https://www.insidemortgagefinance.com/rss en-us sclark@imfpubs.com Ahead of the vote, Sen. Elizabeth Warren, D-MA, ranking member of the banking committee, released Johnson’s responses to her Questions for the Record following his nomination hearing in July. http://www.insidemortgagefinance.com/articles/238572 Mon, 21 Sep 2026 14:52:04 -0400 https://www.insidemortgagefinance.com/articles/238572-senate-committee-advances-johnson-nomination sclark@imfpubs.com The House Financial Services Committee also advanced a bill aimed at reforming the CFPB’s civil investigative demand process. http://www.insidemortgagefinance.com/articles/238588 Mon, 21 Sep 2026 14:51:06 -0400 https://www.insidemortgagefinance.com/articles/238588-house-committee-advances-cfpb-reform-act sclark@imfpubs.com An appeals court found that a FedEx service, which Rocket Mortgage used to serve its complaint and summons, failed to comply with civil rules governing service of process. http://www.insidemortgagefinance.com/articles/238525 Mon, 21 Sep 2026 14:50:07 -0400 https://www.insidemortgagefinance.com/articles/238525-appeals-court-continues-rocket-foreclosure-lawsuit sclark@imfpubs.com Industry experts offered a series of examples on the best ways to value and verify services prior to payment. http://www.insidemortgagefinance.com/articles/238591 Mon, 21 Sep 2026 14:43:11 -0400 https://www.insidemortgagefinance.com/articles/238591-respa sclark@imfpubs.com Lisa Rice, president and CEO of the National Fair Housing Alliance, said states’ approach to enforcement is expected “for the long haul.” http://www.insidemortgagefinance.com/articles/238566 Mon, 21 Sep 2026 14:40:13 -0400 https://www.insidemortgagefinance.com/articles/238566-nfha sclark@imfpubs.com The framework provides state examiners with a tool to identify and understand AI at financial entities, assess associated risks and determine when deeper review may be needed. http://www.insidemortgagefinance.com/articles/238553 Mon, 21 Sep 2026 14:39:25 -0400 https://www.insidemortgagefinance.com/articles/238553-csbs-launch-ai-supervisory-framework sclark@imfpubs.com Former CFPB officials said reform efforts are necessary, but that they should stabilize the bureau and create continuity in its mission, even when there are changes in leadership. http://www.insidemortgagefinance.com/articles/238541 Mon, 21 Sep 2026 14:37:27 -0400 https://www.insidemortgagefinance.com/articles/238541-cfpb-reform sclark@imfpubs.com Deed fraud, subject-to financing and rent-to-own properties are among some state regulators’ current concerns. http://www.insidemortgagefinance.com/articles/238592 Mon, 21 Sep 2026 14:35:27 -0400 https://www.insidemortgagefinance.com/articles/238592-state-regulators-tackling-property-scams sclark@imfpubs.com CFPB revises its toolkit for prospective homebuyers; NCLC adds new board members. http://www.insidemortgagefinance.com/articles/238590 Mon, 21 Sep 2026 14:34:30 -0400 https://www.insidemortgagefinance.com/articles/238590-other-news-in-brief sclark@imfpubs.com Lenders are pushing for changes to a Colorado rule that will create new obligations for developers and deployers of automated decision-making technology that materially influences consequential decisions. http://www.insidemortgagefinance.com/articles/238550 Fri, 18 Sep 2026 15:57:53 -0400 https://www.insidemortgagefinance.com/articles/238550-mortgage-industry-concerned-about-colorado-admt-regulation ewilley@imfpubs.com MSR owners risk paying for fees they’re not responsible for and potentially overpaying for contracts if they don’t regularly review subservicer invoices, said Steve Stone, managing director at consultancy Garrett, McAuley and Co. http://www.insidemortgagefinance.com/articles/238579 Fri, 18 Sep 2026 15:51:05 -0400 https://www.insidemortgagefinance.com/articles/238579-servicers-lose-margin-by-dozing-on-subservicer azimmardi@imfpubs.com Homeownership remains a priority even as potential homebuyers face elevated interest rates. http://www.insidemortgagefinance.com/articles/238576 Fri, 18 Sep 2026 15:49:10 -0400 https://www.insidemortgagefinance.com/articles/238576-insurance-rate-increases-begin-to-slow-homeowners-resilient dhollier@imfpubs.com Fannie Mae and Freddie Mac securitizations jumped 11.1% last month, reversing a three-month declining trend. On a year-to-date basis, GSE sales were up 22.5% from the first eight months of 2025. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238558 Fri, 18 Sep 2026 13:57:24 -0400 https://www.insidemortgagefinance.com/articles/238558-gse-deliveries-rise-but-not-as-much-as-ginnies dhollier@imfpubs.com Even though FHFA Director Bill Pulte spent much of last year floating the idea of LLPA reform as a way to lower the cost of a mortgage, the new LLPA grids for VantageScore 4.0 were not accompanied by a reduction in fees for Classic FICO loans. http://www.insidemortgagefinance.com/articles/238567 Fri, 18 Sep 2026 13:56:26 -0400 https://www.insidemortgagefinance.com/articles/238567-pricing-grids-vs-llpa-reform dhollier@imfpubs.com Industry stakeholders say credit score changes are positive, but still face operational and market challenges. http://www.insidemortgagefinance.com/articles/238556 Fri, 18 Sep 2026 13:55:28 -0400 https://www.insidemortgagefinance.com/articles/238556-some-confusion-about-credit-score-changes dhollier@imfpubs.com The FHFA director claims private mortgage insurers are excessively profitable and should return some of that money to consumers. http://www.insidemortgagefinance.com/articles/238580 Fri, 18 Sep 2026 13:54:29 -0400 https://www.insidemortgagefinance.com/articles/238580-pmis-find-themselves-in-pultes-crosshairs dhollier@imfpubs.com The agency must release 1,746 documents requested by FOIA specialist Jason Leopold because it failed to adequately demonstrate foreseeable harm from their release. http://www.insidemortgagefinance.com/articles/238589 Fri, 18 Sep 2026 13:53:31 -0400 https://www.insidemortgagefinance.com/articles/238589-fhfa-ordered-to-release-documents-in-foia-case dhollier@imfpubs.com New research suggests that as much as a third of the difference in a loan’s VantageScore 4.0 score and its FICO 10T score is unrelated to the credit-scoring model. http://www.insidemortgagefinance.com/articles/238578 Fri, 18 Sep 2026 13:52:39 -0400 https://www.insidemortgagefinance.com/articles/238578-credit-scores-depend-on-more-than-the-model dhollier@imfpubs.com The ranking member of the Senate Committee on Banking, Housing and Urban Affairs pressed FHFA Director Bill Pulte and HUD Secretary Scott Turner to describe their plans to enforce new restrictions on home purchases by Wall Street and private equity firms. http://www.insidemortgagefinance.com/articles/238581 Fri, 18 Sep 2026 13:51:40 -0400 https://www.insidemortgagefinance.com/articles/238581-warren-calls-on-fhfa-to-stop-single-family-purchases-by-wall-street dhollier@imfpubs.com More fired Fannie executives identified; Fairholm funds redux; FHFA executive resurfaces at MBA. http://www.insidemortgagefinance.com/articles/238582 Fri, 18 Sep 2026 13:50:43 -0400 https://www.insidemortgagefinance.com/articles/238582-gse-roundup dhollier@imfpubs.com Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets. http://www.insidemortgagefinance.com/articles/238549 Thu, 17 Sep 2026 17:32:14 -0400 https://www.insidemortgagefinance.com/articles/238549-gses-disclose-their-proprietary-credit-scores azimmardi@imfpubs.com While the CFPB reviews feedback on its TILA-RESPA Integrated Disclosure rule RIF, the Structured Finance Association is working on updating its TRID compliance document. http://www.insidemortgagefinance.com/articles/238555 Thu, 17 Sep 2026 17:31:06 -0400 https://www.insidemortgagefinance.com/articles/238555-sfa-works-on-trid-grid-50-hopes-to-see-cfpb-make-changes-to-mortgage-disclosures ewilley@imfpubs.com Officials at Ginnie Mae and the Department of Veterans Affairs are in discussions on the high prepayment speeds on VA-backed loans, according to an industry source familiar with the agency. http://www.insidemortgagefinance.com/articles/238565 Thu, 17 Sep 2026 17:30:25 -0400 https://www.insidemortgagefinance.com/articles/238565-va-ginnie-discussing-va-prepays jbancroft@imfpubs.com Commercial banks reported a small decline in structured finance assets backed by commercial and industrial loans, mostly from declining held-to-maturity accounts. Experts say bank CLO holdings in loan format continue to grow. (Includes data table.) http://www.insidemortgagefinance.com/articles/238536 Thu, 17 Sep 2026 17:27:16 -0400 https://www.insidemortgagefinance.com/articles/238536-bank-clo-holdings-decline-in-2q26-loan-format-up azimmardi@imfpubs.com Several themes emerged from the feedback the Securities and Exchange Commission received in response to its concept release on changes to Reg. AB2 disclosure standards for publicly-registered deals. http://www.insidemortgagefinance.com/articles/238568 Thu, 17 Sep 2026 17:26:22 -0400 https://www.insidemortgagefinance.com/articles/238568-sec-combs-through-comment-letters-accepts-feedback-after-comment-period-closed sclark@imfpubs.com Better Markets has alleged that a Federal Reserve board member interfered with the Basel III rulemaking process by secretly meeting with bank executives to influence their support for the proposals. http://www.insidemortgagefinance.com/articles/238537 Thu, 17 Sep 2026 11:04:54 -0400 https://www.insidemortgagefinance.com/articles/238537-better-markets-sues-fed-over-basel-iii-rulemaking-process azimmardi@imfpubs.com Carrington Mortgage Services said one of the changes included lowering the eligibility threshold for an alternative-documentation borrower to a FICO score of 550. http://www.insidemortgagefinance.com/articles/238448 Fri, 11 Sep 2026 15:41:38 -0400 https://www.insidemortgagefinance.com/articles/238448-investing-in-growth-carrington-expands-non-qm-guidelines azimmardi@imfpubs.com Industry experts suggest that mortgage lenders educate themselves on fraud red flags and ensure proper safety procedures are in place. http://www.insidemortgagefinance.com/articles/238424 Fri, 11 Sep 2026 15:28:59 -0400 https://www.insidemortgagefinance.com/articles/238424-fraud-remains-prevalent-in-private-lending-space-aided-by-ai azimmardi@imfpubs.com Mbanc started a private client lending platform to fill an overlooked part of the non-QM market. http://www.insidemortgagefinance.com/articles/238427 Fri, 11 Sep 2026 12:45:41 -0400 https://www.insidemortgagefinance.com/articles/238427-non-qm-lender-launches-private-client-lending-platform dhollier@imfpubs.com The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS. http://www.insidemortgagefinance.com/articles/238505 Thu, 10 Sep 2026 16:30:41 -0400 https://www.insidemortgagefinance.com/articles/238505-hpc-proposes-the-creation-of-a-mortgage-data-repository