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SCOTUS May Revisit Ruling on Interest-on-Escrow Law

October 15, 2026
Shannon Clark
Inviting the solicitor general to weigh in on federal bank preemption indicates that the high court is considering whether to revisit the matter, according to industry attorneys.
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No Announcement on Tri-Merge at MBA Annual

October 15, 2026
Dennis Hollier
FHFA Director Bill Pulte was expected to announce a shift to the bi-merge at the MBA’s conference this week. He ended up skipping the event to join President Trump on the campaign trail.
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MBA Outlines Plan to Reduce Mortgage Costs

October 15, 2026
James Dohnert
The Mortgage Bankers Association said its reform measures could be adopted without new laws.
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Slowing Refis Drag Down Ginnie Issuance

October 9, 2026
Emmeline Willey
Issuance of government-backed loans to Ginnie Mae mortgage-backed securities fell in the third quarter, breaking with the typical seasonal pattern amid higher interest rates. (Includes four data tables.)
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Jones Would Target Builder, Lender Cost Cuts at FHA

October 9, 2026
Emmeline Willey
Sen. Elizabeth Warren, D-MA, ranking member of the Senate Banking Committee, had little to say to FHA Commissioner-nominee Matt Jones aside from a remark that he would have a “tough job” amid the financial conditions borne of the Trump administration’s policies.
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HUD Sued for Withholding Housing Counseling Funding

October 9, 2026
Emmeline Willey
The lawsuit challenges HUD’s refusal to award funding that Congress set aside for housing counseling nationwide, which is necessary for the origination of home equity conversion mortgages.
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Trade Groups Urge Alignment on ROV Policies

October 9, 2026
Emmeline Willey
Industry trade groups want government mortgage programs to align their reconsideration of value processes with those of the government-sponsored enterprises.
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Prime Loans Lift Non-Agency Issuance in 3Q

October 9, 2026
Abby Zimmardi
Issuance of prime non-agency MBS increased by more than 20% during the third quarter of 2026 while expanded-credit MBS held steady. (Includes data file.)
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NYLIM to Acquire Majority Stake in Invictus

October 9, 2026
Abby Zimmardi
New York Life Investment Management is set to acquire a majority ownership stake in the owner of Verus Mortgage Capital.
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Non-QM Products Expanding Faster Than Origination Systems

October 9, 2026
Abby Zimmardi
The goal should be to bring non-qualified mortgages into the same digital workflows as the rest of the mortgage business, rather than into a separate process, according to industry stakeholders.
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