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Banks Push CFPB to Revise Credit Card Survey

April 20, 2026
Shannon Clark
Industry trade groups representing banks asked the CFPB to reduce burdens associated with a survey tracking terms of credit card plans.
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Other News in Brief

April 20, 2026
Shannon Clark and Brandon Ivey
CFPB moves Section 1071 proposal forward; CFPB is looking to hire attorneys; FDIC appoints former CFPB official; DOJ dismissing reverse redlining lawsuit.
Read More

FHLBanks Push for Regulatory Reforms

April 17, 2026
Dennis Hollier
The Federal Home Loan Bank trade group supports President Trump’s executive order on improving access to mortgage credit.
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Fannie Sets Guardrails for AI/ML

April 17, 2026
Dennis Hollier
Fannie Mae belatedly joined Freddie Mac in establishing ground rules for seller/servicers that deploy or manage artificial intelligence or machine learning tools while doing business with the enterprise.
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GSEs Take Diverging Paths on Debt

April 17, 2026
Dennis Hollier
Fannie Mae extended duration by shifting from short- to long-term debt, but allowed overall debt to grow. Freddie de-levered by cutting short-term debt without adding to long-term debt.
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Rural DTS Lending Doesn’t Follow Inflationary Model

April 17, 2026
Dennis Hollier
Since 2016, when the duty-to-serve rule compelled the GSEs to make it easier to buy homes in rural census tracts, home prices have remained mostly stable and rents have declined.
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Freddie Tweaks Flex Mod Rules

April 17, 2026
Dennis Hollier
Servicers will now have some leeway in how they execute flex loan modifications.
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Freddie Mac Adjusts Multifamily Small-Balance Loan Program

April 17, 2026
Dennis Hollier
The move will increase the size of eligible loans and the number of units allowed, but stiffer qualification requirements may alienate smaller landlords.
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GSE Roundup

April 17, 2026
Dennis Hollier
Trump budget ignores GSE reform; Morningstar DBRS affirms AAA ratings on GSEs; Vice Capital an early adopter of new low loan balance payment categories; Fannie to simplify income eligibility calculations for some LLPA waivers.
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Bulk Agency MSR Sales Back to Normal in First Quarter

April 17, 2026
John Bancroft
Carrington Mortgage Services was the top bulk buyer of agency MSR in the first quarter of 2026, thanks to a large acquisition of Ginnie servicing from Pennymac. Bayview Asset Management was the top buyer in the coissuance market. (Includes three data tables.)
Read More
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