FHFA delays DTI fee; Guaranteed Rate offering fast approvals.
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Public Nonbanks Struggle for Profitability in Late 2022

March 3, 2023
John Bancroft
A handful of homebuilder mortgage-banking operations helped improve an otherwise dreary fourth quarter for nonbank lenders. However, four companies have not posted year-end results. (Includes data chart.)
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MBA Projects Mild Recession and Return of Supply Crunch

March 3, 2023
Sam Manas
A mild recession is in the making for mid-2023 and the country is still woefully behind on housing supply, according to the MBA’s chief economist.
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MSR Offerings Sprout Up … Waiting on the Big One

March 3, 2023
Paul Muolo
Servicing portfolios are available for purchase, including both government and conventional product. However, the market is waiting on news whether Home Point will continue to unload more of its holdings.
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Mortgage-Related Risks from Climate Change Evolving

March 3, 2023
Dennis Hollier
Climate change means future hurricanes will be more severe and have a more northerly track, changing the geography of loss risk for lenders and insurers alike.
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Industry Leaders Discuss Housing Affordability

March 3, 2023
Monica Hogan
Mortgage industry stakeholders discuss housing affordability issues at recent ICE conference.
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More Work Needed to Close Racial Homeownership Gap

March 3, 2023
Monica Hogan
The racial homeownership gap between Black and white Americans continues to persist, according to a report released this week by the National Association of Realtors.
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Grapevine: When to Call it Quits; Some Concerns on MSR Marks

March 3, 2023
Brandon Ivey
Mortgage companies waiting for the market to improve; some high marks on MSRs; Ishbia ready to dedicate more time to UWM; Equifax offers expanded credit reports; House approves bill to set minimum federal standards for remote online notarization; Better launches mortgage product for Amazon employees.
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FHFA Database Shows Boost in GSE Share Since Crisis

February 17, 2023
John Bancroft
The FHFA's National Mortgage Database offers interesting comparisons between the GSE market and conventional-conforming loans that are funded elsewhere. (Includes data chart.)
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Latest Imf News

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