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Inside Mortgage Trends
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Lenders Offering Guidance on Student Loan Repayments

January 23, 2026
James Dohnert
Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.
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Truist Touts Success With AI in Underwriting

January 23, 2026
Brandon Ivey
Truist is using an AI tool from Dark Matter Technologies for underwriting processes while having humans validate the results. Meanwhile, MISMO is working on a framework for AI.
Read More

Non-Agency Lenders Using AI to Improve Efficiency

January 23, 2026
Abby Zimmardi
Players in the non-agency market are touting the benefits of thoughtfully using artificial intelligence for debt service coverage ratio loans and residential transition loans.
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Homeowners Expected to Ramp Up Use of Equity

January 23, 2026
James Dohnert
Homeowners are increasingly tapping into their home equity as part of a strategic planning process given uncertainties in the economy.
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Thousands of Credit Unions Leaning on myCUmortgage

January 23, 2026
Emmeline Willey
Ohio-based Credit union service organization myCUmortgage originated $994 million in mortgages last year through 4,045 partners.
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AI Use in Mortgage Activity Expected to Grow in 2026

January 9, 2026
James Dohnert
AI is expected to be increasingly used by both lenders and borrowers thanks to improvements in the seemingly ubiquitous tech.
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M&A May Cost Lenders Refi Opportunities

January 9, 2026
Emmeline Willey
Mergers and acquisitions disrupt relationships between borrowers and lenders and lead to a lower occurrence of refinancing, according to new research.
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Appraisal Reviews Help Lenders Avoid Buybacks

January 9, 2026
Dennis Hollier
Lenders are ultimately responsible for the quality and accuracy of appraisals. That means their quality control teams need to review every appraisal to preserve rep-and-warrant protection.
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Lender Loses Appeal Against Arbitration Award to LO

January 9, 2026
Abby Zimmardi
VIP Mortgage sought to vacate an arbitration award to a former loan officer regarding overtime pay.
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Borrower-Paid Origination Costs Remain High

January 9, 2026
Abby Zimmardi
Since 2020, borrower-paid costs have steadily increased and remain elevated, but new research suggests that policy changes could improve affordability.
Read More
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