Since the U.S. initiated strikes on Iran, mortgage rates and MBS spreads have given up all the ground they gained from the Trump administration’s directive for the GSEs to purchase $200 billion in agency MBS.

The potential rule change would allow banks to redesignate MBS holdings from held-to-maturity to available-for-sale.

There was strong investor interest in Redwood Trust’s first issuance through the Aspire shelf, which focused on expanded-credit mortgages.

The investors claim the warehouse lenders and underwriters were aware of fraud at Tricolor, but ignored the warnings.

The $562.5 million offering is linked to a pool of loans with a total unpaid principal balance of $5.0 billion.

Kroll Bond Ratings Agency placed a 2024 transaction issued by Kobalt Music on watch for a potential downgrade because of the flagging performance of the underlying assets.

The three major consumer reporting agencies are using discounted pricing and other strategies to drive adoption of VantageScore 4.0 among mortgage lenders. The score is the main competitor to FICO.

Inflation from the continuing conflict in the Middle East is adding uncertainty for homebuyers who were already cautious amid a weaker labor market and fluctuating tariff policies.

The retention rate in the fourth quarter of 2025 was the strongest since 2014, thanks to falling interest rates. Retention was especially strong among recently originated loans, ICE found.

The consent order could have little effect as Luminate Home Loans was folded into Luminate Bank last year and continues to originate mortgages.