<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>News</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>GSE Deliveries Weaken in First Quarter of 2026</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Large lenders increased their share in the conventional mortgage market even as their GSE volume fell. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237102</guid>
      <pubDate>Fri, 03 Apr 2026 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237102-gse-deliveries-weaken-in-1q</link>
    </item>
    <item>
      <title>Fraud on GSE Mortgages Limited, Evolving</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Officials at Fannie and Freddie say mortgage fraud remains rare but is growing more sophisticated.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237099</guid>
      <pubDate>Fri, 03 Apr 2026 11:57:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237099-gses-talk-fraud</link>
    </item>
    <item>
      <title>No GSE Policy Changes Yet on Crypto Assets </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs have yet to change their guidelines related to borrowers’ holdings of cryptocurrency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237114</guid>
      <pubDate>Fri, 03 Apr 2026 11:56:32 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237114-did-fannie-dip-a-toe-in-the-crypto-pool</link>
    </item>
    <item>
      <title>Fannie Loosens QC Requirements for Lenders</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie recently overhauled its quality control requirements, while Freddie made minor changes to underwriting rules.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237110</guid>
      <pubDate>Fri, 03 Apr 2026 11:55:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237110-gses-announce-guide-updates</link>
    </item>
    <item>
      <title>Conservatives Believe Major GSE Reforms Are Unlikely</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Conservative critics of the housing-finance system say preserving the status quo is more likely than a release from conservatorship or a government monopoly.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237086</guid>
      <pubDate>Fri, 03 Apr 2026 11:54:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237086-conservatives-predict-the-future-of-the-gses</link>
    </item>
    <item>
      <title>Former Freddie CEO Touts Capital Plan for GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Don Layton said the recent executive order promoting better access to mortgage credit should be the stepping off point for a revamping of the GSEs’ overly conservative capital requirements.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237089</guid>
      <pubDate>Fri, 03 Apr 2026 11:53:37 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237089-former-freddie-ceo-touts-new-capital-plan-for-gses</link>
    </item>
    <item>
      <title>Fannie Urges Appraisers to Prep for UAD 3.6</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The new Uniform Appraisal Dataset dramatically improves the ability of appraisers to communicate details about a property’s location and views, along with how they impact its valuation.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237105</guid>
      <pubDate>Fri, 03 Apr 2026 11:52:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237105-fannie-urges-appraisers-to-prep-for-uad-36</link>
    </item>
    <item>
      <title>GSE Lenders Stretch Credit Envelope in First Quarter</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Purchase mortgages and refinances in the highest loan-to-value ratio category accounted for a greater share of mortgages delivered to Fannie Mae and Freddie Mac in the first quarter of 2026. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237109</guid>
      <pubDate>Fri, 03 Apr 2026 11:07:17 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237109-gse-lenders-favored-high-ltv-loans-in-1q</link>
    </item>
    <item>
      <title>DPA Programs Considered Key to Unlocking Purchase Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Loan officers can get a leg up against the competition by learning about available downpayment assistance programs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237103</guid>
      <pubDate>Fri, 03 Apr 2026 11:06:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237103-dpa-programs-considered-key-to-unlocking-purchase-movement</link>
    </item>
    <item>
      <title>Better Offers First Conforming Token-Backed Mortgage</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Better and Coinbase have partnered to allow borrowers to pledge holdings of tokenized assets to fund their downpayment, without the need to liquidate the assets.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237101</guid>
      <pubDate>Fri, 03 Apr 2026 11:05:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237101-better-offers-first-conforming-token-backed-mortgage</link>
    </item>
    <item>
      <title>Bank Sales of Mortgages Rise to 2022 Level at End of 2025</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Bank mortgage sales and originations rose in the fourth quarter to levels last seen in 2022. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237088</guid>
      <pubDate>Fri, 03 Apr 2026 11:04:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237088-bank-sales-of-mortgages-rise-to-2022-level</link>
    </item>
    <item>
      <title>Mortgage-Specific AI Tools Offer Better Accuracy for Industry</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Artificial intelligence tools that are specifically designed for mortgage tasks offer more accurate results than general-purpose AI models, according to a new study.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237097</guid>
      <pubDate>Fri, 03 Apr 2026 11:03:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237097-mortgage-specific-ai-tools-offer-better-accuracy-results</link>
    </item>
    <item>
      <title>MISMO Offers Housing Counseling Dataset</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[The Mortgage Industry Standards Maintenance Organization last week announced that its dataset that standardizes counseling data is ready for adoption.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237091</guid>
      <pubDate>Fri, 03 Apr 2026 11:02:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237091-mismo-housing-counseling-dataset-ready-for-adoption</link>
    </item>
    <item>
      <title>High Demand for Mortgages Raises Rate, Processing Time</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Economists quantify the impact of demand shocks on lender-set rates and origination efficiency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237040</guid>
      <pubDate>Fri, 03 Apr 2026 11:00:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237040-mortgage-demand-and-lender-rates</link>
    </item>
    <item>
      <title>Correspondent Share of FHA, VA Lending Increases in 2025</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Among a large group of lenders, the correspondent channel accounted for a 38.0% share of government-insured originations in 2025, up from a 34.5% share in 2024. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237064</guid>
      <pubDate>Fri, 27 Mar 2026 15:50:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237064-uwm-drove-govt-broker-channel-boom-in-4q</link>
    </item>
    <item>
      <title>VA Targets June Rollout of Partial Claims</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[VA is aiming to roll out its partial claim program in June. The agency is also open to revising its appraisal standards.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237069</guid>
      <pubDate>Fri, 27 Mar 2026 15:48:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237069-va-targets-june-rollout-of-partial-claims</link>
    </item>
    <item>
      <title>HECM Endorsements Tick Up in 2025</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Endorsements of home equity conversion mortgages increased by 3.2% on an annual basis in 2025, even with four consecutive quarterly declines since the fourth quarter of 2024. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237041</guid>
      <pubDate>Fri, 27 Mar 2026 15:45:32 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237041-hecm-markets-strong-year-slid-in-4q</link>
    </item>
    <item>
      <title>Ginnie Servicers Nearing DQ Ceiling Face Elevated Buyouts</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Servicers of government loans in Ginnie Mae mortgage-backed securities will need to ramp up buyout activity as delinquencies in their portfolios increase.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237067</guid>
      <pubDate>Fri, 27 Mar 2026 15:44:33 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237067-ginnie-servicers-nearing-dq-ceiling-face-elevated-buyouts</link>
    </item>
    <item>
      <title>Trump Directive Encourages FHA, VA Appraisal Alignment</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Executive orders from President Trump aiming to address housing supply and affordability include many FHA and VA provisions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237047</guid>
      <pubDate>Fri, 27 Mar 2026 15:42:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237047-trump-housing-directive-encourages-fha-va-appraisal-alignment</link>
    </item>
    <item>
      <title>USDA to Pilot Delegated Underwriting Authority</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The U.S. Department of Agriculture’s Rural Housing Service will allow some lenders to begin trialing long-awaited delegated underwriting authority.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237045</guid>
      <pubDate>Fri, 27 Mar 2026 15:41:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237045-usda-to-pilot-delegated-underwriting-authority</link>
    </item>
    <item>
      <title>MBA Calls for Flexibility on VA Fee Documentation</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The granular fee documentation requirements VA imposes on lenders are inconsistent with how some services are priced, according to the Mortgage Bankers Association.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237024</guid>
      <pubDate>Fri, 27 Mar 2026 15:40:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237024-mba-calls-for-flexibility-on-va-fee-documentation</link>
    </item>
    <item>
      <title>Around the Industry</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[FHA spread widens; MBA dispels rumor about False Claims Act lawsuits; Ginnie digitizes multifamily claims.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237068</guid>
      <pubDate>Fri, 27 Mar 2026 15:35:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237068-around-the-industry</link>
    </item>
    <item>
      <title>ARM Production Bounces Back in Fourth Quarter</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[An estimated $94.00 billion of adjustable-rate mortgages were originated in the fourth quarter, up 20.5% from the third quarter. For the full year, volume shot up 44.7% to an estimated $298.00 billion. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237016</guid>
      <pubDate>Fri, 27 Mar 2026 14:52:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237016-arm-production-back-up-in-fourth-quarter-ytd</link>
    </item>
    <item>
      <title>Maxex Platform Grows With Tradeweb</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[In the month since announcing its partnership with Tradeweb, Maxex has seen growth in its digital exchange platform. The company also made updates to its non-QM Select 5 program.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237037</guid>
      <pubDate>Fri, 27 Mar 2026 14:51:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237037-maxex</link>
    </item>
    <item>
      <title>Newer Non-Agency Lenders Face Stumbling Blocks</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[If originators moving into the non-agency space are not careful with product types unfamiliar to them, there can be risk and operational ramifications downstream.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237027</guid>
      <pubDate>Fri, 27 Mar 2026 14:50:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237027-incenter-diligence-sees-growing-product-type-diversification</link>
    </item>
    <item>
      <title>Correspondent Share of Nonconforming Lending Increases</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[In 2025, the correspondent channel gained market share in the nonconforming market from the retail and broker channels. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237065</guid>
      <pubDate>Fri, 27 Mar 2026 14:48:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237065-correspondent-share-of-nonconforming-lending-increases-broker-retail-shares-decrease</link>
    </item>
    <item>
      <title>AAPL Warns of Fraud on Business-Purpose Loans</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[The American Association of Private Lenders issued the alert because of concerns that the fraud patterns could be widely replicated.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237063</guid>
      <pubDate>Fri, 27 Mar 2026 14:47:04 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237063-aapl-issues-formal-alert-on-fraudulent-borrower-profile</link>
    </item>
    <item>
      <title>Lone Star Raises $1.0 Billion in Non-Agency Investments</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[The company’s Lone Star Residential Mortgage Fund IV aims to invest upwards of $10 billion in non-agency mortgages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237050</guid>
      <pubDate>Fri, 27 Mar 2026 14:45:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237050-lone-star-closes-fund-invests-in-non-agency-loans</link>
    </item>
    <item>
      <title>Huntington’s Physician Mortgages Performing Well</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Huntington National Bank’s physician lending business expects growth in mortgage originations and has exhibited strong performance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237043</guid>
      <pubDate>Fri, 27 Mar 2026 14:44:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237043-huntings-physician-mortgages-performing-well</link>
    </item>
    <item>
      <title>News Briefs</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Non-QM impairments rise in February; new automated underwriting system for jumbos; Flourish Lending looks to help independent advisors compete with banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237066</guid>
      <pubDate>Fri, 27 Mar 2026 14:43:11 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237066-news-briefs</link>
    </item>
  </channel>
</rss>
