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Inside Mortgage Trends
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Borrowers Stressed by Rising Property Taxes and Insurance

February 20, 2026
Emmeline Willey
Servicers have limited means to mitigate continued increases in tax assessments and property insurance premiums that squeeze borrowers.
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Lenders Encouraged to Consider Reverse Mortgages

February 20, 2026
James Dohnert
Mortgage executives believe reverse-mortgage products are a valuable tool to boost originations as the average age of homeowners is increasing and more seniors are looking for ways to take advantage of the equity in their homes.
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Mortgage Earnings Improve at ICE in 4Q; AI in the Works

February 20, 2026
Abby Zimmardi
Operating income in Intercontinental Exchange’s mortgage technology segment increased during the fourth quarter of 2025 and the firm is working on a number of artificial intelligence initiatives.
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Servicers Urged to Boost Efficiency as Foreclosures Rise

February 20, 2026
James Dohnert
Servicers should prepare for an increase in foreclosure activity among first-time borrowers and those with lower reserves.
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Grapevine: Onity Taps Tax Windfall; Loan Defects Increase

February 20, 2026
Brandon Ivey
Onity takes $120.0 million deferred tax asset valuation allowance; income/employment defects rise; Sagent launches servicing platform; AI company rescinds link to Intercontinental Exchange.
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Lenders Increasingly Leveraging Data Intelligence for Retention

February 6, 2026
James Dohnert
Michael Patterson, chief operating officer at Freedom Mortgage, said intelligently using data collected from borrowers is key to improving customer experience and boosting retention.
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Tech to Help Small Lenders Compete With Big Players

February 6, 2026
James Dohnert
Experts believe lenders will leverage new technologies to improve the customer experience.
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Pennymac Accelerates Migration to Vesta’s LOS

February 6, 2026
Abby Zimmardi
Pennymac Financial Services sped up its adoption of Vesta Innovations’ loan origination system to drive more recaptures.
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Competition Grows as Lenders Brace for Trigger Lead Ban

February 6, 2026
Abby Zimmardi
In March, “trigger leads” will come to an end, prompting lenders to come up with new solutions for lead generation.
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Newrez to Adopt Valon’s Servicing Platform

February 6, 2026
Emmeline Willey
Newrez will use Valon’s artificial intelligence-led operating system for servicing mortgages starting in 2027.
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