https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com Ginnie Mae should focus on enacting more durable liquidity backstops for its nonbank issuers, the Urban Institute recommended. http://www.insidemortgagefinance.com/articles/238987 Fri, 06 Nov 2026 14:09:17 -0500 https://www.insidemortgagefinance.com/articles/238987-ominous-housing-forecast-spurs-servicer-liquidity-research ewilley@imfpubs.com FHA delinquencies have improved slightly even as foreclosures rise, but servicers will continue to pressured by advances without substantial refinance proceeds, according to industry analysts. http://www.insidemortgagefinance.com/articles/239019 Fri, 06 Nov 2026 14:05:23 -0500 https://www.insidemortgagefinance.com/articles/239019-mild-fha-dq-improvement-cant-combat-refi-slump ewilley@imfpubs.com FHA is engaging in a new computer matching program with the Social Security Administration. http://www.insidemortgagefinance.com/articles/239023 Fri, 06 Nov 2026 14:02:27 -0500 https://www.insidemortgagefinance.com/articles/239023-fha-to-launch-data-exchange-with-ssa ewilley@imfpubs.com Trade groups urge FHA property standard update; USDA allows funding for rental ADUs; Zillow launches FHA DPA; VA issues guidance on partial claim remittance; Ginnie hosting investor event. http://www.insidemortgagefinance.com/articles/239024 Fri, 06 Nov 2026 14:01:30 -0500 https://www.insidemortgagefinance.com/articles/239024-around-the-industry azimmardi@imfpubs.com Purchase mortgages accounted for 75.1% of prime non-agency MBS issuance in the third quarter, up from a 58.9% share in the previous quarter. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/239020 Fri, 06 Nov 2026 13:00:21 -0500 https://www.insidemortgagefinance.com/articles/239020-prime-non-agency-mbs-issuance-bounces-back-in-3q azimmardi@imfpubs.com Rising interest rates have a distinct impact on the jumbo market, but borrowers and sellers in the space are finding a balance. http://www.insidemortgagefinance.com/articles/239017 Fri, 06 Nov 2026 12:59:22 -0500 https://www.insidemortgagefinance.com/articles/239017-jumbo-market-finds-equilibrium-among-high-rates azimmardi@imfpubs.com Redwood Trust reported a loss of $45.5 million in the third quarter, as well as a decline in its aggregation of non-agency mortgages. http://www.insidemortgagefinance.com/articles/239002 Fri, 06 Nov 2026 12:58:23 -0500 https://www.insidemortgagefinance.com/articles/239002-redwood-income-down-in-third-quarter azimmardi@imfpubs.com Pennymac Mortgage Investment Trust posted a $25.4 million loss in the third quarter. The REIT is shifting its correspondent acquisition activity to focus solely on non-agency mortgages. http://www.insidemortgagefinance.com/articles/239008 Fri, 06 Nov 2026 12:57:25 -0500 https://www.insidemortgagefinance.com/articles/239008-pennymac-reit-incurs-loss-in-3q-announces-leadership-changes azimmardi@imfpubs.com Rithm Capital’s Newrez saw success with non-agency mortgages as interest rates increased during the third quarter. http://www.insidemortgagefinance.com/articles/238989 Fri, 06 Nov 2026 12:56:27 -0500 https://www.insidemortgagefinance.com/articles/238989-newrez-leans-into-non-agency-loans-in-third-quarter azimmardi@imfpubs.com Valuations for holdings of mortgages and mortgage-backed securities declined amid rising interest rates. http://www.insidemortgagefinance.com/articles/238990 Fri, 06 Nov 2026 12:55:30 -0500 https://www.insidemortgagefinance.com/articles/238990-angel-oak-reit-post-loss-in-3q-due-to-valuation-decline azimmardi@imfpubs.com The move will allow Redwood to shed some onerous requirements that apply to real estate investment trusts. http://www.insidemortgagefinance.com/articles/239005 Fri, 06 Nov 2026 12:54:34 -0500 https://www.insidemortgagefinance.com/articles/239005-redwood-plans-transition-to-c-corporation azimmardi@imfpubs.com Aven launches tool to reduce mortgage processing time; non-qualified mortgage impairments up 24 basis points in September; Onity Mortgage updates FlexIQ non-agency guidelines. http://www.insidemortgagefinance.com/articles/239021 Fri, 06 Nov 2026 12:53:35 -0500 https://www.insidemortgagefinance.com/articles/239021-news-briefs jbancroft@imfpubs.com More GSE loans are being delivered with VantageScores, but most of them were priced based on their Classic FICO score in October. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238983 Thu, 05 Nov 2026 17:00:00 -0500 https://www.insidemortgagefinance.com/articles/238983-mbs-issuance-decelerates-as-rates-ratchet-up-in-october dhollier@imfpubs.com More MBS in the retained mortgage portfolios of the GSEs boosts net interest income, but adds to their capital costs and duration risk. (Includes data table.) http://www.insidemortgagefinance.com/articles/238986 Thu, 05 Nov 2026 16:56:40 -0500 https://www.insidemortgagefinance.com/articles/238986-gses-resume-mbs-purchases azimmardi@imfpubs.com Major issuers of expanded-credit MBS branched out to source loans with recent issuance. http://www.insidemortgagefinance.com/articles/238984 Thu, 05 Nov 2026 16:54:44 -0500 https://www.insidemortgagefinance.com/articles/238984-expanded-credit-mbs-issuers-expand-loan-sourcing azimmardi@imfpubs.com The residential transition loan market hasn’t wavered as interest rates increase. Vontive is offering its first rated deal. http://www.insidemortgagefinance.com/articles/239009 Thu, 05 Nov 2026 16:52:50 -0500 https://www.insidemortgagefinance.com/articles/239009-rtl-space-resilient-issuer-markets-first-rated-deal sclark@imfpubs.com Commercial MBS investors organized by SFA shared a set of proposals that aim to increase transparency, address reporting challenges and minimize informational asymmetry. http://www.insidemortgagefinance.com/articles/239004 Thu, 05 Nov 2026 16:51:52 -0500 https://www.insidemortgagefinance.com/articles/239004-commercial-mbs-investors-call-for bivey@imfpubs.com Rocket and Chase both reduced their portfolios of owned MSRs and primary servicing. United Wholesale Mortgage and Pennymac are also in the process of selling large chunks of servicing. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238996 Thu, 05 Nov 2026 11:50:41 -0500 https://www.insidemortgagefinance.com/articles/238996-some-of-the-largest-servicers-shrink-in-3q bivey@imfpubs.com Interest rates are down from a peak in mid-October but aren’t expected to get to a level where refis can flow. With plenty of home equity outstanding, production of home equity loans could continue rising. http://www.insidemortgagefinance.com/articles/239003 Thu, 05 Nov 2026 11:42:44 -0500 https://www.insidemortgagefinance.com/articles/239003-first-lien-lending-suppressed-opportunities-with-hels sclark@imfpubs.com The lawsuit argues that the bureau’s amendments to Regulation B upend years of regulatory implementation of the Equal Credit Opportunity Act. The CFPB defended its changes. http://www.insidemortgagefinance.com/articles/238985 Thu, 05 Nov 2026 11:41:46 -0500 https://www.insidemortgagefinance.com/articles/238985-cfpb dhollier@imfpubs.com The OIG said budget cuts and FHFA’s refusal to cooperate obstructed its investigations into the GSEs’ multifamily operations. http://www.insidemortgagefinance.com/articles/238997 Thu, 05 Nov 2026 11:38:48 -0500 https://www.insidemortgagefinance.com/articles/238997-fhfa-accused-of-stonewalling-its-oig ewilley@imfpubs.com Most private mortgage insurers aren’t planning, for now, to set up different credit score minimums for VantageScore 4.0. http://www.insidemortgagefinance.com/articles/238998 Thu, 05 Nov 2026 11:37:49 -0500 https://www.insidemortgagefinance.com/articles/238998-with-vs4-rollout-most-minimums-stay-the-same nbhatia@imfpubs.com Small and mid-sized nonbanks saw their share of GSE servicing increase to 16.7% during the third reporting period of the year. http://www.insidemortgagefinance.com/articles/238991 Wed, 04 Nov 2026 11:58:00 -0500 https://www.insidemortgagefinance.com/articles/238991-gse-data bivey@imfpubs.com Trump may struggle to confirm Senate nominees as Democrats will regain control of the Senate in 2027. http://www.insidemortgagefinance.com/articles/238992 Wed, 04 Nov 2026 11:55:00 -0500 https://www.insidemortgagefinance.com/articles/238992-short-takes sclark@imfpubs.com Mortgage-related complaints received by the bureau were up 3.7% on a quarterly basis. http://www.insidemortgagefinance.com/articles/238980 Tue, 03 Nov 2026 11:59:00 -0500 https://www.insidemortgagefinance.com/articles/238980-servicing-loan-mod-issues-dominate-3q-cfpb-complaints azimmardi@imfpubs.com The loss was driven by a decline in valuation of residential mortgage loans, including those held within securitization trusts. http://www.insidemortgagefinance.com/articles/238982 Tue, 03 Nov 2026 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/238982-angel-oak-reit-takes-loss-in-3q dhollier@imfpubs.com Several changes to Fannie's attorney fees exhibits will kick in on Jan. 1. http://www.insidemortgagefinance.com/articles/238978 Tue, 03 Nov 2026 11:56:00 -0500 https://www.insidemortgagefinance.com/articles/238978-fannie sclark@imfpubs.com Cotality expects elevated mortgage rates to limit homebuying opportunities in 2027. http://www.insidemortgagefinance.com/articles/238979 Tue, 03 Nov 2026 11:55:00 -0500 https://www.insidemortgagefinance.com/articles/238979-short-takes sclark@imfpubs.com Servicing and loan modification issues continued to account for the bulk of complaints filed with the bureau during the third quarter. http://www.insidemortgagefinance.com/articles/238905 Mon, 02 Nov 2026 12:55:10 -0500 https://www.insidemortgagefinance.com/articles/238905-mortgage-complaints-to-cfpb-rise-in-third-quarter sclark@imfpubs.com The lawsuit claims the CFPB’s ECOA final rule will lead to more credit discrimination and violates the Administrative Procedure Act because the bureau ignored comments criticizing the proposal. http://www.insidemortgagefinance.com/articles/238969 Mon, 02 Nov 2026 12:52:12 -0500 https://www.insidemortgagefinance.com/articles/238969-cfpb-ecoa-final-rule-hit-with-another-legal-challenge