<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:content="http://purl.org/rss/1.0/modules/content/">
  <channel>
    <title>Inside Mortgage Trends</title>
    <description></description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Bulk Transfers of Agency MSRs Decline in Third Quarter </title>
      <author>bivey@imfpubs.com</author>
      <description>Rocket was the top bulk seller with a sharp increase in transfers, but a number of other sellers pulled back. Coissuance activity increased somewhat from the second quarter. (Includes three data tables.)</description>
      <content:encoded>
        <![CDATA[Rocket was the top bulk seller with a sharp increase in transfers, but a number of other sellers pulled back. Coissuance activity increased somewhat from the second quarter. (Includes three data tables.)]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238831</guid>
      <pubDate>Fri, 16 Oct 2026 12:14:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238831-bulk-transfers-of-agency-msrs-decline-in-third-quarter</link>
    </item>
    <item>
      <title>Loan Retention Still Key Even as Refis Slow</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Lenders see recapture programs as a growth opportunity as origination volume is expected to decline next year.</description>
      <content:encoded>
        <![CDATA[Lenders see recapture programs as a growth opportunity as origination volume is expected to decline next year.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238826</guid>
      <pubDate>Fri, 16 Oct 2026 12:12:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238826-loan-retention-still-key-even-as-refis-slow</link>
    </item>
    <item>
      <title>FHA Lags in Purchase-Mortgage Volume in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>FHA mortgages accounted for 32.1% of overall purchase-mortgage volume with primary MI in the third quarter, losing share to private MIs and the VA. (Includes two data tables.)</description>
      <content:encoded>
        <![CDATA[FHA mortgages accounted for 32.1% of overall purchase-mortgage volume with primary MI in the third quarter, losing share to private MIs and the VA. (Includes two data tables.)]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238835</guid>
      <pubDate>Fri, 16 Oct 2026 12:10:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238835-fha-lags-in-purchase-mortgage-volume-in-3q</link>
    </item>
    <item>
      <title>Credit Reporting Agencies Cut Prices, Launch New Products</title>
      <author>azimmardi@imfpubs.com</author>
      <description>Equifax, TransUnion and Experian have updated prices for pulling certain credit scores.</description>
      <content:encoded>
        <![CDATA[Equifax, TransUnion and Experian have updated prices for pulling certain credit scores.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238812</guid>
      <pubDate>Fri, 16 Oct 2026 12:09:51 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238812-credit-reporting-agencies-reduce-credit-pull-pricing-announce-new-products</link>
    </item>
    <item>
      <title>Elio Seeks a New Broker Playbook</title>
      <author>ewilley@imfpubs.com</author>
      <description>The founders of Elio Mortgage want to eliminate the game of telephone that happens during origination.</description>
      <content:encoded>
        <![CDATA[The founders of Elio Mortgage want to eliminate the game of telephone that happens during origination.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238833</guid>
      <pubDate>Fri, 16 Oct 2026 12:03:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238833-elio-seeks-a-new-broker-playbook</link>
    </item>
    <item>
      <title>MBA Launches Platform for LO Education, Engagement </title>
      <author>jdohnert@imfpubs.com</author>
      <description>MBA Chairman Owen Lee said the program is part of the trade group’s priority to strengthen its relationship with loan officers.</description>
      <content:encoded>
        <![CDATA[MBA Chairman Owen Lee said the program is part of the trade group’s priority to strengthen its relationship with loan officers.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238830</guid>
      <pubDate>Fri, 16 Oct 2026 12:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238830-mba-launches-lo-engagement-program</link>
    </item>
    <item>
      <title>Place Moves Further Into Mortgage Market</title>
      <author>azimmardi@imfpubs.com</author>
      <description>Place is set to acquire Ardley, a provider of borrower-level mortgage intelligence.</description>
      <content:encoded>
        <![CDATA[Place is set to acquire Ardley, a provider of borrower-level mortgage intelligence.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238811</guid>
      <pubDate>Fri, 16 Oct 2026 12:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238811-place-moves-further-into-mortgage-space</link>
    </item>
    <item>
      <title>Trigger Lead Ban Stops Spam, GAO Says</title>
      <author>ewilley@imfpubs.com</author>
      <description>Restrictions that came into effect earlier this year are likely to shield homebuyers from unwanted promotional offers.</description>
      <content:encoded>
        <![CDATA[Restrictions that came into effect earlier this year are likely to shield homebuyers from unwanted promotional offers.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238790</guid>
      <pubDate>Fri, 16 Oct 2026 12:00:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238790-trigger-lead-ban-stops-spam-gao-says</link>
    </item>
    <item>
      <title>Lenders Flocking to Partner With Real Estate Brokerages</title>
      <description>loanDepot recently partnered with real estate brokerage HomeSmart, adding to the growing list of lenders trying to more closely connect home purchasing with home financing.</description>
      <content:encoded>
        <![CDATA[loanDepot recently partnered with real estate brokerage HomeSmart, adding to the growing list of lenders trying to more closely connect home purchasing with home financing.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238705</guid>
      <pubDate>Fri, 02 Oct 2026 11:38:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238705-lenders-increasingly-aim-to-streamline-homebuying</link>
    </item>
    <item>
      <title>Lenders Face Risks as AI Availability Expands</title>
      <author>sclark@imfpubs.com</author>
      <description>While AI is offering the mortgage industry many benefits, industry experts caution that it’s also posing new risks, including falsified documents, inaccurate credit decisions and potential disruptions to servicing records.</description>
      <content:encoded>
        <![CDATA[While AI is offering the mortgage industry many benefits, industry experts caution that it’s also posing new risks, including falsified documents, inaccurate credit decisions and potential disruptions to servicing records.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238706</guid>
      <pubDate>Fri, 02 Oct 2026 11:36:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238706-ai-presenting-risks</link>
    </item>
    <item>
      <title>Borrowers Want Digital Closings Despite Lender Apprehension</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink.</description>
      <content:encoded>
        <![CDATA[Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238701</guid>
      <pubDate>Fri, 02 Oct 2026 11:35:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238701-borrowers-want-digital-closings-despite-lenders-apprehension</link>
    </item>
    <item>
      <title>Fed Governor Lauds Public-Private Affordability Work</title>
      <author>ewilley@imfpubs.com</author>
      <description>Public-private partnerships are necessary to improve housing affordability, according to Fed Governor Michael Barr.</description>
      <content:encoded>
        <![CDATA[Public-private partnerships are necessary to improve housing affordability, according to Fed Governor Michael Barr.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238688</guid>
      <pubDate>Fri, 02 Oct 2026 11:34:43 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238688-fed-governor-lauds-public-private-affordability-work</link>
    </item>
    <item>
      <title>Note-on-Note Financing for Construction Loans Gains Traction</title>
      <author>azimmardi@imfpubs.com</author>
      <description>The financing structure for apartment developments offers banks favorable capital treatment and strong returns.</description>
      <content:encoded>
        <![CDATA[The financing structure for apartment developments offers banks favorable capital treatment and strong returns.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238700</guid>
      <pubDate>Fri, 02 Oct 2026 11:33:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238700-note-on-note-financing-for-construction-loans-gains-traction</link>
    </item>
    <item>
      <title>HouseCanary Turns to Bankruptcy to Continue Operating</title>
      <author>ewilley@imfpubs.com</author>
      <description>The real estate analytics and brokerage company filed for bankruptcy protection in an effort to keep its operations afloat and halt foreclosure.</description>
      <content:encoded>
        <![CDATA[The real estate analytics and brokerage company filed for bankruptcy protection in an effort to keep its operations afloat and halt foreclosure.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238707</guid>
      <pubDate>Fri, 02 Oct 2026 11:32:47 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238707-housecanary-leverages-bankruptcy-to-continue-operating</link>
    </item>
    <item>
      <title>Lenders Seek Changes to AI Oversight in Colorado</title>
      <author>sclark@imfpubs.com</author>
      <description>Lenders are pushing for changes to a Colorado rule that will create new obligations for developers and deployers of automated decision-making technology that materially influences consequential decisions.</description>
      <content:encoded>
        <![CDATA[Lenders are pushing for changes to a Colorado rule that will create new obligations for developers and deployers of automated decision-making technology that materially influences consequential decisions.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238550</guid>
      <pubDate>Fri, 18 Sep 2026 15:57:53 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238550-mortgage-industry-concerned-about-colorado-admt-regulation</link>
    </item>
    <item>
      <title>Retail Production, Sales by Banks Increase in 2Q</title>
      <author>bivey@imfpubs.com</author>
      <description>Mortgage originations through banks’ retail channel increased by 17.2% from the first quarter to the second. Mortgage sale activity was also up, by 6.7%. (Includes two data tables.)</description>
      <content:encoded>
        <![CDATA[Mortgage originations through banks’ retail channel increased by 17.2% from the first quarter to the second. Mortgage sale activity was also up, by 6.7%. (Includes two data tables.)]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238574</guid>
      <pubDate>Fri, 18 Sep 2026 15:53:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238574-retail-production-sales-by-banks-increase-in-2q</link>
    </item>
    <item>
      <title>Opendoor Enters Mortgage Space</title>
      <author>jdohnert@imfpubs.com</author>
      <description>The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix.</description>
      <content:encoded>
        <![CDATA[The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238569</guid>
      <pubDate>Fri, 18 Sep 2026 15:52:04 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238569-opendoor-enters-mortgage-space</link>
    </item>
    <item>
      <title>MSR Owners Lose Margin by Dozing on Subservicer</title>
      <author>ewilley@imfpubs.com</author>
      <description>MSR owners risk paying for fees they’re not responsible for and potentially overpaying for contracts if they don’t regularly review subservicer invoices, said Steve Stone, managing director at consultancy Garrett, McAuley and Co.</description>
      <content:encoded>
        <![CDATA[MSR owners risk paying for fees they’re not responsible for and potentially overpaying for contracts if they don’t regularly review subservicer invoices, said Steve Stone, managing director at consultancy Garrett, McAuley and Co.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238579</guid>
      <pubDate>Fri, 18 Sep 2026 15:51:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238579-servicers-lose-margin-by-dozing-on-subservicer</link>
    </item>
    <item>
      <title>Atlas VMS Acquires CloseClear.ai to Tackle Buyback Risk</title>
      <author>jdohnert@imfpubs.com</author>
      <description>CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed.</description>
      <content:encoded>
        <![CDATA[CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238571</guid>
      <pubDate>Fri, 18 Sep 2026 15:50:08 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238571-atlas-vms-acquires-closeclearai-to-tackle-buyback-risk</link>
    </item>
    <item>
      <title>Insurance Rate Increases Begin to Slow</title>
      <author>azimmardi@imfpubs.com</author>
      <description>Homeownership remains a priority even as potential homebuyers face elevated interest rates.</description>
      <content:encoded>
        <![CDATA[Homeownership remains a priority even as potential homebuyers face elevated interest rates.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238576</guid>
      <pubDate>Fri, 18 Sep 2026 15:49:10 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238576-insurance-rate-increases-begin-to-slow-homeowners-resilient</link>
    </item>
    <item>
      <title>Mortgage Companies Grappling With AI Governance</title>
      <author>bivey@imfpubs.com</author>
      <description>GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology.</description>
      <content:encoded>
        <![CDATA[GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238438</guid>
      <pubDate>Fri, 04 Sep 2026 12:09:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238438-mortgage-companies-grappling-with-ai-governance</link>
    </item>
    <item>
      <title>Lenders Using AI to Help Buyers 24/7</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock.</description>
      <content:encoded>
        <![CDATA[Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238441</guid>
      <pubDate>Fri, 04 Sep 2026 12:07:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238441-lenders-leverage-ai-to-help-buyers-24-7</link>
    </item>
    <item>
      <title>Better Launches Token-Based Mortgage With Coinbase</title>
      <author>jdohnert@imfpubs.com</author>
      <description>Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase.</description>
      <content:encoded>
        <![CDATA[Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238452</guid>
      <pubDate>Fri, 04 Sep 2026 12:06:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238452-better-highlights-partnerships-with-launch-of-coinbase-team-up</link>
    </item>
    <item>
      <title>Insurance Regulators Ponder Mortgage Reporting Changes</title>
      <author>bivey@imfpubs.com</author>
      <description>The National Association of Insurance Commissioners is considering limiting its definition of residential mortgages and potentially requiring reporting of the characteristics of residential mortgages held by insurance companies.</description>
      <content:encoded>
        <![CDATA[The National Association of Insurance Commissioners is considering limiting its definition of residential mortgages and potentially requiring reporting of the characteristics of residential mortgages held by insurance companies.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238436</guid>
      <pubDate>Fri, 04 Sep 2026 12:05:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238436-insurance-regulators-eye-mortgage-reporting-revisions</link>
    </item>
    <item>
      <title>AI Underwriting Platform Appoints Sogorka as CEO</title>
      <author>azimmardi@imfpubs.com</author>
      <description>The appointment of mortgage tech industry veteran Daniel Sogorka comes as Informed seeks to expand its business beyond auto lenders.</description>
      <content:encoded>
        <![CDATA[The appointment of mortgage tech industry veteran Daniel Sogorka comes as Informed seeks to expand its business beyond auto lenders.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238439</guid>
      <pubDate>Fri, 04 Sep 2026 12:04:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238439-ai-platform-appoints-former-rocket-black-knight-executive-as-ceo</link>
    </item>
    <item>
      <title>Nonbanks See Decline in Mortgage-Banking Income in 2Q</title>
      <author>jdohnert@imfpubs.com</author>
      <description>A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.)</description>
      <content:encoded>
        <![CDATA[A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.)]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238341</guid>
      <pubDate>Fri, 21 Aug 2026 15:15:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238341-nonbanks-see-decline-in-mortgage-banking-income-in-2q</link>
    </item>
    <item>
      <title>Mortgage Defect Rate Posts Biggest Quarterly Jump in 4 Years</title>
      <author>jdohnert@imfpubs.com</author>
      <description>A brief increase in refinance activity during the first quarter of 2026 pushed the defect rate to a recent high, according to ACES Quality Management.</description>
      <content:encoded>
        <![CDATA[A brief increase in refinance activity during the first quarter of 2026 pushed the defect rate to a recent high, according to ACES Quality Management.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238337</guid>
      <pubDate>Fri, 21 Aug 2026 15:13:32 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238337-mortgage-critical-defect-rate-posts-biggest-quarterly-jump-in-four-years</link>
    </item>
    <item>
      <title>Bank MSR Values Steady; Portfolios Lowest Since 2005</title>
      <author>nbhatia@imfpubs.com</author>
      <description>The banking industry continued to pare its servicing-for-others. But MSR values held steady on a quarterly basis at the end of June. (Includes data table.)</description>
      <content:encoded>
        <![CDATA[The banking industry continued to pare its servicing-for-others. But MSR values held steady on a quarterly basis at the end of June. (Includes data table.)]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238324</guid>
      <pubDate>Fri, 21 Aug 2026 15:12:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238324-bank-msr-values-steady-portfolios-lowest-since-2005</link>
    </item>
    <item>
      <title>CFPB RFI Sparks Renewed Interest in LO Comp Reform</title>
      <author>sclark@imfpubs.com</author>
      <description>The Community Home Lenders of America urged the CFPB to pursue loan originator compensation reform as the bureau weighs changes to the TILA-RESPA Integrated Disclosures rule.</description>
      <content:encoded>
        <![CDATA[The Community Home Lenders of America urged the CFPB to pursue loan originator compensation reform as the bureau weighs changes to the TILA-RESPA Integrated Disclosures rule.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238339</guid>
      <pubDate>Fri, 21 Aug 2026 15:11:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238339-cfpb-trid-rfi-sparks-renewed-interest-in-lo-comp-reform</link>
    </item>
    <item>
      <title>Tech Startup Seeks to Match Originators With Lenders</title>
      <author>ewilley@imfpubs.com</author>
      <description>Tech platform mLOOP is aiming to discreetly connect originators with lenders.</description>
      <content:encoded>
        <![CDATA[Tech platform mLOOP is aiming to discreetly connect originators with lenders.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/238338</guid>
      <pubDate>Fri, 21 Aug 2026 15:10:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/238338-startup-seeks-to-help-originators-find-their-match</link>
    </item>
  </channel>
</rss>
