https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/238341 Fri, 21 Aug 2026 15:15:30 -0400 https://www.insidemortgagefinance.com/articles/238341-nonbanks-see-decline-in-mortgage-banking-income-in-2q jdohnert@imfpubs.com A brief increase in refinance activity during the first quarter of 2026 pushed the defect rate to a recent high, according to ACES Quality Management. http://www.insidemortgagefinance.com/articles/238337 Fri, 21 Aug 2026 15:13:32 -0400 https://www.insidemortgagefinance.com/articles/238337-mortgage-critical-defect-rate-posts-biggest-quarterly-jump-in-four-years nbhatia@imfpubs.com The banking industry continued to pare its servicing-for-others. But MSR values held steady on a quarterly basis at the end of June. (Includes data table.) http://www.insidemortgagefinance.com/articles/238324 Fri, 21 Aug 2026 15:12:34 -0400 https://www.insidemortgagefinance.com/articles/238324-bank-msr-values-steady-portfolios-lowest-since-2005 sclark@imfpubs.com The Community Home Lenders of America urged the CFPB to pursue loan originator compensation reform as the bureau weighs changes to the TILA-RESPA Integrated Disclosures rule. http://www.insidemortgagefinance.com/articles/238339 Fri, 21 Aug 2026 15:11:35 -0400 https://www.insidemortgagefinance.com/articles/238339-cfpb-trid-rfi-sparks-renewed-interest-in-lo-comp-reform ewilley@imfpubs.com Tech platform mLOOP is aiming to discreetly connect originators with lenders. http://www.insidemortgagefinance.com/articles/238338 Fri, 21 Aug 2026 15:10:40 -0400 https://www.insidemortgagefinance.com/articles/238338-startup-seeks-to-help-originators-find-their-match azimmardi@imfpubs.com Figure Technology Solutions reported strong partner growth in its loan marketplace in the second quarter of 2026. http://www.insidemortgagefinance.com/articles/238301 Fri, 21 Aug 2026 15:09:49 -0400 https://www.insidemortgagefinance.com/articles/238301-momentum-with-figure-marketplace-gains-102-partners-in-q2 jdohnert@imfpubs.com Proprietary reverse-mortgage originations are hitting record highs, helping boost lender production during a spring slowdown. http://www.insidemortgagefinance.com/articles/238334 Fri, 21 Aug 2026 15:08:42 -0400 https://www.insidemortgagefinance.com/articles/238334-lenders-see-boost-from-proprietary-reverse-mortgages bivey@imfpubs.com Better has filed a lawsuit against founder and former CEO Vishal Garg for alleged violations of SEC standards. http://www.insidemortgagefinance.com/articles/238323 Fri, 21 Aug 2026 15:07:56 -0400 https://www.insidemortgagefinance.com/articles/238323-leadership-transition-at-better-heads-to-court amalatinszky@imfpubs.com The retail channel gained market share in second-quarter agency securitizations as purchase mortgages rose sharply. Credit quality deteriorated slightly. (Includes data table.) http://www.insidemortgagefinance.com/articles/238215 Fri, 07 Aug 2026 11:52:08 -0400 https://www.insidemortgagefinance.com/articles/238215-retail-gains-share-in-2q26-agency-securitizations jdohnert@imfpubs.com In the second quarter of 2026, Intercontinental Exchange generated its best earnings from its mortgage technology segment since 2022. ICE is optimistic that its AI tools will drive future revenue. http://www.insidemortgagefinance.com/articles/238201 Fri, 07 Aug 2026 11:49:12 -0400 https://www.insidemortgagefinance.com/articles/238201-ice-boosts-mortgage-earnings-to-highest-levels-since-2022 jdohnert@imfpubs.com Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year. http://www.insidemortgagefinance.com/articles/238209 Fri, 07 Aug 2026 11:48:13 -0400 https://www.insidemortgagefinance.com/articles/238209-zillow-charts-expansion-of-mortgage-business azimmardi@imfpubs.com loanDepot posted a smaller loss in the second quarter compared to the first, leaning into home equity lending. http://www.insidemortgagefinance.com/articles/238207 Fri, 07 Aug 2026 11:45:18 -0400 https://www.insidemortgagefinance.com/articles/238207-loandepot-emphasizes-home-equity-lending bivey@imfpubs.com Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.” http://www.insidemortgagefinance.com/articles/238212 Fri, 07 Aug 2026 11:44:20 -0400 https://www.insidemortgagefinance.com/articles/238212-better-shifts-from-founder-mode-to-enterprise-focus jdohnert@imfpubs.com The new housing law’s restriction on large institutional investors’ ability to purchase single-family homes could boost demand for investment-property mortgages from mom-and-pop investors. http://www.insidemortgagefinance.com/articles/238205 Fri, 07 Aug 2026 11:43:22 -0400 https://www.insidemortgagefinance.com/articles/238205-mom-and-pop-investors-could-receive-boost-from-housing-bill ewilley@imfpubs.com A couple of lenders of home equity line of credit products expanded their offerings in July, capitalizing on momentum in one of the few market segments with a bright outlook in the near-term. http://www.insidemortgagefinance.com/articles/238211 Fri, 07 Aug 2026 11:42:26 -0400 https://www.insidemortgagefinance.com/articles/238211-heloc-lenders-rolled-out-new-products-in-july jdohnert@imfpubs.com Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency. http://www.insidemortgagefinance.com/articles/238077 Fri, 24 Jul 2026 12:30:50 -0400 https://www.insidemortgagefinance.com/articles/238077-capital-requirement-changes-not-enough-to-boost-banks-mortgage-business nbhatia@imfpubs.com The delinquency rate increased the most on a quarterly basis for FHA mortgages. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238087 Fri, 24 Jul 2026 12:28:00 -0400 https://www.insidemortgagefinance.com/articles/238087-delinquencies-on-loans-in-agency-mbs-rise-in-second-quarter azimmardi@imfpubs.com Lenders looking to poach employees from competing firms should take various measures to avoid litigation, according to the law firm of Brody Gapp. http://www.insidemortgagefinance.com/articles/238074 Fri, 24 Jul 2026 12:26:54 -0400 https://www.insidemortgagefinance.com/articles/238074-cautions-when-poaching-employees jdohnert@imfpubs.com The Teamsters launched a home affordability program for its members, adding to the growing number of homebuying programs offered through unions. http://www.insidemortgagefinance.com/articles/238082 Fri, 24 Jul 2026 12:23:58 -0400 https://www.insidemortgagefinance.com/articles/238082-labor-union-look-to-tackle-home-affordability ewilley@imfpubs.com The homeowners-to-population ratio better reflects the share of adults who are homeowners, according economists at the Federal Reserve Bank of Minneapolis. http://www.insidemortgagefinance.com/articles/238085 Fri, 24 Jul 2026 12:22:56 -0400 https://www.insidemortgagefinance.com/articles/238085-owner-occupancy-rate-misses-millions dhollier@imfpubs.com An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets. http://www.insidemortgagefinance.com/articles/238058 Fri, 24 Jul 2026 12:20:59 -0400 https://www.insidemortgagefinance.com/articles/238058-numbers-justify-use-of-retirement-funds-for-down-payments jdohnert@imfpubs.com Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages. http://www.insidemortgagefinance.com/articles/237910 Fri, 10 Jul 2026 12:10:22 -0400 https://www.insidemortgagefinance.com/articles/237910-product-innovation-key-for-growing-non-qm-market jdohnert@imfpubs.com Artificial intelligence and stronger due diligence efforts can help reduce growing instances of appraisal fraud, according to mortgage investors and appraisers. http://www.insidemortgagefinance.com/articles/237955 Fri, 10 Jul 2026 12:09:23 -0400 https://www.insidemortgagefinance.com/articles/237955-ai-in-appraisals-helping-reduce-home-evaluation-risk bivey@imfpubs.com The FHA/VA share of agency business with primary mortgage insurance increased during the second quarter for both purchase mortgages and refis. In the first half of 2026, purchase-mortgage volume with primary MI was up only 2.7% from the first half of 2025. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237959 Fri, 10 Jul 2026 12:08:25 -0400 https://www.insidemortgagefinance.com/articles/237959-primary-mi-volume-up-in-2q-led-by-fha-and-va jdohnert@imfpubs.com The new servicing platform, evoLend, is focused on helping loan officers retain borrower business long after closing. http://www.insidemortgagefinance.com/articles/237958 Fri, 10 Jul 2026 12:06:29 -0400 https://www.insidemortgagefinance.com/articles/237958-nexa-lending-ceo-to-launch-servicer dhollier@imfpubs.com By prohibiting its affiliate brokers from sending loans to Rocket Mortgage, United Wholesale Mortgage induced price cuts by brokers not covered by its exclusivity agreements. http://www.insidemortgagefinance.com/articles/237939 Fri, 10 Jul 2026 12:05:31 -0400 https://www.insidemortgagefinance.com/articles/237939-uwms-2021-spat-with-rocket-lowered-prices dhollier@imfpubs.com In a random sample of mortgages, the most common significant defect was misrepresentation of occupancy. In a targeted sample, it was undisclosed liabilities. http://www.insidemortgagefinance.com/articles/237932 Fri, 10 Jul 2026 12:04:32 -0400 https://www.insidemortgagefinance.com/articles/237932-fannie-tallies-top-10-significant-loan-defects jdohnert@imfpubs.com Non-QM underwriting was once a hands-on process, but lenders are increasingly testing the use of AI. http://www.insidemortgagefinance.com/articles/237840 Fri, 26 Jun 2026 13:08:13 -0400 https://www.insidemortgagefinance.com/articles/237840-ai-starting-to-find-footing-in-non-qm-originations nbhatia@imfpubs.com JPMorgan Chase remained by far the most prominent seller, with $23.05 billion in volume during the first quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237867 Fri, 26 Jun 2026 13:06:15 -0400 https://www.insidemortgagefinance.com/articles/237867-bank-mortgage-originations-loan-sales-decline ewilley@imfpubs.com Freedom Mortgage accused its former senior vice president of product management of developing a competing loan origination system while he was on Freedom’s payroll. http://www.insidemortgagefinance.com/articles/237856 Fri, 26 Jun 2026 13:03:20 -0400 https://www.insidemortgagefinance.com/articles/237856-freedom-sues-former-software-lead