https://www.insidemortgagefinance.com/rss en-us azimmardi@imfpubs.com Originations of non-agency jumbo mortgages declined by 18.2% on a quarterly basis in the first quarter of 2026. (Includes one data table.) (Includes one data table.) ]]> http://www.insidemortgagefinance.com/articles/237665 Fri, 05 Jun 2026 13:08:00 -0400 https://www.insidemortgagefinance.com/articles/237665-non-agency-jumbo-lending-drops-in-first-quarter azimmardi@imfpubs.com Two of the largest expanded-credit MBS seen thus far in 2026 hit the market recently, with investor demand remaining strong. http://www.insidemortgagefinance.com/articles/237651 Fri, 05 Jun 2026 13:07:00 -0400 https://www.insidemortgagefinance.com/articles/237651-expanded-credit-deals-continue-to-grow-annaly-deal-reaches-932-million azimmardi@imfpubs.com With more demand than supply, interest rates on DSCR mortgages are converging with agency rates. http://www.insidemortgagefinance.com/articles/237669 Fri, 05 Jun 2026 13:06:00 -0400 https://www.insidemortgagefinance.com/articles/237669-non-agency-space-sees-liquidity-growth-channel-migration azimmardi@imfpubs.com The denial rate on jumbo mortgages fell to 12.1% in 2025, down from 13.0% in 2024. (Includes one data table.) (Includes one data table.) ]]> http://www.insidemortgagefinance.com/articles/237655 Fri, 05 Jun 2026 13:05:00 -0400 https://www.insidemortgagefinance.com/articles/237655-denial-rates-on-jumbos-continue-to-drop-in-2025 azimmardi@imfpubs.com The National Association of Insurance Commissioners voted to reduce restrictions on mortgage investments by insurance companies, providing more incentives for the firms to buy non-agency assets. http://www.insidemortgagefinance.com/articles/237652 Fri, 05 Jun 2026 13:04:00 -0400 https://www.insidemortgagefinance.com/articles/237652-naic-eases-restrictions-on-mortgage-investments azimmardi@imfpubs.com A group of 30 major servicers handled an estimated $1.44 trillion of jumbo mortgages at the end of March, a 1.0% increase on a quarterly basis. (Includes one data table.) http://www.insidemortgagefinance.com/articles/237671 Fri, 05 Jun 2026 13:03:00 -0400 https://www.insidemortgagefinance.com/articles/237671-jumbo-servicing-volume-continues-to-grow-in-1q azimmardi@imfpubs.com Luxury home sale price growth outpaces non-luxury prices; Newfi Lending integrates income analysis tool with Prudent AI; Velocity Financial appoints new chief technology officer. http://www.insidemortgagefinance.com/articles/237672 Fri, 05 Jun 2026 13:01:00 -0400 https://www.insidemortgagefinance.com/articles/237672-news-briefs dhollier@imfpubs.com Although President Trump directed the GSEs to purchase an additional $200 billion in agency MBS, they do not appear to be on track to accomplish that by year end. http://www.insidemortgagefinance.com/articles/237663 Thu, 04 Jun 2026 18:06:00 -0400 https://www.insidemortgagefinance.com/articles/237663-gse-mbs-acquisitions-slower-than-expected azimmardi@imfpubs.com The 30+ day delinquency rate for the non-QM sector in April was 6.6%, up 20 basis points on a monthly basis. http://www.insidemortgagefinance.com/articles/237641 Thu, 04 Jun 2026 18:03:00 -0400 https://www.insidemortgagefinance.com/articles/237641-non-qm-delinquencies-ramp-up-losses-are-low sclark@imfpubs.com A superior court decision centered on a bank-fintech partnership rejected the state’s argument regarding the “true lender,” providing protection for secondary market participants. http://www.insidemortgagefinance.com/articles/237664 Thu, 04 Jun 2026 18:02:00 -0400 https://www.insidemortgagefinance.com/articles/237664-oppfi sclark@imfpubs.com Kroll Bond Rating Agency said the One Big Beautiful Bill Act’s changes to federal student loans for graduate students will likely create a structural funding gap and shift loan demand toward private lenders, with production flowing into ABS. http://www.insidemortgagefinance.com/articles/237653 Thu, 04 Jun 2026 18:01:00 -0400 https://www.insidemortgagefinance.com/articles/237653-graduate-student-loan-abs-issuance-to-increase dhollier@imfpubs.com Following adoption by the 30-largest lenders, VantageScore will focus on making sure technology providers and smaller lenders are prepared to implement its new credit score model. http://www.insidemortgagefinance.com/articles/237638 Thu, 04 Jun 2026 12:08:00 -0400 https://www.insidemortgagefinance.com/articles/237638-whats-next-for-vantagescore-40 sclark@imfpubs.com Citi reportedly terminated a special purpose credit program in response to the CFPB’s ECOA final rule. http://www.insidemortgagefinance.com/articles/237649 Thu, 04 Jun 2026 12:05:00 -0400 https://www.insidemortgagefinance.com/articles/237649-cfpb-ecoa-rule-sparks-lender-spcp-changes sclark@imfpubs.com A return to activities-based nonbank designation could help the Financial Stability Oversight Council get ahead of nonbank risk. http://www.insidemortgagefinance.com/articles/237634 Thu, 04 Jun 2026 12:03:00 -0400 https://www.insidemortgagefinance.com/articles/237634-fsoc dhollier@imfpubs.com Lender trade groups argue that the expanded use of alternative valuations by the GSEs will improve the reliability of appraisals. http://www.insidemortgagefinance.com/articles/237646 Thu, 04 Jun 2026 12:02:00 -0400 https://www.insidemortgagefinance.com/articles/237646-mortgage-industry-endorses-appraisal-modernization dhollier@imfpubs.com In a Truth Social post, President Trump said Pulte will serve simultaneously as FHFA director and acting director of National Intelligence, overseeing national security matters conducted by 18 federal intelligence agencies. http://www.insidemortgagefinance.com/articles/237636 Wed, 03 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237636-pulte-tapped-for-acting-dni sclark@imfpubs.com The lawsuit filed by consumer advocacy groups contended that the new ECOA rule is a drastic turn from decades of interpretation and enforcement of the statute. http://www.insidemortgagefinance.com/articles/237606 Mon, 01 Jun 2026 11:20:12 -0400 https://www.insidemortgagefinance.com/articles/237606-cfpb-hit-with-lawsuit-over-ecoa-rulemaking sclark@imfpubs.com Illinois-based X-PERT Mortgage and its president had their mortgage licenses taken away by the state for allegedly hiring an unlicensed loan officer. http://www.insidemortgagefinance.com/articles/237580 Mon, 01 Jun 2026 11:05:00 -0400 https://www.insidemortgagefinance.com/articles/237580-illinois-pulls-lending-licenses-over-fraud-issues sclark@imfpubs.com The lawsuit alleged that Rocket funneled leads to real estate agents who in turn steered clients to Rocket Mortgage. Plaintiffs also alleged that Rocket acquired Redfin to bring its steering practices “in house.” http://www.insidemortgagefinance.com/articles/237590 Mon, 01 Jun 2026 11:04:00 -0400 https://www.insidemortgagefinance.com/articles/237590-rocket-presses-court-to-dismiss-respa-lawsuit sclark@imfpubs.com Pending changes to disparate-impact liability enforcement will have a big effect on some industries, such as indirect auto finance, but the mortgage industry will likely be spared. http://www.insidemortgagefinance.com/articles/237594 Mon, 01 Jun 2026 11:02:00 -0400 https://www.insidemortgagefinance.com/articles/237594-cfpb-ecoa-rule-to-make-widespread-impact sclark@imfpubs.com While alternative data can be used as a tool to expand credit access to unscored consumers, some industry experts cautioned lenders about turning away from the traditional credit reporting ecosystem. http://www.insidemortgagefinance.com/articles/237610 Mon, 01 Jun 2026 11:01:00 -0400 https://www.insidemortgagefinance.com/articles/237610-industry sclark@imfpubs.com HMDA compliance AI tool launched; law firm offers mortgage AI audit practice; federal court approves $110 million settlement involving Wells Fargo; NYDFS reinforces disparate-impact liability. http://www.insidemortgagefinance.com/articles/237607 Mon, 01 Jun 2026 11:00:00 -0400 https://www.insidemortgagefinance.com/articles/237607-other-news-in-brief dhollier@imfpubs.com Four of the 11 regional Federal Home Loan Banks saw double-digit declines in net income in the first quarter, even though total assets grew for the period. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237586 Fri, 29 May 2026 12:14:04 -0400 https://www.insidemortgagefinance.com/articles/237586-margins-dip-at-the-fhlbanks dhollier@imfpubs.com A new Milliman study finds that FICO 10T is more predictive of default risk across the full range of credit scores. VantageScore said the study is full of “statistical swindles.” http://www.insidemortgagefinance.com/articles/237595 Fri, 29 May 2026 12:12:06 -0400 https://www.insidemortgagefinance.com/articles/237595-score-war-vs4-vs-10t dhollier@imfpubs.com Some economists suggest Fannie and Freddie should accept mortgages that include a modest prepayment penalty as a way to keep residential mortgage rates lower. But that would be a political challenge. http://www.insidemortgagefinance.com/articles/237597 Fri, 29 May 2026 12:10:08 -0400 https://www.insidemortgagefinance.com/articles/237597-new-perspectives-on-gse-reform dhollier@imfpubs.com The Chicago-based fintech said its new title insurance waiver program could accelerate the mortgage process and potentially save qualified refinance borrowers as much as $2,500 in closing costs. http://www.insidemortgagefinance.com/articles/237604 Fri, 29 May 2026 12:07:11 -0400 https://www.insidemortgagefinance.com/articles/237604-rate-announces-title-insurance-alternative-for-gse-refis dhollier@imfpubs.com The GSE said loans originated by lenders using Freddie’s tools are $1,700 less costly than those originated by lenders who don’t. http://www.insidemortgagefinance.com/articles/237615 Fri, 29 May 2026 12:03:13 -0400 https://www.insidemortgagefinance.com/articles/237615-freddie-tools-by-the-numbers dhollier@imfpubs.com Freddie’s Optigo network, a select group of approved seller/servicers, will remain the primary servicers on multifamily loans, while the GSE will provide master servicing. http://www.insidemortgagefinance.com/articles/237612 Fri, 29 May 2026 12:02:00 -0400 https://www.insidemortgagefinance.com/articles/237612-freddie-leans-into-servicing-excellence dhollier@imfpubs.com Milliman researchers calculate that the capital benefit Fannie Mae and Freddie Mac receive for their CRT activity reduces their capital requirement by about 20%. http://www.insidemortgagefinance.com/articles/237614 Fri, 29 May 2026 12:01:00 -0400 https://www.insidemortgagefinance.com/articles/237614-what-mbs-disclosures-tell-us-about-gse-capital dhollier@imfpubs.com First RPL sale of the year; goodbye Barney Frank; AMI changes for 2026. http://www.insidemortgagefinance.com/articles/237616 Fri, 29 May 2026 12:00:00 -0400 https://www.insidemortgagefinance.com/articles/237616-gse-roundup